2026 taxable assessment $172,400 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $180,700; it is not the 2026 billed-year value.
House report
587 Alcott St
3 bd · 1 ba · 2 stories · 1,299 sqft · RSA5 · built 1925
Absentee individual · assessed $172K (2026) · 2027 OPA assessment $181K · sold 2×. On the 500 block of Alcott St.
Property summary
Assessment$172,4002026 OPA assessment · 2027: $180,700
Last sale$47KRecorded 2007
Est. tax bill$2,413/year2026 taxable assessment × 1.3998%
Tax delinquencyNo 2022 matchNot proof account is current
Permits0Every fetched City permit
Violations0 open22 historical across 13 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
Ask the questions this record raises.
These curated questions are free. Choose one to open its cited answer.
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 3520786002026 taxable assessment equals the full assessed value.
Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordTraded
Why it mattersTraded 2×: $43K in 2001 → $47K in 2007 (+11%).
View supporting records →City Property History
Fetched L&I and zoning records
Every row successfully fetched for this report is counted below. Dataset availability and matching can differ from the City's interactive file; use the official link for current detail.
- Recorded owner
- Magin Ruiz & Wilfredo Ruiz
- Tax mailing address
- 550 CREST AVE, ELKINS PARK PA, 19027
- L&I district
- —
- Building ID (BIN)
- —
- OPA account
- 352078600
Permits0No match
Violation cases1322 violation records · 0 open
Investigations2014 failed · 6 passed · 0 closed
Building certifications0Unavailable
Business licenses20 active
Appeals0No match
PermitsPermit number, issued date, work and City status0
No permits matched this parcel in the fetched City dataset.
Violation cases22 individual violation records; resolved history remains visible13
Case 97541CLOSED
STANDARD · Opened Jan 10, 2007 · completed May 15, 2009
- RUBBISH/GARBAGE EXTERIOR-OWNERViolation 463135Jan 10, 2007 COMPLIED
- DOOR - REPAIR REPLACE EXTERIORViolation 463136Jan 10, 2007 COMPLIED
- CLIP VIOLATION NOTICEViolation 463134Jan 10, 2007 COMPLIED
Case 165451CLOSED
STANDARD · Opened Jun 17, 2008
- HIGH WEEDS-CUTViolation 988342Jun 17, 2008 COMPLIED
- CLIP VIOLATION NOTICEViolation 988341Jun 17, 2008 COMPLIED
Case 199625CLOSED
STANDARD · Opened May 15, 2009 · completed Jun 29, 2009
- VACANT BLDG KEEP CLEAN GET LICViolation 1332591May 15, 2009 COMPLIED
- HIGH WEEDS-CUTViolation 1332590May 15, 2009 COMPLIED
- CLIP VIOLATION NOTICEViolation 1332589May 15, 2009 COMPLIED
- VACANT BLDG - VOTAViolation 1332592May 15, 2009 COMPLIED
Case 332303CLOSED
STANDARD · Opened Jun 11, 2012 · completed Jul 16, 2012
- VACANT PROP STANDARDViolation 2467133Jun 7, 2012 COMPLIED
- VAC PROP REPLAC WIN/DRS 80%Violation 2467134Jun 7, 2012 COMPLIED
- LICENSE-VAC RES BLDGViolation 2467132Jun 7, 2012 COMPLIED
Case 405802CLOSED
STANDARD · Opened Oct 4, 2013 · completed Mar 17, 2015
- LICENSE - RENTAL PROPERTYViolation 3028968Oct 4, 2013 COMPLIED
Case 661001CLOSED
STANDARD · Opened Oct 25, 2018 · completed Jan 4, 2019
- CLIP VIOLATION NOTICEViolation 4853677Oct 25, 2018 COMPLIED
- HIGH WEEDS-CUTViolation 4853678Oct 25, 2018 COMPLIED
Case CF-2020-022145CLOSED
NOTICE OF VIOLATION · Opened Jun 4, 2020 · completed Jul 6, 2020
- EXTERIOR AREA WEEDSViolation VI-2020-008252Jun 4, 2020 COMPLIED
Case CF-2020-056265CLOSED
NOTICE OF VIOLATION · Opened Aug 27, 2020 · completed Oct 13, 2020
- EXTERIOR AREA WEEDSViolation VI-2020-031411Aug 27, 2020 COMPLIED
Case CF-2020-090629COMPLIED, BALANCE DUE
NOTICE OF VIOLATION · Opened Dec 29, 2020
- RENTAL LICENSE- ONE & TWO FAMILY (R3)Violation VI-2020-055408Dec 29, 2020 CLOSED
Case CF-2022-024178CLOSED
NOTICE OF VIOLATION · Opened Mar 23, 2022 · completed Jun 23, 2022
- RUBBISH & GARBAGEViolation VI-2022-019801Mar 23, 2022 COMPLIED
Case CF-2023-019992CLOSED
NOTICE OF VIOLATION · Opened Mar 11, 2023 · completed May 11, 2023
- RUBBISH & GARBAGEViolation VI-2023-015086Mar 11, 2023 COMPLIED
Case CF-2023-095997CLOSED
NOTICE OF VIOLATION · Opened Sep 15, 2023 · completed Oct 7, 2023
- EXTERIOR AREA WEEDSViolation VI-2023-070956Sep 15, 2023 COMPLIED
Case CF-2025-133069CLOSED
NOTICE OF VIOLATION · Opened Dec 11, 2025 · completed Jan 2, 2026
- RUBBISH & GARBAGEViolation VI-2025-096464Dec 11, 2025 COMPLIED
InvestigationsEvery inspector visit, including CLOSED outcomes20
HCEU INSPCase 97541
Jan 10, 2007 FAILED
HCEU INSPCase 97541
Feb 2, 2007 PASSED
HCEU INSPCase 332303
Jun 7, 2012 FAILED
HCEU INSPCase 332303
Jul 16, 2012 PASSED
L&I investigationCase CF-2020-022145
Jun 4, 2020 FAILED
L&I investigationCase CF-2020-022145
Jun 17, 2020 FAILED
L&I investigationCase CF-2020-056265
Aug 27, 2020 FAILED
L&I investigationCase CF-2020-056265
Oct 13, 2020 PASSED
L&I investigationCase CF-2020-090629
Dec 29, 2020 FAILED
L&I investigationCase CF-2020-090629
Jan 15, 2021 FAILED
L&I investigationCase CF-2020-090629
Feb 19, 2021 FAILED
L&I investigationCase CF-2020-090629
Mar 19, 2021 PASSED
L&I investigationCase CF-2022-024178
Mar 23, 2022 FAILED
L&I investigationCase CF-2022-024178
Apr 11, 2022 FAILED
L&I investigationCase CF-2023-019992
Mar 11, 2023 FAILED
L&I investigationCase CF-2023-019992
Mar 25, 2023 FAILED
L&I investigationCase CF-2023-095997
Sep 15, 2023 FAILED
L&I investigationCase CF-2023-095997
Oct 7, 2023 PASSED
L&I investigationCase CF-2025-133069
Dec 11, 2025 FAILED
L&I investigationCase CF-2025-133069
Jan 2, 2026 PASSED
Building certificationsInspection result and filed expiration date by L&I building ID0
This dataset was unavailable when the report was assembled.
Business licensesHistorical and active licenses are both retained2
Vacant Residential Property / LotLicense 487348
WILFREDO RUIZ
Revenue code 3219 · First issued Nov 6, 2009 Inactive Expiration Feb 28, 2010 Inactive Dec 22, 2012
RentalLicense 568426
WILFREDO RUIZ
Revenue code 3202 · First issued Jul 10, 2012 Inactive Expiration Feb 28, 2013
AppealsApplication status and decision are separate City fields0
No appeals matched this parcel in the fetched City dataset.
City of Philadelphia OPA, L&I and Zoning Board records, shown as filed. A CLOSED investigation is an outcome label, not a missing visit; an appeal's application status and decision may differ.
Legal due diligence
What this record proves—and what it does not.
These checks are triggered by this property’s actual City rows. They identify the controlling document to verify; they do not declare a use legal, a building safe, or title clear.
2 verify
1 favorable dated record
VerifyFailed inspections are dated events—not the current condition14 failed, 6 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Jan 2, 2026.
Why it mattersA PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.
Verify nextOpen the parent case/permit for each material failure and confirm its later disposition.
Open the controlling City guidance ↗VerifyA historical business license is not current operating authorityVacant Residential Property / Lot #487348: Inactive since Dec 22, 2012
Why it mattersA license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.
Verify nextIf business income matters, verify the current tenant, use registration, and active license in eCLIPSE.
Open the controlling City guidance ↗Favorable dated recordNo open violation; closed history remains relevantThe fetched record shows 0 open and 22 historical violations across 13 cases.
Why it mattersA closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.
Verify nextUse the closed cases to target the inspection and occupancy-file review.
Open the controlling City guidance ↗Closing file: checks no public-record summary can replace5 documents/searches to assign before settlement
Property Sales Certification
The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.
Next: Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.
Official guidance ↗Date-effective City Property Payoff
The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.
Next: Request the City statement effective through settlement; read every period and invoice.
Official guidance ↗Professional title and water-lien searches
OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.
Next: Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.
Official guidance ↗Separate water-lien guidance ↗Seller-specific tax relief is not the buyer’s bill
LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.
Next: Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.
Official guidance ↗Separate water-lien guidance ↗Seller disclosure and independent inspections
For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.
Next: Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.
Official guidance ↗Informational only—not a legal opinion, title report, code inspection, tax payoff, or substitute for a Pennsylvania lawyer, title company, inspector, or tax professional.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1925: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
If you’re the landlord
If it is rented, verify the Rental License
The fetched license records do not show an active Rental License. Ownership type or a tax mailing address does not prove that tenants occupy the property; if it is rented, verify the current license and legal occupancy in eCLIPSE.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$172,400
2026 billed-year assessment · 2027: $180,700 · built 1925
Price / sq ft
$139
block $154 · below block
Appreciation
+95%
+7%/yr, city 6.5%
In 5 years (~2031)
~$181K
+7%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$2,413
1.34% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
12.2%
≈$2K/mo rent
Times sold
2
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeL&I violationPermitInspection
The paper trail
TradedTraded 2×: $43K in 2001 → $47K in 2007 (+11%).
- 2001 $43KSold
- 2007 $47KSold
- 2020 3 L&I violationsL&I
- 2022 L&I violationL&IInspection failed ×2L&I visit
- 2023 2 L&I violationsL&IL&I: 3 failed, 1 passedL&I visit
- 2025 L&I violationL&IInspection failedL&I visit
- 2026 Inspection passedL&I visit
Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,299 sqft
livable area
Lot
1,031 sqft
Basement
Partial
city code H
Heat
Undetermined
city code H
Central air
No
Garage
1 space
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
Average
city code 4
Above averageBelow average
Quality grade
C+
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 587 Alcott St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2007) a 30-year mortgage ran about 6.34% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
587 Alcott St sits on the 500 block of Alcott St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 585 Alcott St · 585 1/2 Alcott St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 4:47 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: unavailable. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)