2026 taxable assessment $276,600 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $263,800; it is not the 2026 billed-year value.
House report
5642 Gainor Rd
3 bd · 2 ba · 2 stories · 1,368 sqft · RSA5 · built 1920
Owner-occupied · assessed $277K (2026) · 2027 OPA assessment $264K · sold 3×. On the 5600 block of Gainor Rd.
Property summary
Assessment$276,6002026 OPA assessment · 2027: $263,800
Last sale$255KRecorded 2021
Est. tax bill$3,872/year2026 taxable assessment × 1.3998%
Tax delinquencyNo 2022 matchNot proof account is current
Permits5Every fetched City permit
Violations0 open13 historical across 2 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
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Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 5221039002026 taxable assessment equals the full assessed value.
Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordRenovated & sold on
Why it mattersBought for $62K in 2002, alteration permit in 2017, sold for $255K in 2021 (+312%).
View supporting records →City Property History
Fetched L&I and zoning records
Every row successfully fetched for this report is counted below. Dataset availability and matching can differ from the City's interactive file; use the official link for current detail.
- Recorded owner
- Brittany Alston & Wesley X Cooper
- Tax mailing address
- 5642 GAINOR RD, PHILADELPHIA PA, 19131
- L&I district
- CENTRAL WEST
- Building ID (BIN)
- —
- OPA account
- 522103900
Permits5Every dated permit
Violation cases213 violation records · 0 open
Investigations53 failed · 2 passed · 0 closed
Building certifications0No match
Business licenses20 active
Appeals0No match
PermitsPermit number, issued date, work and City status5
AlterationPermit 836273
Dec 1, 2017 COMPLETED Completed Jan 16, 2018
EZ PERMIT STADARD ALTERATIONS-NEW KITCHEN, FLOORS, BATHROOM FOR ALTERATIONS TO AN EXISTING ONE FAMILY DWELLING AS PER ATTACHED STANDARD. DEVIATIONS FROM THIS STANDARD WILL RESULT IN PERMIT REVOCATION AND REQUIRE SUBMISSION OF CONSTRUCTION PLANS.
PlumbingPermit 847048
Feb 27, 2018 COMPLETED Completed Oct 4, 2018
ROUGHIN & FINISH 1-WATER CLOSET, 1-LAVS & 1-SHOWER & HOT WATER HEATER THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004 (SFD)
ElectricalPermit 856017
Mar 1, 2018 COMPLETED Completed Sep 14, 2018
INSTALL LIGHTS, SWITCHES, OUTLETS, FIXTURES, 120V 15A LINE FOR FRIG & WATER HEATER GROUNDING ROD TO COLD WATER LINE & INSTALL PVC PIPE ON PRIMARY SEVICE - EXISTING SERVICE 100AMP AS PER NEC 2008 WEST DISTRICT (SFD)
MechanicalPermit 863643
Apr 4, 2018 COMPLETED Completed Oct 4, 2018
INSTALL HOT WATER BOILER.
ElectricalPermit 912404
Sep 21, 2018 COMPLETED Completed May 16, 2019
RE-WIRE ONE FAMILY DWELLING AS PER 2008 NEC.
Violation cases13 individual violation records; resolved history remains visible2
Case 609119CLOSED
CONSTRUCTION SERVICES · Opened Oct 20, 2017 · completed Jul 11, 2019
- PERMB- FILL EXT DR/WIN OPENINViolation 4517385Oct 20, 2017 COMPLIED
- PERMB- ALTER REP'R EXT PORTIONViolation 4517386Oct 20, 2017 COMPLIED
- PERMB- ALTER REPAIR INT PARTViolation 4517387Oct 20, 2017 COMPLIED
- PERMB- INSTALL HVAC SYSViolation 4517388Oct 20, 2017 COMPLIED
- PERMP- INST NEW PLUMBINGViolation 4517389Oct 20, 2017 COMPLIED
- PENALTY- NO BLDG PERM INFOViolation 4517391Oct 20, 2017 COMPLIED
- PENALTY- NO ELEC PERM INFOViolation 4517392Oct 20, 2017 COMPLIED
- PENALTY- NO PLUMB PERM INFOViolation 4517393Oct 20, 2017 COMPLIED
- SWO- CONSTR W/O ELEC PERMITViolation 4517395Nov 1, 2017 COMPLIED
- SWO- CONSTR W/O BLDG PERMITViolation 4517394Nov 1, 2017 COMPLIED
- SWO- CONSTR W/O PLUMB PERMITViolation 4517396Nov 1, 2017 COMPLIED
Case 653899CLOSED
STANDARD · Opened Sep 11, 2018 · completed Oct 24, 2018
- ELECTRICAL UNLICENSED SUBCONTRViolation 4804846Sep 11, 2018 COMPLIED
- CONTRACTOR AND SUBCONTRAC INFOViolation 4804845Sep 11, 2018 COMPLIED
InvestigationsEvery inspector visit, including CLOSED outcomes5
BP_BLDGCase 609119
Oct 20, 2017 FAILED
BP_BLDGCase 609119
Nov 27, 2017 FAILED
BP_BLDGCase 609119
Apr 11, 2018 PASSED
AIU INSPCase 653899
Sep 11, 2018 FAILED
AIU INSPCase 653899
Oct 24, 2018 PASSED
Building certificationsInspection result and filed expiration date by L&I building ID0
No building certifications matched this parcel in the fetched City dataset.
Business licensesHistorical and active licenses are both retained2
RentalLicense 817790
DAVID A ROBINSON
Revenue code 3202 · First issued Jul 11, 2019 Closed Expiration Jul 10, 2020 Inactive Sep 8, 2020
RentalLicense 0972429
BRITTANY ALSTON
Revenue code 3202 · First issued Feb 26, 2025 Inactive Expiration Feb 25, 2026 Inactive Apr 26, 2026
AppealsApplication status and decision are separate City fields0
No appeals matched this parcel in the fetched City dataset.
City of Philadelphia OPA, L&I and Zoning Board records, shown as filed. A CLOSED investigation is an outcome label, not a missing visit; an appeal's application status and decision may differ.
Legal due diligence
What this record proves—and what it does not.
These checks are triggered by this property’s actual City rows. They identify the controlling document to verify; they do not declare a use legal, a building safe, or title clear.
1 verify
1 favorable dated record
VerifyFailed inspections are dated events—not the current condition3 failed, 2 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Oct 24, 2018.
Why it mattersA PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.
Verify nextOpen the parent case/permit for each material failure and confirm its later disposition.
Open the controlling City guidance ↗Favorable dated recordNo open violation; closed history remains relevantThe fetched record shows 0 open and 13 historical violations across 2 cases.
Why it mattersA closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.
Verify nextUse the closed cases to target the inspection and occupancy-file review.
Open the controlling City guidance ↗Closing file: checks no public-record summary can replace5 documents/searches to assign before settlement
Property Sales Certification
The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.
Next: Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.
Official guidance ↗Date-effective City Property Payoff
The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.
Next: Request the City statement effective through settlement; read every period and invoice.
Official guidance ↗Professional title and water-lien searches
OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.
Next: Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.
Official guidance ↗Separate water-lien guidance ↗Seller-specific tax relief is not the buyer’s bill
LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.
Next: Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.
Official guidance ↗Separate water-lien guidance ↗Seller disclosure and independent inspections
For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.
Next: Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.
Official guidance ↗Informational only—not a legal opinion, title report, code inspection, tax payoff, or substitute for a Pennsylvania lawyer, title company, inspector, or tax professional.
Records to verify together
Rule-based groupings across this property's dated public records. Each flag shows the records that belong in the same verification step and where the inference stops.
Assessment/permit mismatch
The assessment jumped 102% in 2025, but no matching permit appears in the property timeline.
Evidence: assessment moved from $136,800 to $276,600 · no permit shown in 2024-2026
Limit: Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it.
Transparent record rules, not a score or forecast. Each flag is a prompt to verify the cited records, not a prediction or allegation.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1920: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
If you own it
$1,399/yr may be unclaimed
This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$276,600
2026 billed-year assessment · 2027: $263,800 · built 1920
Price / sq ft
$193
block $151 · above block
Appreciation
+150%
+10%/yr, city 6.5%
In 5 years (~2031)
~$265K
+10%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$3,872
1.47% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
-3032600.5%
≈$-667M/mo rent
Times sold
3
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeSaleL&I violationPermit
The paper trail
Renovated & sold onBought for $62K in 2002, alteration permit in 2017, sold for $255K in 2021 (+312%).
- 2002 $62KSold
- 2017 11 L&I violationsL&IInspection failed ×2L&I visit$143KSoldAlterationPermit
- 2018 PlumbingPermitElectricalPermitMechanicalPermit2 L&I violationsL&IL&I: 1 failed, 2 passedL&I visitElectricalPermit
- 2021 $255KSold
Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
2
Stories
2
Interior
1,368 sqft
livable area
Lot
2,250 sqft
Basement
Full, finished
city code A
Heat
Other
city code E
Central air
No
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
Above average
city code 3
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 5642 Gainor Rd takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2021) a 30-year mortgage ran about 2.96% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
5642 Gainor Rd sits on the 5600 block of Gainor Rd. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 5640 Gainor Rd · 5644 Gainor Rd
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 7:04 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)