The Block Report

House report

5637 Gainor Rd

3 bd · 1 ba · 2 stories · 1,368 sqft · RSA5 · built 1920

Owner-occupied · assessed $204K (2026) · 2027 OPA assessment $207K. On the 5600 block of Gainor Rd.

Property summary

Assessment$204,1002026 OPA assessment · 2027: $207,000 Last sale—No sale value available Est. tax bill$1,457/year2026 OPA · Homestead-adjusted Tax delinquency$2KCity snapshot · Jun 2022 Permits3Every fetched City permit Violations0 open1 historical across 1 case

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

Street view of 5637 Gainor Rd
From the street — imagery © Google
From above — imagery © Esri, Maxar

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$1,457/year

2026 taxable assessment $104,100 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $207,000; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 522109200
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationHomestead exemption

2026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.

Historical delinquency sources Record found

$1,585.06 was recorded for this parcel in Philadelphia's June 2022 delinquency snapshot for 2021. That amount may have been paid, reduced, or increased since; it is not a current payoff figure.

$1,125.23 principal$59.08 interest$67.51 penalty$333.24 other charges
1year recorded 2021tax period 2021-01-11last payment in snapshot Yesactionable flag Nopayment agreement Nobankruptcy flag Nosheriff-sale flag Noassessment appeal

The snapshot’s 2022 context used $114,900 total assessment, $114,900 taxable, and $0 exempt/abated. Those historical fields can differ from today’s OPA exemption status.

A separate historical parcel ledger ending in 2016 records $1,499.94 and a lien entry. It is shown as historical context only.

2016$1,501.61 total · $1,297.48 principal · $19.46 interest · $12.97 penalty

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record

Records to verify together

Rule-based groupings across this property's dated public records. Each flag shows the records that belong in the same verification step and where the inference stops.

Dated record flagRecords to verify together

More than one separately dated public record deserves a current-status check.

Evidence: $1,585 appeared in the City's June 2022 delinquency snapshot · a lien number appears in the historical tax ledger through 2016

Limit: A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue.

Transparent record rules, not a score or forecast. Each flag is a prompt to verify the cited records, not a prediction or allegation.

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1920: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

The last transfer used nominal consideration

The latest deed records $100 or less and shared-name parties. That is not a usable market-sale price and can reflect a family, estate, gift, correction, or entity transfer. Inspect the deed and order a title search rather than inferring the relationship or chain.

If you own it

$1,500 in the historical tax ledger through 2016

Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$204,100
2026 billed-year assessment · 2027: $207,000 · built 1920
Price / sq ft
$151
block $151 · in line w/ block
Appreciation
+85%
+6%/yr, city 6.5%
In 5 years (~2031)
~$208K
+6%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$1,457
0.7% effective
Jun 2022 tax snapshot
$2K
recorded then · verify current
Gross yield
-3864734.3%
≈$-667M/mo rent
Times sold
0
latest deed has shared-name parties

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$125K$250K2016: L&I: EXTERIOR STRUCT UNSAFE COND 8 2016: L&I: 2 failed, 1 passed2017: Plumbing2023: Roof Covering Replacement 2023: Addition and/or Alteration$204K201620182020202220242026
This houseBlock median & rangeL&I violationPermit
Highlight

The paper trail

Improved

Owner pulled a addition and/or alteration permit in 2023.

  1. 2016 L&I: EXTERIOR STRUCT UNSAFE COND 8L&IL&I: 2 failed, 1 passedL&I visit
  2. 2017 PlumbingPermit
  3. 2023 Roof Covering ReplacementPermitAddition and/or AlterationPermit

Every dated deed, permit, inspection, license, violation, certification, and appeal—together.

The timeline combines the report’s transfer history with every successfully fetched L&I and zoning row. A date or status is the City’s filed record, not a statement that the condition remains current; use the official file for live detail.

Open the City record ↗
Recorded owner
Individual owner on record
L&I district
CENTRAL WEST
OPA account
522109200

What this record suggests

The City file documents 3 permits touching electrical work, plumbing, roof work. 3 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

  1. PermitAddition and/or Alteration

    Permit EP-2023-010196 · Completed

    Installation of solar array in accordance with signed standard

  2. PermitRoof Covering Replacement

    Permit GM-2023-009759 · Completed

    For minor construction work at the subject property in accordance with all applicable provisions of the Philadelphia Code, all references codes and standards, and the attached EZ Standard, where included. Deviation from this standard shall result in permit revocation. A separate permit from the Philadelphia Department of Streets is required for any sidewalk and street closures. All means of pedestrian protection required at the site in accordance with the Philadelphia Building Code Chapter 33 shall be in place prior to start of work.

  3. PermitPlumbing

    Permit 841169 · COMPLETED

    REPLACE CURB TRAP & FAI PA20173550336 "SELF-CERTIFICATION'S ARE NO LONGER PERMITTED" - "ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FEET IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION"

  4. InvestigationHCEU INSP

    Case 559302 · PASSED

  5. InvestigationHCEU INSP

    Case 559302 · FAILED

  6. ViolationEXTERIOR STRUCT UNSAFE COND 8

    Case 559302 · Violation 4164055 · COMPLIED

How Philadelphia’s property system works

These explainers are free because the record only helps if you know what it can—and cannot—prove. Use the linked City guidance for the controlling rule.

Permits and inspections 3 on this property

This property’s file includes PP_PLUMBNG, General Permit Minor, Electrical permit records. A permit documents authorized scope and a City process; it is not by itself proof that every described improvement was completed, remains in place, or meets today’s condition expectations.

L&I inspections are scheduled at defined stages; final inspection and required certifications are separate steps in closing out applicable work.

How construction and repair permits work ↗See City inspection stages by permit type ↗
Assessments and taxes

The OPA assessment is the City’s value on the tax roll—not an asking price, appraisal, or live account balance. The taxable assessment can differ from the full assessment because the City roll records exemptions or other treatment; the report keeps those fields separate.

Your annual estimate uses the taxable assessment. Payments, credits, interest, and the amount due are maintained separately in Tax Center.

How the Office of Property Assessment works ↗Philadelphia property-tax guidance ↗
Violations, cases, and status check current status

An open row is a dated City status, not a diagnosis of current condition or a conclusion about the property. Read the case, notice, and any subsequent inspection together, then verify the live file.

How L&I code enforcement works ↗City violation and order types ↗

Flags: $2K recorded in the June 2022 delinquency snapshot — verify current balance · historical tax ledger through 2016 recorded $1K with a lien entry · latest deed has shared-name parties — relationship unverified. Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,368 sqft
livable area
Lot
2,250 sqft
Basement
Partial
city code H
Heat
Undetermined
city code H
Central air
No
Garage
1 space
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 5637 Gainor Rd takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$207K
20%
6.875%
$700/mo
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

5637 Gainor Rd sits on the 5600 block of Gainor Rd. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 5635 Gainor Rd  ·  5639 Gainor Rd

Where this comes from
Methodology & freshness

This report was assembled Jul 10, 2026, 7:04 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)