The Block Report

House report

5625 Montrose St

3 bd · 1 ba · 1 story · 1,032 sqft · RSA5 · built 1925

Owner-occupied · assessed $123K · sold 1×. On the 5600 block of Montrose St.

Street view of 5625 Montrose St
From the street — imagery © Google
From above — imagery © Esri, Maxar

Property summary

Assessment$123KCity assessed value Last sale$40KRecorded 2001 Est. taxes$315/yearAnnual city record Permits2Shown in this report ViolationsNone openNo open L&I cases

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $315/yr reflects a 10-year abatement. It steps up every year and reaches about $1,715/yr in 2033 — $1,400/yr more. Price the full bill, not the current one.

Built 1925: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

When the abatement ends, file for Homestead

An abated home cannot also take the Homestead Exemption. From 2033 it can — knocking about $1,400/yr off the full bill.

$9,538 in back taxes on record

Interest and penalties keep compounding until a Revenue payment agreement is in place, and a lien is already filed — an owner-occupant agreement also stops the sheriff-sale track.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$123K
built 1925
Price / sq ft
$119
block $119 · in line w/ block
Appreciation
+134%
+8%/yr, city 6.5%
In 5 years (~2031)
~$123K
+8%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$315
0.26% effective, abated
Gross yield
—
Times sold
1

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$100K$200KBefore this chart — 2001: Sold $40K 2007: Electrical 2007: Plumbing$123K201620222027
This houseBlock median & rangePermit

The paper trail

New construction

built new under a 2007 permit (tax-abated), sold for $40K in 2001.

  1. 2001 $40KSold
  2. 2007 ElectricalPermitPlumbingPermit

Flags: tax-abated — the bill lags real value · $10K back taxes (2004–2016, $3K of it interest & penalties, lien filed). Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $315/yr under a 10-year tax abatement that steps down every year. In 2033 the bill reaches its full ~$1,715/yr — a step up of $1,400/yr, 6 assessment years out. Drag the slider.

2016: ~$312/yr2017: ~$312/yr2018: ~$312/yr2019: ~$256/yr2020: ~$217/yr2021: ~$217/yr2022: ~$217/yr2023: ~$0/yr2024: ~$0/yr2025: ~$231/yr2026: ~$231/yr2027: ~$315/yr2028: ~$548/yr (projected)2029: ~$782/yr (projected)2030: ~$1,015/yr (projected)2031: ~$1,248/yr (projected)2032: ~$1,482/yr (projected)2033: ~$1,715/yr (projected)2034: ~$1,715/yr (projected)201620332034
2027~$315/yrfrom the record

now: ($122,500 assessed − $99,997 abated) × 1.3998% ≈ $315/yr 2033: $122,500 assessed × 1.3998% ≈ $1,715/yr The abated slice shrinks ~10% a year (post-2022 program, started 2023) — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
1
Interior
1,032 sqft
livable area
Lot
879 sqft
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 5625 Montrose St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$123K
20%
6.875%
$875/mo

When this house last sold (2001) a 30-year mortgage ran about 6.97% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Block context

5625 Montrose St sits on the 5600 block of Montrose St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 5623 Montrose St  ·  5627 Montrose St

Where this comes from

Methodology & freshness

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)