2026 taxable assessment $106,700 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $114,700; it is not the 2026 billed-year value.
House report
5531 Ludlow St
3 bd · 1 ba · 2 stories · 840 sqft · CMX2 · built 1925
Entity-held · assessed $107K (2026) · 2027 OPA assessment $115K · sold 1×. On the 5500 block of Ludlow St.
BlockReport AI · cited public records
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Property summary
Assessment$106,7002026 OPA assessment · 2027: $114,700
Last sale$35KRecorded 2018
Est. tax bill$1,494/year2026 taxable assessment × 1.3998%
Tax delinquencyNo 2022 matchNot proof account is current
Permits0Every fetched City permit
Violations0 open16 historical across 4 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 6040066002026 taxable assessment equals the full assessed value.
Historical delinquency sources Record found
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
A separate historical parcel ledger ending in 2016 records $6,466.79 and a lien entry. It is shown as historical context only.
2008$173.47 total · $0.00 principal · $112.30 interest · $15.38 penalty2009$333.44 total · $0.00 principal · $228.94 interest · $33.64 penalty2010$340.56 total · $0.00 principal · $234.96 interest · $33.64 penalty2011$334.44 total · $0.00 principal · $226.46 interest · $36.96 penalty2012$765.54 total · $385.94 principal · $204.43 interest · $38.39 penalty2013$931.96 total · $568.12 principal · $161.91 interest · $39.77 penalty2014$1,326.04 total · $819.81 principal · $159.86 interest · $57.39 penalty2015$1,238.98 total · $819.81 principal · $86.08 interest · $57.39 penalty2016$1,022.36 total · $856.39 principal · $12.84 interest · $8.56 penalty
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordHistory
Record summary14 L&I violations (2014); L&I: 5 failed, 1 passed (2014); L&I: 1 failed, 2 passed (2015); recorded transfer $35K (2018); L&I violation (2018); Inspection passed (2018); L&I violation (2025); L&I: 1 failed, 1 passed (2025).
View supporting records →Marked sealed, but licensed as a rental
Record summaryThe assessor's condition code says sealed, while L&I shows an active rental license here. Both can't be current.
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1925: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
If you own it
$6,467 in the historical tax ledger through 2016
Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.
If you’re the landlord
Lead certificate is not optional
Built 1925: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.
Licensed rental — keep it that way
Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
Who's behind it
Jcre Holdings LLC · corporate / LLC owner
• Owns 22 properties across Philadelphia under this name, assessed at $3.6M combined
• Tax bills mail to 45 E City Ave, Bala Cynwyd PA, 19004 — outside Philadelphia
• Holds an active rental license for this address
Assessment and tax history
Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.
Assessed value
$106,700
2026 billed-year assessment · 2027: $114,700 · built 1925
Price / sq ft
$137
block $137 · in line w/ block
Assessment change
+116%
+7%/yr since 2016 · 2027 +7% vs 2026
Est. tax bill / yr
$1,494
1.4% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
1
licensed rental
Assessment vs. the block and ZIP · every dated City record marked on the line
- OPA assessment · 2016$53K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$53K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$53K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$62K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$65K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$65K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$65K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$92K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$75K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$107K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$107K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$115K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Deed / sale · 2018Deed / sale $35KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- L&I violation · 2014-11-10INT S-CEILING REPAIR/MAINT SANA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2014-11-10EXT S-DOOR REPAIR/REPLACEA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2014-11-10INT S-WALLS REPAIR/MAINT SANIA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2014-11-10ELEC-COVER PLATE DEFECTIVE-RESA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2014-11-10INT S-FLOOR REPAIR (Repair the interior floor)Repair the interior floorHow L&I violations and orders work ↗
- L&I violation · 2014-05-14INT-BATHRM REPAIR BATH/SHW-RESA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2014-05-14INT-KITCHEN STOVE DEFECTIV-RESA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2014-06-18DRAINAGE-KITCHEN DRAIN REP-RESA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2014-06-18INT-PLMBG MAINT FIXTURES-RESA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2018-04-10VIOL NONE FOUNDA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- Inspection · 2018-04-10HCEU INSP (Housing Code Enforcement Unit inspection)A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended.What Philadelphia inspections check ↗
- L&I violation · 2025-03-14EXTERIOR STRUCTURE ROOF DRAINAGEA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- Inspection · 2014-12-16HCEU INSP (Housing Code Enforcement Unit inspection)A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended.What Philadelphia inspections check ↗
- Inspection · 2014-10-30PRECOURT (likely: pre-court compliance inspection)A follow-up before or during enforcement escalation; confirm the case sequence in the City file.What Philadelphia inspections check ↗
- Inspection · 2015-02-17HCEU INSP (Housing Code Enforcement Unit inspection)A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended.What Philadelphia inspections check ↗
- Inspection · 2015-07-16PRECOURT (likely: pre-court compliance inspection)A follow-up before or during enforcement escalation; confirm the case sequence in the City file.What Philadelphia inspections check ↗
- Inspection · 2025-04-03L&I investigationA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- License · 2014-07-01RentalA City license record tied to an activity or property use. Its issue, expiration, inactive, and status fields—not the category alone—show what was recorded for this date.Philadelphia L&I licenses and property records ↗
- License · 2018-04-19RentalA City license record tied to an activity or property use. Its issue, expiration, inactive, and status fields—not the category alone—show what was recorded for this date.Philadelphia L&I licenses and property records ↗
Property assessmentBlock median & rangeZIP 19139 medianAssessmentDeed / saleL&I violationInspectionLicense
Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Highlight
Every dated record20 events · exact dates, newest first
- InspectionL&I investigation
- L&I violationEXTERIOR STRUCTURE ROOF DRAINAGE
- LicenseRental
- L&I violationVIOL NONE FOUND
- InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
- Deed / saleDeed / sale $35K
- InspectionPRECOURT (likely: pre-court compliance inspection)
- InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
- InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
- L&I violationINT S-CEILING REPAIR/MAINT SAN
- L&I violationEXT S-DOOR REPAIR/REPLACE
- L&I violationINT S-WALLS REPAIR/MAINT SANI
- L&I violationELEC-COVER PLATE DEFECTIVE-RES
- L&I violationINT S-FLOOR REPAIR (Repair the interior floor)
- InspectionPRECOURT (likely: pre-court compliance inspection)
- LicenseRental
- L&I violationDRAINAGE-KITCHEN DRAIN REP-RES
- L&I violationINT-PLMBG MAINT FIXTURES-RES
- L&I violationINT-BATHRM REPAIR BATH/SHW-RES
- L&I violationINT-KITCHEN STOVE DEFECTIV-RES
The paper trail
History14 L&I violations (2014); L&I: 5 failed, 1 passed (2014); L&I: 1 failed, 2 passed (2015); recorded transfer $35K (2018); L&I violation (2018); Inspection passed (2018); L&I violation (2025); L&I: 1 failed, 1 passed (2025).
- 2014 14 L&I violationsL&IL&I: 5 failed, 1 passedL&I visit
- 2015 L&I: 1 failed, 2 passedL&I visit
- 2018 $35KTransferL&I violationL&IInspection passedL&I visit
- 2025 L&I violationL&IL&I: 1 failed, 1 passedL&I visit
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 28 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- InvestigationL&I investigation
Case CF-2025-017622 · PASSED
The cited inspection visit was marked passed.
- ViolationEXTERIOR STRUCTURE ROOF DRAINAGE
Case CF-2025-017622 · Violation VI-2025-013393 · Code PM15-304.7 · COMPLIED
Resolution: COMPLIED - OWNER REPAIR City marked this violation complied with; check the resolution date and live case for what was accepted.
- InvestigationL&I investigation
Case CF-2025-017622 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- LicenseRental
License 773485 · Active
JCRE Holdings LLC · Expires 2027-04-18
- ViolationVIOL NONE FOUND
Case 491752 · Violation 4636486 · Code A-000.0/1 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)
Case 491752 · PASSED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.
- Recorded transfer$35K transfer
2018
- InvestigationPRECOURT (likely: pre-court compliance inspection)
Case 458839 · PASSED
A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked passed.
- InvestigationPRECOURT (likely: pre-court compliance inspection)
Case 458839 · FAILED
A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)
Case 431653 · PASSED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.
- InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)
Case 458839 · CLOSED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.
- ViolationEXT S-DOOR REPAIR/REPLACE
Case 458839 · Violation 3623952 · Code PM-304.8/17 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationINT S-WALLS REPAIR/MAINT SANI
Case 458839 · Violation 3623955 · Code PM-305.3/4 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationELEC-COVER PLATE DEFECTIVE-RES
Case 458839 · Violation 3623956 · Code PM-407.2/7 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationINT S-FLOOR REPAIR (Repair the interior floor)
Case 458839 · Violation 3623953 · Code PM-305.3/2 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationINT S-CEILING REPAIR/MAINT SAN
Case 458839 · Violation 3623954 · Code PM-305.3/3 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- InvestigationPRECOURT (likely: pre-court compliance inspection)
Case 431653 · FAILED
A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)
Case 431653 · CLOSED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.
- LicenseRental
License 633879 · Closed
FRANK J ALBRIGHT · Expires 2019-02-28
- ViolationINT S-FLOOR REPAIR (Repair the interior floor)
Case 431653 · Violation 3376408 · Code PM-305.3/2 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationDRAINAGE-KITCHEN DRAIN REP-RES
Case 431653 · Violation 3376409 · Code PM-405.3/10 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationINT-PLMBG MAINT FIXTURES-RES
Case 431653 · Violation 3376410 · Code PM-405.3/13 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationINT S-CEILING REPAIR/MAINT SAN
Case 431653 · Violation 3376403 · Code PM-305.3/3 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationEXT S-DOOR REPAIR/REPLACE
Case 431653 · Violation 3376402 · Code PM-304.8/17 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationINT S-WALLS REPAIR/MAINT SANI
Case 431653 · Violation 3376404 · Code PM-305.3/4 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationINT-BATHRM REPAIR BATH/SHW-RES
Case 431653 · Violation 3376405 · Code PM-405.3/15 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationINT-KITCHEN STOVE DEFECTIV-RES
Case 431653 · Violation 3376406 · Code PM-406.4/3 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationELEC-COVER PLATE DEFECTIVE-RES
Case 431653 · Violation 3376407 · Code PM-407.2/7 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
What this record suggests
The dated deed and City-record sequence is assembled below. Read timing as a research lead, not proof of renovation, condition, or motive.
Flags: active rental license · historical tax ledger through 2016 recorded $6K with a lien entry. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
1
Stories
2
Interior
840 sqft
livable area
Lot
1,278 sqft
Exterior condition
Sealed / compromised
city code 7
Sealed / compromised
Interior condition
Average
city code 4
Above averageBelow average
Quality grade
E
assessor's grade
ABCDE
Zoning
CMX2
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Where the record looks off
Places where the city's own paperwork disagrees with itself. These are flags on the data — not problems with the property.
Marked sealed, but licensed as a rental
The assessor's condition code says sealed, while L&I shows an active rental license here. Both can't be current.
Block context
5531 Ludlow St sits on the 5500 block of Ludlow St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 5529 Ludlow St · 5533 Ludlow St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 11, 2026, 1:53 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)