2026 taxable assessment $15,400 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $110,600; it is not the 2026 billed-year value.
Apartment building report
5530 Sprague St
3 stories · 768 sqft · RM1 · built 1925
Apartments · Ram Phila Community 20 LLC · assessed $115K (2026) · 2027 OPA assessment $111K. On the 5500 block of Sprague St.
Property summary
Assessment$115,4002026 OPA assessment · 2027: $110,600
Last sale$35KRecorded 2026
Est. tax bill$216/year2026 taxable assessment × 1.3998%
Tax delinquency$5KCity snapshot · Jun 2022
Permits7Dated events in report
Violations0 openNo historical match in fetched records
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
Ask the questions this record raises.
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BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 1222681002026 OPA taxes $15,400 of $115,400 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.
Historical delinquency sources Record found
$5,140.61 was recorded for this parcel in Philadelphia's June 2022 delinquency snapshot. That amount may have been paid, reduced, or increased since; it is not a current payoff figure.
A separate historical parcel ledger ending in 2016 records $3,538.84 and a lien entry. It is shown as historical context only.
2012$206.22 total · $0.00 principal · $3.18 interest · $1.56 penalty2013$660.99 total · $418.80 principal · $140.10 interest · $40.72 penalty2014$1,503.20 total · $1,052.50 principal · $205.23 interest · $73.68 penalty2015$581.86 total · $393.38 principal · $41.30 interest · $27.54 penalty2016$586.57 total · $455.29 principal · $6.83 interest · $4.55 penalty
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordTorn down & rebuilt
Why it mattersdemolished in 2026 and rebuilt (2018), then sold for $35K in 2026.
View supporting records →Assessment and sale price disagree hard
Why it mattersAssessed at $111K, but it traded for $35,000 in 2026 — a 3.2× gap. Could be a non-market deed the record doesn't label, or an assessment that hasn't caught up.
View supporting records →Legal due diligence
What this record proves—and what it does not.
These checks are triggered by this property’s actual City rows. They identify the controlling document to verify; they do not declare a use legal, a building safe, or title clear.
1 resolve before relying
2 verify
Resolve before relyingZoning approval is not the occupancy fileThe record identifies more than one dwelling/use.
Why it mattersPhiladelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.
Verify nextVerify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.
Open the controlling City guidance ↗VerifyResidential form does not establish rental useOPA classifies the parcel as apartments; no active Rental License row matched.
Why it mattersA multi-unit or mixed-use classification does not prove that space is currently rented. If dwelling space is rented, Philadelphia generally requires a current Rental License and related occupancy, tax, violation, and lead compliance.
Verify nextConfirm actual occupancy first; if any unit is rented, verify the license and legal unit count with L&I.
Open the controlling City guidance ↗VerifyA separate Commercial Trash account may applyOPA classifies the parcel as apartments. BlockReport does not receive a current Commercial Trash account balance.
Why it mattersPhiladelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.
Verify nextCheck the Commercial Trash account inside the date-effective Property Payoff.
Open the controlling City guidance ↗Closing file: checks no public-record summary can replace5 documents/searches to assign before settlement
Property Sales Certification
The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.
Next: Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.
Official guidance ↗Date-effective City Property Payoff
The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.
Next: Request the City statement effective through settlement; read every period and invoice.
Official guidance ↗Professional title and water-lien searches
OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.
Next: Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.
Official guidance ↗Separate water-lien guidance ↗Seller-specific tax relief is not the buyer’s bill
LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.
Next: Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.
Official guidance ↗Separate water-lien guidance ↗Seller disclosure and independent inspections
For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.
Next: Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.
Official guidance ↗Informational only—not a legal opinion, title report, code inspection, tax payoff, or substitute for a Pennsylvania lawyer, title company, inspector, or tax professional.
Records to verify together
Rule-based groupings across this property's dated public records. Each flag shows the records that belong in the same verification step and where the inference stops.
Records to verify together
More than one separately dated public record deserves a current-status check.
Evidence: $5,141 appeared in the City's June 2022 delinquency snapshot · a lien number appears in the historical tax ledger through 2016 · failed L&I inspection activity in 2025
Limit: A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue.
Post-purchase work pattern
A recorded purchase followed by 4 permit events matches the early part of a renovate-and-resell sequence.
Evidence: purchase recorded in 2026 · permit activity in 2026
Limit: This does not show that the property is listed or that a sale is planned.
Transparent record rules, not a score or forecast. Each flag is a prompt to verify the cited records, not a prediction or allegation.
Apartment buildingBuilding report
This is a apartments, recorded under the city's apartments category. The homeowner tools (rent estimate, homestead playbook) don't apply, so they're hidden. The full record and owner trail are below.
$5K · Jun 2022 delinquency snapshot historical lien entry · through 2016
What it is
Apartments
Semi/Det 2.5 Sty Masonry
Owner
Ram Phila Community 20 Llc
OPA tax treatment
Assessed $115K
Taxable assessment on the roll
$ / sq ft
$144
below the $151 median for 3,983 apartments parcels citywide
Assessed value
$115,400
2026 OPA · 2027: $110,600
Interior area
768 sqft
Lot size
2,000 sqft
Stories
3
Built
1925
Zoning
RM1
Who's behind it
Ram Phila Community 20 LLC · corporate / LLC owner
• Tax bills mail to 230 South Broad Street 17th Floor, Philadelphia PA, 19107
• The last transfer was a nominal/family deed, not an open-market sale
Where the record looks off
Places where the city's own paperwork disagrees with itself. These are flags on the data — not problems with the property.
Assessment and sale price disagree hard
Assessed at $111K, but it traded for $35,000 in 2026 — a 3.2× gap. Could be a non-market deed the record doesn't label, or an assessment that hasn't caught up.
Block context
5530 Sprague St sits on the 5500 block of Sprague St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 5528 Sprague St · 5532 Sprague St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 1:30 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)