The Block Report

House report

5502 Spruce St

4 bd · 1 ba · 2 stories · 1,566 sqft · RSA5 · built 1925

Owner-occupied · assessed $177K. On the 5500 block of Spruce St.

Street view of 5502 Spruce St
From the street — imagery © Google
From above — imagery © Esri, Maxar

Property summary

Assessment$177KCity assessed value Last sale—No sale value available Est. annual tax$1K/yearAssessment × 1.3998% Tax delinquency$16KCity snapshot · Jun 2022 Permits—Record unavailable ViolationsNone openNo open L&I cases

Verify the current balance before relying on it.

$16K was recorded for this parcel in Philadelphia's June 2022 delinquency snapshot. That amount may have been paid, reduced, or increased since; it is not a current payoff figure.

A separate historical parcel ledger ending in 2016 records $11K and a lien entry. It is shown as historical context only.

Verify current balance with Philadelphia Revenue →

What stands out

From the public record

What the record is signaling

Early patterns mined across this property's dated public records. Each flag shows what triggered it and where the inference stops.

elevated signalPublic-record pressure

More than one public record deserves a current-status check.

Evidence: $16,089 appeared in the City's June 2022 delinquency snapshot · a lien number appears in the historical tax ledger through 2016

Limit: A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue.

Transparent record rules, not a machine-learning forecast. A signal is a prompt to verify the cited record, not a prediction or allegation.

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1925: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

The last transfer was not a sale

The most recent recorded deed moved for nominal consideration. That is where tangled-title problems live — budget a real title search. (Occupants untangling an inherited deed can get help from the city's Tangled Title Fund.)

If you own it

$10,711 in the historical tax ledger through 2016

Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$177K
built 1925
Price / sq ft
$113
block $112 · in line w/ block
Appreciation
+127%
+8%/yr, city 6.5%
In 5 years (~2031)
~$177K
+8%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$1K
0.61% effective
Jun 2022 tax snapshot
$16K
delinquency recorded then · verify current
Gross yield
—
Times sold
0

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$125K$250K$177K201620222027
This houseBlock median & range

Flags: $16K recorded in the June 2022 delinquency snapshot — verify current balance · historical tax ledger through 2016 recorded $11K with a lien entry. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
4
Bathrooms
1
Stories
2
Interior
1,566 sqft
livable area
Lot
1,207 sqft
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C+
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 5502 Spruce St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$177K
20%
6.875%
$1K/mo
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

5502 Spruce St sits on the 5500 block of Spruce St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 5500 Spruce St  ·  5504 Spruce St

Where this comes from

Methodology & freshness

Available City datasets are queried from OpenDataPhilly (phl.carto.com), then reports are cached and refreshed on a rolling schedule. Source dates vary: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. Other dossiers re-pull on view once stale, and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)