Public Records
Edition
Philadelphia500 block of W Ellet StJuly 9, 2026

House report

546 W Ellet St

3 stories · 2,426 sqft · RSA3 · built 1925

Owner-occupied · assessed $675K · sold 3×. On the 500 block of W Ellet St.

Street view of 546 W Ellet St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1925: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA3: one household by right

Single-family attached. Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$675K
built 1925
Price / sq ft
$278
block $314 · below block
Appreciation
+142%
+8%/yr, city 6.5%
In 5 years (~2031)
~$677K
+8%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$8K
1.19% effective
Gross yield
Times sold
3

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0MBefore this chart — 2007: Plumbing 2007: Sold $417K 2008: Major alteration 2012: Sold $385K 2014: Appeal remand 2014: 2 L&I violations 2015: Appeal remand2017: Sold $403K$675K201620222027
This houseBlock median & rangeSalePermit
The paper trail

Bought for $417K in 2007. Owner pulled a major alteration permit in 2008.

  1. 2007 PlumbingPermit$417KSold
  2. 2008 Major alterationPermit
  3. 2012 $385KSold
  4. 2014 Appeal remandZoning2 L&I violationsL&I
  5. 2015 Appeal remandZoning
  6. 2017 $403KSold

Flags: 2 zoning/board appeals on record. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Stories
3
Interior
2,426 sqft
livable area
Lot
3,410 sqft
Basement
Full
city code D
Heat
Undetermined
city code H
Central air
No
Exterior condition
Average
city code 4
Interior condition
Above average
city code 3
Quality grade
B-
assessor's grade
Zoning
RSA3
city zoning code
Zoning appeals
2
remand 2015

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 546 W Ellet St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$675K
20%
6.875%
$5K/mo

When this house last sold (2017) a 30-year mortgage ran about 3.99% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Next door: 544 W Ellet St  ·  548 W Ellet St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)