The Block Report

Multi-family report

5449 Pine St

3 bd · 2 ba · 2 stories · 1,600 sqft · RSA5 · built 1925

Owner-occupied · assessed $230K · sold 2×. On the 5400 block of Pine St.

Street view of 5449 Pine St
From the street — imagery © Google
From above — imagery © Esri, Maxar

Property summary

Assessment$230KCity assessed value Last sale$235KRecorded 2021 Est. annual tax$2K/yearAssessment × 1.3998% Tax delinquency—Snapshot unavailable Permits1Shown in this report ViolationsNone openNo open L&I cases

What stands out

From the public record
Finding

Renovated & sold on

Why it matters

Bought for $14K in 2009, plumbing permit in 2013, sold for $235K in 2021 (+1641%).

View supporting records →

What the record is signaling

Early patterns mined across this property's dated public records. Each flag shows what triggered it and where the inference stops.

watch signalAssessment/permit mismatch

The assessment jumped 89% in 2023, but no matching permit appears in the property timeline.

Evidence: assessment moved from $101,400 to $191,400 · no permit shown in 2022-2024

Limit: Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it.

Transparent record rules, not a machine-learning forecast. A signal is a prompt to verify the cited record, not a prediction or allegation.

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1925: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Multiple units in RSA5, a single-family district

The building's use almost certainly predates today's code — a "legal nonconforming" use. That status survives a sale but can lapse if the use is abandoned or the building sits vacant; verify the registered use with L&I before pricing it as multiple rents.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this building has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$230K
built 1925
Price / sq ft
$144
block $142 · in line w/ block
Appreciation
+310%
+14%/yr, city 6.5%
In 5 years (~2031)
~$232K
+14%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$2K
0.79% effective
Jun 2022 tax snapshot
—
Gross yield
4.7%
≈$893/mo rent
Times sold
2
kept in the family

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$125K$250KBefore this chart — 2009: 8 L&I violations 2009: Inspection failed ×4 2009: Sold $14K 2010: Appeal granted 2013: Plumbing2021: Sold $235K$230K201620222027
This houseBlock median & rangeSalePermit

The paper trail

Renovated & sold on

Bought for $14K in 2009, plumbing permit in 2013, sold for $235K in 2021 (+1641%).

  1. 2009 8 L&I violationsL&IInspection failed ×4L&I visit$14KSold
  2. 2010 Appeal grantedZoning
  3. 2013 PlumbingPermit
  4. 2021 $235KSold

Flags: 1 zoning/board appeal on record · long-held within one family. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
2
Stories
2
Interior
1,600 sqft
livable area
Lot
1,200 sqft
Basement
Full, unfinished
city code C
Heat
Forced hot air
city code A
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code
Zoning appeals
1
granted 2010

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 5449 Pine St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$230K
20%
6.875%
$900/mo

When this house last sold (2021) a 30-year mortgage ran about 2.96% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

5449 Pine St sits on the 5400 block of Pine St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 5447 Pine St  ·  5451 Pine St

Where this comes from

Methodology & freshness

Available City datasets are queried from OpenDataPhilly (phl.carto.com), then reports are cached and refreshed on a rolling schedule. Source dates vary: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. Other dossiers re-pull on view once stale, and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)