House report

5431 Charles St

3 bd · 1 ba · 2 stories · 1,056 sqft · RSA5 · built 1942

Owner-occupied · assessed $166K (2026) · 2027 OPA assessment $176K · sold 2×. On the 5400 block of Charles St.

Street view of 5431 Charles St
From the street — imagery © Google
From above — imagery © Esri, Maxar
BlockReport AI · cited public records

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Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$2,325/year

2026 taxable assessment $166,100 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $176,300; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 622295700
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationNo exemption shown

2026 taxable assessment equals the full assessed value.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1942: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: every fetched annual City assessment, charted against its block and ZIP; appreciation includes the full-period compound rate and the latest year-over-year change. The 5-year figure simply extends that historical pace. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$166,100
2026 billed-year assessment · 2027: $176,300 · built 1942
Price / sq ft
$167
block $166 · in line w/ block
Appreciation
+88%
+6%/yr since 2016 · 2027 +6% vs 2026
In 5 years (~2032)
~$235K
+6%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$2,325
1.32% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
8.6%
≈$1K/mo rent
Times sold
2

Assessment vs. the block and ZIP · every dated City record marked on the line

$0$100K$200KZIP 19124 median$176K2003200720112015201920232027
Property assessmentBlock median & rangeZIP 19124 medianAssessmentDeed / saleL&I violationInspection

Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record37 events · exact dates, newest first
  1. InspectionL&I investigation
  2. L&I violationRUBBISH & GARBAGE
  3. InspectionL&I investigation
  4. L&I violationEXTERIOR AREA WEEDS
  5. InspectionL&I investigation
  6. L&I violationCLIP VIOLATION NOTICE
  7. L&I violationRUBBISH/GARBAGE EXTERIOR-OWNER
  8. L&I violationHIGH WEEDS-CUT
  9. L&I violationCLIP VIOLATION NOTICE
  10. L&I violationRUBBISH/GARBAGE EXTERIOR-OWNER
  11. L&I violationHIGH WEEDS-CUT
  12. L&I violationLICENSE - RENTAL PROPERTY
  13. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  14. L&I violationCLIP VIOLATION NOTICE
  15. L&I violationRUBBISH/GARBAGE EXTERIOR-OWNER
  16. L&I violationLICENSE - RENTAL PROPERTY
  17. L&I violationVACANT STRUCTURE LICENSE
  18. L&I violationHIGH WEEDS-CUT
  19. L&I violationCLIP VIOLATION NOTICE
  20. L&I violationHIGH WEEDS-CUT
  21. L&I violationRUBBISH/GARBAGE EXTERIOR-OWNER
  22. L&I violationCLIP VIOLATION NOTICE
  23. L&I violationCLIP VIOLATION NOTICE
  24. L&I violationHIGH WEEDS-CUT
  25. L&I violationCLIP VIOLATION NOTICE
  26. L&I violationHIGH WEEDS-CUT
  27. L&I violationRUBBISH/GARBAGE EXTERIOR-OWNER
  28. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  29. L&I violationLICENSE-RES SFD/2FD
  30. L&I violationCOULD NOT ENTER
  31. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  32. L&I violationCLIP VIOLATION NOTICE
  33. L&I violationHIGH WEEDS-CUT
  34. L&I violationVUPD-HIGH WEEDS
  35. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  36. Deed / saleDeed / sale $110K
  37. Deed / saleDeed / sale $67K

The paper trail

Traded 2×: $67K in 2003 → $110K in 2005 (+64%).

  1. 2003 $67KSold
  2. 2005 $110KSold
  3. 2017 Inspection failed ×2L&I visit
  4. 2018 9 L&I violationsL&I
  5. 2019 4 L&I violationsL&I
  6. 2020 Inspection passedL&I visit
  7. 2021 L&I violationL&IL&I: 1 failed, 1 passedL&I visit
  8. 2024 L&I violationL&IL&I: 2 failed, 1 passedL&I visit

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 67 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. InvestigationL&I investigation

    Case CF-2024-077581 · PASSED

    The cited inspection visit was marked passed.

  2. InvestigationL&I investigation

    Case CF-2024-077581 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  3. ViolationRUBBISH & GARBAGE

    Case CF-2024-077581 · Violation VI-2024-060555 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  4. InvestigationL&I investigation

    Case CF-2021-040438 · PASSED

    The cited inspection visit was marked passed.

  5. ViolationEXTERIOR AREA WEEDS

    Case CF-2021-040438 · Violation VI-2021-030017 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  6. InvestigationL&I investigation

    Case CF-2021-040438 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  7. InvestigationL&I investigation

    Case 603646 · PASSED

    The cited inspection visit was marked passed.

  8. ViolationRUBBISH/GARBAGE EXTERIOR-OWNER

    Case 687794 · Violation 5055815 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  9. ViolationCLIP VIOLATION NOTICE

    Case 687794 · Violation 5055814 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  10. ViolationCLIP VIOLATION NOTICE

    Case 681020 · Violation 5010955 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  11. ViolationHIGH WEEDS-CUT

    Case 681020 · Violation 5010956 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  12. ViolationHIGH WEEDS-CUT

    Case 654177 · Violation 4806754 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  13. ViolationCLIP VIOLATION NOTICE

    Case 654177 · Violation 4806752 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  14. ViolationRUBBISH/GARBAGE EXTERIOR-OWNER

    Case 654177 · Violation 4806753 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  15. ViolationLICENSE - RENTAL PROPERTY

    Case 649852 · Violation 4895531 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  16. ViolationCLIP VIOLATION NOTICE

    Case 649852 · Violation 4895530 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  17. ViolationHIGH WEEDS-CUT

    Case 633240 · Violation 4670057 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  18. ViolationCLIP VIOLATION NOTICE

    Case 633240 · Violation 4670056 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  19. ViolationCLIP VIOLATION NOTICE

    Case 621945 · Violation 4587456 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  20. ViolationRUBBISH/GARBAGE EXTERIOR-OWNER

    Case 621945 · Violation 4587457 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  21. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 603646 · CLOSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.

  22. ViolationRUBBISH/GARBAGE EXTERIOR-OWNER

    Case 611859 · Violation 4506335 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  23. ViolationLICENSE - RENTAL PROPERTY

    Case 611859 · Violation 4506334 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  24. ViolationCLIP VIOLATION NOTICE

    Case 611859 · Violation 4506333 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  25. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 603646 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  26. ViolationCLIP VIOLATION NOTICE

    Case 604663 · Violation 4455859 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  27. ViolationRUBBISH/GARBAGE EXTERIOR-OWNER

    Case 604663 · Violation 4455860 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  28. ViolationVACANT STRUCTURE LICENSE

    Case 603646 · Violation 211942606 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  29. ViolationCLIP VIOLATION NOTICE

    Case 594264 · Violation 4386954 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  30. ViolationRUBBISH/GARBAGE EXTERIOR-OWNER

    Case 594264 · Violation 4386955 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  31. ViolationHIGH WEEDS-CUT

    Case 594264 · Violation 4386956 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  32. ViolationCLIP VIOLATION NOTICE

    Case 586673 · Violation 4336448 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  33. ViolationRUBBISH/GARBAGE EXTERIOR-OWNER

    Case 586673 · Violation 4336449 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  34. ViolationHIGH WEEDS-CUT

    Case 586673 · Violation 4336450 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  35. ViolationCLIP VIOLATION NOTICE

    Case 547787 · Violation 4032247 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  36. ViolationHIGH WEEDS-CUT

    Case 547787 · Violation 4032248 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  37. ViolationRUBBISH/GARBAGE EXTERIOR-OWNER

    Case 426186 · Violation 3142809 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  38. ViolationCLIP VIOLATION NOTICE

    Case 426186 · Violation 3142808 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  39. ViolationCLIP VIOLATION NOTICE

    Case 379576 · Violation 2787081 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  40. ViolationHIGH WEEDS-CUT

    Case 379576 · Violation 2787082 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  41. ViolationRUBBISH/GARBAGE EXTERIOR-OWNER

    Case 340830 · Violation 2517481 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  42. ViolationCLIP VIOLATION NOTICE

    Case 340830 · Violation 2517480 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  43. ViolationHIGH WEEDS-CUT

    Case 340830 · Violation 2517482 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  44. ViolationCLIP VIOLATION NOTICE

    Case 324281 · Violation 2416676 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  45. ViolationHIGH WEEDS-CUT

    Case 324281 · Violation 2416677 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  46. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 137631 · PASSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.

  47. ViolationLICENSE-RES SFD/2FD

    Case 137631 · Violation 761040 · ERROR

  48. ViolationCOULD NOT ENTER

    Case 137631 · Violation 761039 · ERROR

  49. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 137631 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  50. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 124914 · PASSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.

  51. ViolationCLIP VIOLATION NOTICE

    Case 124914 · Violation 657689 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  52. ViolationHIGH WEEDS-CUT

    Case 124914 · Violation 657690 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  53. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 124914 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  54. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 117618 · PASSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.

  55. ViolationHIGH WEEDS-CUT

    Case 117618 · Violation 603618 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  56. ViolationCLIP VIOLATION NOTICE

    Case 117618 · Violation 603617 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  57. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 117618 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  58. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 112458 · PASSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.

  59. ViolationCLIP VIOLATION NOTICE

    Case 112458 · Violation 567840 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  60. ViolationVUPD-HIGH WEEDS

    Case 112458 · Violation 567841 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  61. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 112458 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  62. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 75965 · PASSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.

  63. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 75965 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  64. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 69397 · PASSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.

  65. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 69397 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  66. Recorded transfer$110K transfer

    2005

  67. Recorded transfer$67K transfer

    2003

What this record suggests

The dated deed and City-record sequence is assembled below. Read timing as a research lead, not proof of renovation, condition, or motive.

Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,056 sqft
livable area
Lot
1,127 sqft
Basement
Partial
city code H
Heat
Undetermined
city code H
Central air
Yes
Garage
1 space
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 5431 Charles St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$176K
20%
6.875%
$1K/mo

When this house last sold (2005) a 30-year mortgage ran about 5.87% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

5431 Charles St sits on the 5400 block of Charles St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 5429 Charles St  ·  5433 Charles St

Where this comes from

Methodology & freshness

This report was assembled Jul 10, 2026, 9:10 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)