2026 taxable assessment $166,100 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $176,300; it is not the 2026 billed-year value.
House report
3 bd · 1 ba · 2 stories · 1,056 sqft · RSA5 · built 1942
Owner-occupied · assessed $166K (2026) · 2027 OPA assessment $176K · sold 2×. On the 5400 block of Charles St.

Open the research chat with this property already in context. Curated questions are free.
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
2026 taxable assessment $166,100 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $176,300; it is not the 2026 billed-year value.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 6222957002026 taxable assessment equals the full assessed value.
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
Traded 2×: $67K in 2003 → $110K in 2005 (+64%).
View supporting records →The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
How this house has moved and where it's pointed: every fetched annual City assessment, charted against its block and ZIP; appreciation includes the full-period compound rate and the latest year-over-year change. The 5-year figure simply extends that historical pace. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessment vs. the block and ZIP · every dated City record marked on the line
Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Traded 2×: $67K in 2003 → $110K in 2005 (+64%).
Records behind the chart
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Case CF-2024-077581 · PASSED
The cited inspection visit was marked passed.
Case CF-2024-077581 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
Case CF-2024-077581 · Violation VI-2024-060555 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case CF-2021-040438 · PASSED
The cited inspection visit was marked passed.
Case CF-2021-040438 · Violation VI-2021-030017 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case CF-2021-040438 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
Case 603646 · PASSED
The cited inspection visit was marked passed.
Case 687794 · Violation 5055815 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 687794 · Violation 5055814 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 681020 · Violation 5010955 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 681020 · Violation 5010956 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 654177 · Violation 4806754 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 654177 · Violation 4806752 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 654177 · Violation 4806753 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 649852 · Violation 4895531 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 649852 · Violation 4895530 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 633240 · Violation 4670057 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 633240 · Violation 4670056 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 621945 · Violation 4587456 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 621945 · Violation 4587457 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 603646 · CLOSED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.
Case 611859 · Violation 4506335 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 611859 · Violation 4506334 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 611859 · Violation 4506333 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 603646 · FAILED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.
Case 604663 · Violation 4455859 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 604663 · Violation 4455860 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 603646 · Violation 211942606 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 594264 · Violation 4386954 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 594264 · Violation 4386955 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 594264 · Violation 4386956 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 586673 · Violation 4336448 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 586673 · Violation 4336449 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 586673 · Violation 4336450 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 547787 · Violation 4032247 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 547787 · Violation 4032248 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 426186 · Violation 3142809 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 426186 · Violation 3142808 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 379576 · Violation 2787081 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 379576 · Violation 2787082 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 340830 · Violation 2517481 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 340830 · Violation 2517480 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 340830 · Violation 2517482 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 324281 · Violation 2416676 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 324281 · Violation 2416677 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 137631 · PASSED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.
Case 137631 · Violation 761040 · ERROR
Case 137631 · Violation 761039 · ERROR
Case 137631 · FAILED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.
Case 124914 · PASSED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.
Case 124914 · Violation 657689 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 124914 · Violation 657690 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 124914 · FAILED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.
Case 117618 · PASSED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.
Case 117618 · Violation 603618 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 117618 · Violation 603617 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 117618 · FAILED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.
Case 112458 · PASSED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.
Case 112458 · Violation 567840 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 112458 · Violation 567841 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
Case 112458 · FAILED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.
Case 75965 · PASSED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.
Case 75965 · FAILED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.
Case 69397 · PASSED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.
Case 69397 · FAILED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.
2005
2003
What this record suggests
The dated deed and City-record sequence is assembled below. Read timing as a research lead, not proof of renovation, condition, or motive.
Informational only — not investment advice or a consumer report (FCRA).
The city assessor's field record — the physical spec sheet behind the assessed number.
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
What owning 5431 Charles St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2005) a 30-year mortgage ran about 5.87% — Freddie Mac's average that year.
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
5431 Charles St sits on the 5400 block of Charles St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 5429 Charles St · 5433 Charles St
This report was assembled Jul 10, 2026, 9:10 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)