House report

5428 Charles St

3 bd · 1 ba · 2 stories · 1,056 sqft · RSA5 · built 1925

Owner-occupied · assessed $165K (2026) · 2027 OPA assessment $176K · sold 2×. On the 5400 block of Charles St.

Street view of 5428 Charles St
From the street — imagery © Google
From above — imagery © Esri, Maxar
BlockReport AI · cited public records

Ask what this property record means.

Open the research chat with this property already in context. Curated questions are free.

Opens the research chat · 3 custom questions per browser

Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$2,308/year

2026 taxable assessment $164,900 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $175,600; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 622283500
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationNo exemption shown

2026 taxable assessment equals the full assessed value.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1925: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

If you’re the landlord

Lead certificate is not optional

Built 1925: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: every fetched annual City assessment, charted against its block and ZIP; appreciation includes the full-period compound rate and the latest year-over-year change. The 5-year figure simply extends that historical pace. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$164,900
2026 billed-year assessment · 2027: $175,600 · built 1925
Price / sq ft
$166
block $166 · in line w/ block
Appreciation
+176%
+10%/yr since 2016 · 2027 +6% vs 2026
In 5 years (~2032)
~$278K
+10%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$2,308
1.31% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
8.6%
≈$1K/mo rent
Times sold
2
licensed rental

Assessment vs. the block and ZIP · every dated City record marked on the line

$0$100K$200KZIP 19124 median$176K2003200720112015201920232027
Property assessmentBlock median & rangeZIP 19124 medianAssessmentDeed / saleL&I violationInspectionLicense

Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record30 events · exact dates, newest first
  1. InspectionL&I investigation
  2. L&I violationEXTERIOR AREA WEEDS
  3. L&I violationEXTERIOR AREA SANITATION
  4. InspectionL&I investigation
  5. L&I violationEXTERIOR AREA WEEDS
  6. L&I violationRUBBISH & GARBAGE
  7. InspectionL&I investigation
  8. L&I violationRUBBISH & GARBAGE
  9. L&I violationRUBBISH/GARBAGE EXTERIOR-OWNER
  10. L&I violationCLIP VIOLATION NOTICE
  11. LicenseRental
  12. L&I violationCLIP VIOLATION NOTICE
  13. L&I violationHIGH WEEDS-CUT
  14. L&I violationLICENSE - RENTAL PROPERTY
  15. L&I violationHIGH WEEDS-CUT
  16. L&I violationCLIP VIOLATION NOTICE
  17. L&I violationHIGH WEEDS-CUT
  18. L&I violationCLIP VIOLATION NOTICE
  19. L&I violationHIGH WEEDS-CUT
  20. L&I violationCLIP VIOLATION NOTICE
  21. LicenseRental
  22. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  23. L&I violationCLIP VIOLATION NOTICE
  24. L&I violationTREES OVERHANGING ENCROACH
  25. L&I violationHIGH WEEDS-CUT
  26. InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
  27. InspectionL_CLIP
  28. Deed / saleDeed / sale $85K
  29. InspectionL_CLIP
  30. Deed / saleDeed / sale $46K

The paper trail

Traded 2×: $46K in 2003 → $85K in 2005 (+85%).

  1. 2003 $46KSold
  2. 2005 $85KSold
  3. 2007 L&I: 1 failed, 1 passedL&I visit
  4. 2019 2 L&I violationsL&I
  5. 2021 L&I violationL&IInspection failed ×2L&I visit
  6. 2023 2 L&I violationsL&IL&I: 2 failed, 2 passedL&I visit
  7. 2024 4 L&I violationsL&IL&I: 4 failed, 3 passedL&I visit

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 54 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. InvestigationL&I investigation

    Case CF-2024-093365 · PASSED

    The cited inspection visit was marked passed.

  2. ViolationEXTERIOR AREA WEEDS

    Case CF-2024-093365 · Violation VI-2024-071809 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  3. InvestigationL&I investigation

    Case CF-2024-093365 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  4. InvestigationL&I investigation

    Case CF-2024-058143 · PASSED

    The cited inspection visit was marked passed.

  5. InvestigationL&I investigation

    Case CF-2024-077575 · PASSED

    The cited inspection visit was marked passed.

  6. InvestigationL&I investigation

    Case CF-2024-080004 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  7. ViolationEXTERIOR AREA WEEDS

    Case CF-2024-080004 · Violation VI-2024-062759 · SVN ISSUED

  8. ViolationEXTERIOR AREA WEEDS

    Case CF-2024-077575 · Violation VI-2024-060551 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  9. InvestigationL&I investigation

    Case CF-2024-077575 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  10. ViolationEXTERIOR AREA SANITATION

    Case CF-2024-058143 · Violation VI-2024-046633 · CLOSED

    City marked the record closed; open the case for the closing reason.

  11. InvestigationL&I investigation

    Case CF-2024-058143 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  12. InvestigationL&I investigation

    Case CF-2023-061237 · PASSED

    The cited inspection visit was marked passed.

  13. ViolationEXTERIOR AREA WEEDS

    Case CF-2023-061237 · Violation VI-2023-045776 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  14. InvestigationL&I investigation

    Case CF-2023-061237 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  15. InvestigationL&I investigation

    Case CF-2023-027823 · PASSED

    The cited inspection visit was marked passed.

  16. ViolationRUBBISH & GARBAGE

    Case CF-2023-027823 · Violation VI-2023-021299 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  17. InvestigationL&I investigation

    Case CF-2023-027823 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  18. InvestigationL&I investigation

    Case CF-2021-113106 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  19. ViolationRUBBISH & GARBAGE

    Case CF-2021-113106 · Violation VI-2021-081701 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  20. ViolationRUBBISH/GARBAGE EXTERIOR-OWNER

    Case 691109 · Violation 5078082 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  21. ViolationCLIP VIOLATION NOTICE

    Case 691109 · Violation 5078081 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  22. LicenseRental

    License 796082 · Active

    Alex Berenson · Expires 2026-12-03

  23. ViolationHIGH WEEDS-CUT

    Case 649821 · Violation 4778308 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  24. ViolationCLIP VIOLATION NOTICE

    Case 649821 · Violation 4778307 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  25. ViolationLICENSE - RENTAL PROPERTY

    Case 633237 · Violation 4742741 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  26. ViolationCLIP VIOLATION NOTICE

    Case 633237 · Violation 4742740 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  27. ViolationHIGH WEEDS-CUT

    Case 547771 · Violation 4032160 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  28. ViolationCLIP VIOLATION NOTICE

    Case 547771 · Violation 4032159 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  29. ViolationHIGH WEEDS-CUT

    Case 274956 · Violation 2056443 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  30. ViolationCLIP VIOLATION NOTICE

    Case 274956 · Violation 2056442 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  31. ViolationHIGH WEEDS-CUT

    Case 157596 · Violation 927546 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  32. ViolationCLIP VIOLATION NOTICE

    Case 157596 · Violation 927545 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  33. LicenseRental

    License 429275 · Inactive

    MELAMED ELLIOT ALEX BERENSON · Expires 2015-02-28 · Inactive 2015-04-29

  34. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 117021 · PASSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.

  35. ViolationCLIP VIOLATION NOTICE

    Case 117021 · Violation 599500 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  36. ViolationTREES OVERHANGING ENCROACH

    Case 117021 · Violation 599502 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  37. ViolationHIGH WEEDS-CUT

    Case 117021 · Violation 599501 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  38. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 117021 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  39. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 85848 · PASSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.

  40. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 85848 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  41. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 70562 · CLOSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.

  42. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 70562 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  43. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 60967 · CLOSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.

  44. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 60967 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  45. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 58210 · CLOSED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.

  46. InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)

    Case 58210 · FAILED

    A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  47. InvestigationL_CLIP

    Case 47283 · CLOSED

    City marked the record closed; open the case for the closing reason.

  48. InvestigationL_CLIP

    Case 47283 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  49. InvestigationL_CLIP

    Case 46268 · CLOSED

    City marked the record closed; open the case for the closing reason.

  50. InvestigationL_CLIP

    Case 46268 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  51. InvestigationL_CLIP

    Case 35512 · CLOSED

    City marked the record closed; open the case for the closing reason.

  52. Recorded transfer$85K transfer

    2005

  53. InvestigationL_CLIP

    Case 35512 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  54. Recorded transfer$46K transfer

    2003

What this record suggests

The dated deed and City-record sequence is assembled below. Read timing as a research lead, not proof of renovation, condition, or motive.

Flags: active rental license. Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,056 sqft
livable area
Lot
1,388 sqft
Basement
Partial
city code H
Heat
Undetermined
city code H
Central air
No
Garage
1 space
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 5428 Charles St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$176K
20%
6.875%
$1K/mo

When this house last sold (2005) a 30-year mortgage ran about 5.87% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

5428 Charles St sits on the 5400 block of Charles St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 5426 Charles St  ·  5430 Charles St

Where this comes from

Methodology & freshness

This report was assembled Jul 10, 2026, 9:10 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)