The Block Report

House report

5427 Charles St

3 bd · 1 ba · 2 stories · 1,056 sqft · RSA5 · built 1942

Owner-occupied · assessed $166K (2026) · 2027 OPA assessment $176K · sold 2×. On the 5400 block of Charles St.

Property summary

Assessment$166,1002026 OPA assessment · 2027: $176,300 Last sale$120KRecorded 2007 Est. tax bill$925/year2026 OPA · Homestead-adjusted Tax delinquencyNo 2022 matchNot proof account is current Permits3Every fetched City permit Violations0 open21 historical across 11 cases

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

Street view of 5427 Charles St
From the street — imagery © Google
From above — imagery © Esri, Maxar

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$925/year

2026 taxable assessment $66,100 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $176,300; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 622295500
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationHomestead exemption

2026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1942: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$166,100
2026 billed-year assessment · 2027: $176,300 · built 1942
Price / sq ft
$167
block $166 · in line w/ block
Appreciation
+77%
+6%/yr, city 6.5%
In 5 years (~2031)
~$177K
+6%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$925
0.52% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
8.6%
≈$1K/mo rent
Times sold
2

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$100K$200KBefore this chart — 2012: 3 L&I violations 2012: L&I: 2 failed, 2 passed 2012: Appeal granted 2013: L&I: 1 failed, 1 passed 2013: Zoning 2013: Major alteration 2015: 2 L&I violations2020: Alterations2021: L&I violation 2021: L&I: 1 failed, 1 passed2022: L&I violation 2022: L&I: 1 failed, 1 passed$166K201620182020202220242026
This houseBlock median & rangeL&I violationPermit
Highlight

The paper trail

Improved

Owner pulled a alterations permit in 2020.

  1. 2012 3 L&I violationsL&IL&I: 2 failed, 2 passedL&I visitAppeal grantedZoning
  2. 2013 L&I: 1 failed, 1 passedL&I visitZoningPermitMajor alterationPermit
  3. 2015 2 L&I violationsL&I
  4. 2020 AlterationsPermit
  5. 2021 L&I violationL&IL&I: 1 failed, 1 passedL&I visit
  6. 2022 L&I violationL&IL&I: 1 failed, 1 passedL&I visit

Every dated deed, permit, inspection, license, violation, certification, and appeal—together.

The timeline combines the report’s transfer history with every successfully fetched L&I and zoning row. A date or status is the City’s filed record, not a statement that the condition remains current; use the official file for live detail.

Open the City record ↗
Recorded owner
Individual owner on record
L&I district
EAST
OPA account
622295500

What this record suggests

The City file documents 3 permits touching plumbing. 3 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

  1. InvestigationL&I investigation

    Case CF-2022-090297 · PASSED

  2. ViolationEXTERIOR AREA WEEDS

    Case CF-2022-090297 · Violation VI-2022-066196 · COMPLIED

  3. InvestigationL&I investigation

    Case CF-2022-090297 · FAILED

  4. InvestigationL&I investigation

    Case CF-2021-090380 · PASSED

  5. ViolationEXTERIOR AREA WEEDS

    Case CF-2021-090380 · Violation VI-2021-064878 · COMPLIED

  6. InvestigationL&I investigation

    Case CF-2021-090380 · FAILED

  7. PermitAlterations

    Permit PP-2020-014620 · Completed

    Replace 5" curb trap with fresh air inlet

  8. ViolationHIGH WEEDS-CUT

    Case 488894 · Violation 3619171 · COMPLIED

  9. ViolationCLIP VIOLATION NOTICE

    Case 488894 · Violation 3619170 · COMPLIED

  10. InvestigationPRECOURT

    Case 337523 · NONE

  11. InvestigationPRECOURT

    Case 337523 · PASSED

  12. PermitMajor alteration

    Permit 420983 · COMPLETED

    ERECTION OF A NEW 5' RETAINING WALL, WITH 3' MANSONRY & IRON FENCE ON TOP, TOTAL 8' IN FRONT YARD -SFD

  13. PermitZoning

    Permit 420980 · COMPLETED

    ERECTION OF A NEW 5' RETAINING WALL, WITH 3' MASONRY & IRON FENCE ON TOP, TOTAL 8' IN FRONT YARD -SFD NO PROVISO

  14. InvestigationPRECOURT

    Case 337523 · FAILED

  15. InvestigationBP_BLDG

    Case 337523 · CLOSED

  16. AppealZoning board appeal

    Appeal 18775 · CLOSED · Granted

    Related permit 420980 · PERMIT FOR THE LEGALIZATION OF AN EXISTING RETAINING WALL (SIZE AND LOCATION TO BE AS SHOWN IN THE APPLICATION), TO AN EXISTING SINGLE FAMILY DWELLING.

  17. ViolationCLIP VIOLATION NOTICE

    Case 345969 · Violation 2549873 · COMPLIED

  18. ViolationHIGH WEEDS-CUT

    Case 345969 · Violation 2549874 · COMPLIED

  19. ViolationPERMB- CONST RETAINING WALL

    Case 337523 · Violation 2983050 · COMPLIED

  20. ViolationHIGH WEEDS-CUT

    Case 276786 · Violation 2069631 · COMPLIED

  21. ViolationCLIP VIOLATION NOTICE

    Case 276786 · Violation 2069630 · COMPLIED

  22. ViolationLICENSE - RENTAL PROPERTY

    Case 196477 · Violation 1302032 · COMPLIED

  23. ViolationCLIP VIOLATION NOTICE

    Case 196477 · Violation 1302030 · COMPLIED

  24. ViolationRUBBISH/GARBAGE EXTERIOR-OWNER

    Case 196477 · Violation 1302031 · COMPLIED

  25. ViolationRUBBISH/GARBAGE EXTERIOR-OWNER

    Case 191282 · Violation 1235331 · COMPLIED

  26. ViolationCLIP VIOLATION NOTICE

    Case 191282 · Violation 1235330 · COMPLIED

  27. ViolationHIGH WEEDS-CUT

    Case 164032 · Violation 977258 · COMPLIED

  28. ViolationCLIP VIOLATION NOTICE

    Case 164032 · Violation 977257 · COMPLIED

  29. InvestigationHCEU INSP

    Case 112462 · PASSED

  30. ViolationCLIP VIOLATION NOTICE

    Case 112462 · Violation 567860 · COMPLIED

  31. ViolationVUPD-HIGH WEEDS

    Case 112462 · Violation 567861 · COMPLIED

  32. InvestigationHCEU INSP

    Case 112462 · FAILED

  33. InvestigationHCEU INSP

    Case 99253 · PASSED

  34. ViolationVACANT BLDG KEEP CLEAN GET LIC

    Case 99253 · Violation 474662 · COMPLIED

  35. ViolationCLIP VIOLATION NOTICE

    Case 99253 · Violation 474660 · COMPLIED

  36. ViolationRUBBISH/GARBAGE EXTERIOR-OWNER

    Case 99253 · Violation 474661 · COMPLIED

  37. InvestigationHCEU INSP

    Case 99253 · FAILED

  38. InvestigationHCEU INSP

    Case 82942 · PASSED

  39. InvestigationHCEU INSP

    Case 82942 · FAILED

  40. InvestigationL_CLIP

    Case 22636 · CLOSED

  41. InvestigationL_CLIP

    Case 22636 · FAILED

  42. LicenseRental

    License 243209 · Inactive

    JERMAL R CORBIN · Expires 2004-02-29 · Inactive 2012-12-22

How Philadelphia’s property system works

These explainers are free because the record only helps if you know what it can—and cannot—prove. Use the linked City guidance for the controlling rule.

Permits and inspections 3 on this property

This property’s file includes ZP_ZONING, BP_ALTER, Plumbing permit records. A permit documents authorized scope and a City process; it is not by itself proof that every described improvement was completed, remains in place, or meets today’s condition expectations.

L&I inspections are scheduled at defined stages; final inspection and required certifications are separate steps in closing out applicable work.

How construction and repair permits work ↗See City inspection stages by permit type ↗
Assessments and taxes

The OPA assessment is the City’s value on the tax roll—not an asking price, appraisal, or live account balance. The taxable assessment can differ from the full assessment because the City roll records exemptions or other treatment; the report keeps those fields separate.

Your annual estimate uses the taxable assessment. Payments, credits, interest, and the amount due are maintained separately in Tax Center.

How the Office of Property Assessment works ↗Philadelphia property-tax guidance ↗
Violations, cases, and status check current status

An open row is a dated City status, not a diagnosis of current condition or a conclusion about the property. Read the case, notice, and any subsequent inspection together, then verify the live file.

How L&I code enforcement works ↗City violation and order types ↗

Flags: 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,056 sqft
livable area
Lot
1,127 sqft
Basement
Partial
city code H
Heat
Undetermined
city code H
Central air
Yes
Garage
1 space
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code
Zoning appeals
1
CLOSED · Granted · 2012

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 5427 Charles St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$176K
20%
6.875%
$1K/mo

When this house last sold (2007) a 30-year mortgage ran about 6.34% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

5427 Charles St sits on the 5400 block of Charles St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 5425 Charles St  ·  5429 Charles St

Where this comes from
Methodology & freshness

This report was assembled Jul 10, 2026, 9:10 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)