Mixed-use report

5409 Jefferson St

2,398 sqft · CMX2 · built 1915

Owner-occupied · assessed $125K. On the 5400 block of Jefferson St.

Property summary

Assessment$125KCity assessed value Last sale$20KRecorded 1997 Est. annual tax$2K/yearAssessment × 1.3998% Tax delinquency$485City snapshot · Jun 2022 Permits3Dated events in report ViolationsNone openNone open when assembled

Report assembled Jul 10, 2026 “Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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Street view of 5409 Jefferson St — From the street — imagery © Google

From above — imagery © Esri, Maxar

Historical tax record

Verify the current balance before relying on it.

$485 was recorded for this parcel in Philadelphia's June 2022 delinquency snapshot. That amount may have been paid, reduced, or increased since; it is not a current payoff figure.

Verify current balance with Philadelphia Revenue →

What stands out

From the public record

Finding

Improved

Why it matters

Owner pulled a change of use permit in 2023.

View supporting records →

Records to verify together

Rule-based groupings across this property's dated public records. Each flag shows the records that belong in the same verification step and where the inference stops.

Dated record flagRecords to verify together

More than one separately dated public record deserves a current-status check.

Evidence: $485 appeared in the City's June 2022 delinquency snapshot · failed L&I inspection activity in 2021, 2022, 2026

Limit: A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue.

Transparent record rules, not a score or forecast. Each flag is a prompt to verify the cited records, not a prediction or allegation.

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1915: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

$485 in the June 2022 delinquency snapshot

The City recorded this amount in June 2022. It may since have been paid, reduced, or increased; verify the current balance directly with Philadelphia Revenue.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this building has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value

$125K

built 1915

Price / sq ft

$52

block $114 · below block

Appreciation

-3%

0%/yr, city 6.5%

In 5 years (~2031)

~$125K

0%/yr own pace held 5 yrs — extrapolation, not a forecast

Est. tax / yr

$2K

1.4% effective

Jun 2022 tax snapshot

$485

delinquency recorded then · verify current

Gross yield

10.6%

≈$1K/mo rent

Times sold

Value vs. the block, over time — sales, permits & L&I events marked on the line

This houseBlock median & rangeL&I violationPermit

The paper trail

Improved

Owner pulled a change of use permit in 2023.

2009 UsePermit
2011 5 L&I violationsL&I
2021 9 L&I violationsL&IL&I: 5 failed, 1 passedL&I visit
2022 5 L&I violationsL&IL&I: 9 failed, 1 passedL&I visit
2023 Lawful Occupancy (LO) ONLYPermitChange of UsePermitL&I: 1 failed, 1 passedL&I visit
2026 6 L&I violationsL&IL&I: 3 failed, 1 passedL&I visit

Flags: $485 recorded in the June 2022 delinquency snapshot — verify current balance. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Interior

2,398 sqft

livable area

Lot

4,156 sqft

Exterior condition

Vacant

city code 6

Vacant

Interior condition

Vacant

city code 6

Vacant

Quality grade

assessor's grade

ABCDE

Zoning

CMX2

city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 5409 Jefferson St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

Purchase price$125K

Down payment20%

Mortgage rate6.875%

Monthly rent$1K/mo

When this house last sold (1997) a 30-year mortgage ran about 7.6% — Freddie Mac's average that year.

Mortgage

—

P&I · 30-yr fixed

All-in monthly

—

+ taxes & insurance

Cash to close

—

down + ~4% costs

Cash flow

—

rent − all costs · /mo

Cap rate

—

NOI ÷ price

Cash-on-cash

—

year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

5409 Jefferson St sits on the 5400 block of Jefferson St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 5411 Jefferson St · 5413 Jefferson St

Where this comes from

Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
Permits, violations & inspections — L&I Property History · Atlas
Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
Current property-tax balance — Verify with Philadelphia Revenue
Zoning appeals — L&I & Zoning Board appeals
Neighborhood income & rents — US Census ACS 5-year estimates
Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages

Methodology & freshness

Available City datasets are queried from OpenDataPhilly (phl.carto.com), then reports are cached and refreshed on a rolling schedule. Source dates vary: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. Other dossiers re-pull on view once stale, and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

BlockReport AICited sources

Ask about this property across the connected public record. Curated questions are free; ask 3 custom questions per browser. Analyst includes up to 150 custom questions per day.

About this data & fine print

Answers are generated by an AI agent querying available City of Philadelphia open data at the moment you ask: OPA property assessments, Recorder of Deeds transfer records, L&I permits, violations & licenses, dated Dept. of Revenue tax records, Zoning Board appeals, Police incident reports, Philly311 requests, and School District of Philadelphia catchment and school data.

For an explicit web search or a current listing/news question, the agent may also search the public web through OpenRouter and must link every web-derived claim. Public listing pages can be stale and are not direct or comprehensive MLS access.

Property-level tax data is historical: the delinquency snapshot is dated June 2022 and the separate detailed ledger ends in 2016. Neither shows what is owed today; verify a current balance with Philadelphia Revenue.

City data is published as-is and can lag, contain errors, or be corrected later; school performance datasets run years behind and are labeled with their school year. AI answers can contain mistakes — verify anything that matters against the official record (property.phila.gov, atlas.phila.gov) before acting on it.

Informational only. Not legal, financial, or investment advice. Not a consumer report under the FCRA — it may not be used to decide anyone's eligibility for housing, tenancy, employment, credit, or insurance.

Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)