Public Records
Edition
Philadelphia500 block of W Cambria StRecords pulled July 9, 2026

House report

528 W Cambria St

3 stories · 1,050 sqft · RSA5 · built 1920

Absentee individual · assessed $135K · sold 1×. On the 500 block of W Cambria St.

Street view of 528 W Cambria St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1920: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you’re the landlord

No active rental license on file

If this property is rented, Philadelphia requires a Rental License (via eCLIPSE) — without it a landlord cannot legally collect rent or evict, and tenants can withhold. Licensing needs tax clearance and no open violations.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$135K
built 1920
Price / sq ft
$128
block $95 · above block
Appreciation
+302%
+13%/yr, city 6.5%
In 5 years (~2031)
~$136K
+13%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$2K
1.4% effective
Gross yield
Times sold
1

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$100K$200KBefore this chart — 2008: 3 L&I violations incl VACANT BLDG UNSEC/UNSAFE CSU 2008: Alteration 2008: Major alteration 2009: Sold $13K 2010: Appeal granted 2010: Use 2011: Appeal denied 2011: 6 L&I violations 2011: Major alteration 2011: Electrical 2011: Plumbing 2011: Major alteration$135K201620222027
This houseBlock median & rangePermit
The paper trail

Bought for $13K in 2009. Owner pulled a major alteration permit in 2011.

  1. 2008 3 L&I violations incl VACANT BLDG UNSEC/UNSAFE CSUL&IAlterationPermitMajor alterationPermit
  2. 2009 $13KSold
  3. 2010 Appeal grantedZoningUsePermit
  4. 2011 Appeal deniedZoning6 L&I violationsL&IMajor alterationPermitElectricalPermitPlumbingPermitMajor alterationPermit

Flags: 2 zoning/board appeals on record. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Stories
3
Interior
1,050 sqft
livable area
Lot
714 sqft
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C+
assessor's grade
Zoning
RSA5
city zoning code
Zoning appeals
2
denied 2011

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 528 W Cambria St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$135K
20%
6.875%
$975/mo

When this house last sold (2009) a 30-year mortgage ran about 5.04% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Next door: 526 W Cambria St  ·  530 W Cambria St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly; the masthead date is when this page's records were last pulled. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)