Mixed-use report

5129 Germantown Ave

3,240 sqft · CMX2.5 · built 1900

Investor / LLC · assessed $249K · sold 1×. On the 5100 block of Germantown Ave.

Street view of 5129 Germantown Ave
From the street — imagery © Google
From above — imagery © Esri, Maxar

Property summary

What stands out

From the public record
Finding

Improved

Why it matters

Bought for $55K in 2015. Owner pulled a addition and/or alteration permit in 2026.

View supporting records →
Finding

"Built 1900" is usually a placeholder

Why it matters

Philadelphia records use 1900 as a stand-in when the real construction year was never documented. Treat the age as unknown, not as 120+ years.

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1900: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you own it

12 open violations: the clock matters

L&I appeals must be filed within 30 days — just 6 days if a property is designated UNSAFE or IMMINENTLY DANGEROUS. Left unresolved, the city can do the work itself, bill the owner (routinely $50,000+ on a rowhouse), lien the property, and add court fines of $300+/day.

If you’re the landlord

No active rental license on file

If this property is rented, Philadelphia requires a Rental License (via eCLIPSE) — without it a landlord cannot legally collect rent or evict, and tenants can withhold. Licensing needs tax clearance and no open violations.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

Who's behind it

S & N Real Estate INC · corporate / LLC owner

• Owns 2 properties across Philadelphia under this name, assessed at $648K combined
• Tax bills mail to Po Box 378, Cherry Hill NJ, 08003 — outside Philadelphia

The investment read

How this building has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$249K
built 1900
Price / sq ft
$77
block $90 · below block
Appreciation
-21%
-2%/yr, city 6.5%
In 5 years (~2031)
~$249K
-2%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$3K
1.4% effective
Gross yield
-3207698.5%
≈$-667M/mo rent
Times sold
1

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$250K$500KBefore this chart — 2013: Alteration 2015: Sold $55K2017: Plumbing2022: 10 L&I violations 2022: Change of Use 2022: Inspection failed ×22023: Inspection failed2025: Change of Use 2025: 2 L&I violations 2025: Inspection failed2026: Addition and/or Alteration 2026: Inspection failed$249K201620222027
This houseBlock median & rangeL&I violationPermitInspection

The paper trail

Bought for $55K in 2015. Owner pulled a addition and/or alteration permit in 2026.

  1. 2013 AlterationPermit
  2. 2015 $55KSold
  3. 2017 PlumbingPermit
  4. 2022 10 L&I violationsL&IChange of UsePermitInspection failed ×2L&I visit
  5. 2023 Inspection failedL&I visit
  6. 2025 Change of UsePermit2 L&I violationsL&IInspection failedL&I visit
  7. 2026 Addition and/or AlterationPermitInspection failedL&I visit

Flags: 12 open L&I violations. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Interior
3,240 sqft
livable area
Lot
4,402 sqft
Exterior condition
Below average
city code 5
Interior condition
Below average
city code 5
Quality grade
C
assessor's grade
Zoning
CMX2.5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Where the record looks off

Places where the city's own paperwork disagrees with itself. These are flags on the data — not problems with the property.

"Built 1900" is usually a placeholder

Philadelphia records use 1900 as a stand-in when the real construction year was never documented. Treat the age as unknown, not as 120+ years.

Run the numbers

What owning 5129 Germantown Ave takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$249K
20%
6.875%
$700/mo

When this house last sold (2015) a 30-year mortgage ran about 3.85% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

5129 Germantown Ave sits on the 5100 block of Germantown Ave. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 5131-33 Germantown Ave  ·  5135-37 Germantown Ave

Where this comes from

Methodology & freshness

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)