2026 taxable assessment $171,900 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $189,500; it is not the 2026 billed-year value.
House report
5127 Whitaker Ave
3 bd · 1 ba · 1 story · 1,393 sqft · RM1 · built 1940
Owner-occupied · assessed $172K (2026) · 2027 OPA assessment $190K · sold 1×. On the 5100 block of Whitaker Ave.
Property summary
Assessment$171,9002026 OPA assessment · 2027: $189,500
Last sale$20KRecorded 2002
Est. tax bill$2,406/year2026 taxable assessment × 1.3998%
Tax delinquencyNo 2022 matchNot proof account is current
Permits0Every fetched City permit
Violations0 open8 historical across 3 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
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Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 2330867002026 taxable assessment equals the full assessed value.
Historical delinquency sources Record found
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
A separate historical parcel ledger ending in 2016 records $1,636.27 and a lien entry. It is shown as historical context only.
2016$1,636.27 total · $1,421.42 principal · $21.32 interest · $14.21 penalty
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordHistory
Why it matterssold $20K (2002); 4 L&I violations (2018); L&I: 1 failed, 1 passed (2018); 2 L&I violations (2020); L&I: 2 failed, 1 passed (2020); 2 L&I violations (2024); L&I: 2 failed, 1 passed (2024).
View supporting records →City Property History
Fetched L&I and zoning records
Every row successfully fetched for this report is counted below. Dataset availability and matching can differ from the City's interactive file; use the official link for current detail.
- Recorded owner
- Diana Ricardo
- Tax mailing address
- 5127 WHITAKER AVE, PHILADELPHIA PA, 19124
- L&I district
- EAST
- Building ID (BIN)
- —
- OPA account
- 233086700
Permits0No match
Violation cases38 violation records · 0 open
Investigations85 failed · 3 passed · 0 closed
Building certifications0No match
Business licenses10 active
Appeals0No match
PermitsPermit number, issued date, work and City status0
No permits matched this parcel in the fetched City dataset.
Violation cases8 individual violation records; resolved history remains visible3
Case 618650CLOSED
STANDARD · Opened Jan 17, 2018
- CLIP VIOLATION NOTICEViolation 4719191Jan 17, 2018 COMPLIED
- RUBBISH/GARBAGE EXTERIOR-OWNERViolation 4719192Jan 17, 2018 COMPLIED
- HIGH WEEDS-CUTViolation 4719193Jan 17, 2018 COMPLIED
- VEHICLES UNREGISTEREDViolation 4719194Jan 17, 2018
Case CF-2020-038085CLOSED
NOTICE OF VIOLATION · Opened Jul 14, 2020 · completed Oct 23, 2020
- RUBBISH & GARBAGEViolation VI-2020-018880Jul 14, 2020 COMPLIED
- EXTERIOR AREA WEEDSViolation VI-2020-018879Jul 14, 2020 COMPLIED
Case CF-2024-082137CLOSED
NOTICE OF VIOLATION · Opened Jul 30, 2024 · completed Nov 27, 2024
- RUBBISH & GARBAGEViolation VI-2024-064323Jul 30, 2024 COMPLIED
- EXTERIOR AREA WEEDSViolation VI-2024-064322Jul 30, 2024 COMPLIED
InvestigationsEvery inspector visit, including CLOSED outcomes8
ADMIN INSPCase 618650
Jun 23, 2018 FAILED
ADMIN INSPCase 618650
Jul 26, 2018 PASSED
L&I investigationCase CF-2020-038085
Jul 14, 2020 FAILED
L&I investigationCase CF-2020-038085
Aug 18, 2020 FAILED
L&I investigationCase CF-2020-038085
Oct 23, 2020 PASSED
L&I investigationCase CF-2024-082137
Jul 30, 2024 FAILED
L&I investigationCase CF-2024-082137
Sep 3, 2024 FAILED
L&I investigationCase CF-2024-082137
Nov 27, 2024 PASSED
Building certificationsInspection result and filed expiration date by L&I building ID0
No building certifications matched this parcel in the fetched City dataset.
Business licensesHistorical and active licenses are both retained1
RentalLicense 348023
RICARDO DIANA
Revenue code 3202 · First issued Jan 4, 2006 Inactive Expiration Feb 28, 2014 Inactive Dec 24, 2013
AppealsApplication status and decision are separate City fields0
No appeals matched this parcel in the fetched City dataset.
City of Philadelphia OPA, L&I and Zoning Board records, shown as filed. A CLOSED investigation is an outcome label, not a missing visit; an appeal's application status and decision may differ.
Legal due diligence
What this record proves—and what it does not.
These checks are triggered by this property’s actual City rows. They identify the controlling document to verify; they do not declare a use legal, a building safe, or title clear.
1 verify
1 favorable dated record
VerifyFailed inspections are dated events—not the current condition5 failed, 3 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Nov 27, 2024.
Why it mattersA PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.
Verify nextOpen the parent case/permit for each material failure and confirm its later disposition.
Open the controlling City guidance ↗Favorable dated recordNo open violation; closed history remains relevantThe fetched record shows 0 open and 8 historical violations across 3 cases.
Why it mattersA closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.
Verify nextUse the closed cases to target the inspection and occupancy-file review.
Open the controlling City guidance ↗Closing file: checks no public-record summary can replace5 documents/searches to assign before settlement
Property Sales Certification
The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.
Next: Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.
Official guidance ↗Date-effective City Property Payoff
The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.
Next: Request the City statement effective through settlement; read every period and invoice.
Official guidance ↗Professional title and water-lien searches
OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.
Next: Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.
Official guidance ↗Separate water-lien guidance ↗Seller-specific tax relief is not the buyer’s bill
LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.
Next: Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.
Official guidance ↗Separate water-lien guidance ↗Seller disclosure and independent inspections
For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.
Next: Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.
Official guidance ↗Informational only—not a legal opinion, title report, code inspection, tax payoff, or substitute for a Pennsylvania lawyer, title company, inspector, or tax professional.
Records to verify together
Rule-based groupings across this property's dated public records. Each flag shows the records that belong in the same verification step and where the inference stops.
Records to verify together
More than one separately dated public record deserves a current-status check.
Evidence: a lien number appears in the historical tax ledger through 2016 · failed L&I inspection activity in 2024
Limit: A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue.
Transparent record rules, not a score or forecast. Each flag is a prompt to verify the cited records, not a prediction or allegation.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1940: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
If you own it
$1,399/yr may be unclaimed
This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.
$1,636 in the historical tax ledger through 2016
Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$171,900
2026 billed-year assessment · 2027: $189,500 · built 1940
Price / sq ft
$136
block $136 · in line w/ block
Appreciation
+95%
+7%/yr, city 6.5%
In 5 years (~2031)
~$190K
+7%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$2,406
1.27% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
-4221635.9%
≈$-667M/mo rent
Times sold
1
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeL&I violationPermit
The paper trail
Historysold $20K (2002); 4 L&I violations (2018); L&I: 1 failed, 1 passed (2018); 2 L&I violations (2020); L&I: 2 failed, 1 passed (2020); 2 L&I violations (2024); L&I: 2 failed, 1 passed (2024).
- 2002 $20KSold
- 2018 4 L&I violationsL&IL&I: 1 failed, 1 passedL&I visit
- 2020 2 L&I violationsL&IL&I: 2 failed, 1 passedL&I visit
- 2024 2 L&I violationsL&IL&I: 2 failed, 1 passedL&I visit
Flags: historical tax ledger through 2016 recorded $2K with a lien entry. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
1
Stories
1
Interior
1,393 sqft
livable area
Lot
1,568 sqft
Basement
Partial, semi-finished
city code F
Garage
1 space
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
Average
city code 4
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
RM1
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 5127 Whitaker Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2002) a 30-year mortgage ran about 6.54% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
5127 Whitaker Ave sits on the 5100 block of Whitaker Ave. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 5125 Whitaker Ave · 5129 Whitaker Ave
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 6:37 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)