House report

5045 N Camac St

3 bd · 1 ba · 2 stories · 1,446 sqft · RSA5 · built 1930

Investor / LLC · assessed $156K · sold 4×. On the 5000 block of N Camac St.

Street view of 5045 N Camac St
From the street — imagery © Google
From above — imagery © Esri, Maxar

Property summary

What stands out

From the public record
Finding

Renovated & sold on

Why it matters

Bought for $1.2M in 2018, plumbing permit in 2008, sold for $588K in 2026 (+5780%).

View supporting records →
Finding

Assessment and sale price disagree hard

Why it matters

Assessed at $156K, but it traded for $588,000 in 2026 — a 3.8× gap. Could be a non-market deed the record doesn't label, or an assessment that hasn't caught up.

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1930: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you’re the landlord

Lead certificate is not optional

Built 1930: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

Who's behind it

Overbrook Sfr1 Operating LLC · corporate / LLC owner

• Owns 6 properties across Philadelphia under this name, assessed at $814K combined
• Tax bills mail to 614 S 4th St #526, Philadelphia PA, 19147
• Holds an active rental license for this address

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$156K
built 1930
Price / sq ft
$108
block $108 · in line w/ block
Appreciation
+105%
+7%/yr, city 6.5%
In 5 years (~2031)
~$157K
+7%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$2K
1.4% effective
Gross yield
6.9%
≈$896/mo rent
Times sold
4
licensed rental

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$100K$200KBefore this chart — 2007: 16 L&I violations 2007: L&I: 2 failed, 1 passed 2007: Appeal dismissed 2008: L&I violation 2008: L&I: 1 failed, 2 passed 2008: Plumbing 2010: L&I violation 2010: L&I: 2 failed, 2 passed 2012: L&I violation 2012: L&I: 1 failed, 1 passed2018: Sold $1.2M2026: Sold $588K$156K201620222027
This houseBlock median & rangeSalePermit

The paper trail

Bought for $1.2M in 2018, plumbing permit in 2008, sold for $588K in 2026 (+5780%).

  1. 2007 16 L&I violationsL&IL&I: 2 failed, 1 passedL&I visitAppeal dismissedZoning
  2. 2008 L&I violationL&IL&I: 1 failed, 2 passedL&I visitPlumbingPermit
  3. 2010 L&I violationL&IL&I: 2 failed, 2 passedL&I visit
  4. 2012 L&I violationL&IL&I: 1 failed, 1 passedL&I visit
  5. 2018 $1.2MSold
  6. 2026 $588KSold

Flags: active rental license · 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,446 sqft
livable area
Lot
1,315 sqft
Basement
Partial
city code H
Heat
Radiant
city code G
Central air
No
Garage
1 space
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code
Zoning appeals
1
dismissed 2007

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Where the record looks off

Places where the city's own paperwork disagrees with itself. These are flags on the data — not problems with the property.

Assessment and sale price disagree hard

Assessed at $156K, but it traded for $588,000 in 2026 — a 3.8× gap. Could be a non-market deed the record doesn't label, or an assessment that hasn't caught up.

Run the numbers

What owning 5045 N Camac St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$588K
20%
6.875%
$900/mo

When this house last sold (2026) a 30-year mortgage ran about 6.6% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

5045 N Camac St sits on the 5000 block of N Camac St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 5043 N Camac St  ·  5047 N Camac St

Where this comes from

Methodology & freshness

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)