2026 taxable assessment $263,700 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $656,000; it is not the 2026 billed-year value.
House report
4845 Larchwood Ave
4 bd · 3 ba · 2 stories · 1,760 sqft · RSA5 · built 1925
Owner-occupancy signal · assessed $656K (2026) · 2027 OPA assessment $656K · sold 2×. On the 4800 block of Larchwood Ave.
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Property summary
Assessment$656,0002026 OPA assessment · 2027: $656,000
Last sale$656KRecorded 2025
Est. tax bill$3,691/year2026 taxable assessment · full-value scenario $9,183/year · basis and term unverified
Tax delinquencyNo 2022 matchNot proof account is current
Permits11Every fetched City permit
Violations0 open7 historical across 3 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 4610517002026 OPA taxes $263,700 of $656,000 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.
See the assessment math →Applying the same rate to the billed-year full assessment. OPA's numeric split does not say when or whether the current treatment changes.
See the assessment math →Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordPermit between transfers
Record summary$656K transfer in 2025; addition and/or alteration permit in 2025; $656K transfer in 2025 (+200% between recorded amounts).
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Verify the current tax bill and exemption
The 2026 taxable assessment implies about $3,691/yr, while applying the same rate to the full assessment would imply about $9,183/yr — $5,492/yr more. OPA's assessment split does not establish the exemption program, expiration, or buyer eligibility. Verify the basis and live bill with OPA and Revenue.
Built 1925: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
If you own it
Verify which assessment relief applies
OPA shows a material assessment exemption, but this record does not identify its legal basis or transfer treatment. Ask OPA for the approval history; if the current treatment ends, an eligible owner-occupant may need to apply separately for Homestead relief.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
Assessment and tax history
Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.
Assessed value
$656,000
2026 billed-year assessment · 2027: $656,000 · built 1925
Price / sq ft
$373
block $248 · above block
Assessment change
+484%
+17%/yr since 2016 · 2027 +0% vs 2026
Est. tax bill / yr
$3,691
0.56% effective, reduced taxable assessment
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
2
Assessment vs. the block and ZIP · every dated City record marked on the line
- OPA assessment · 2016$112K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$112K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$112K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$114K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$119K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$119K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$119K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$199K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$199K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$264K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$656K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$656K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Deed / sale · 2025Deed / sale $656KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Permit · 2020-07-28Exterior Window and Door ReplacementThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2020-07-30Interior Non-Load-Bearing Wall Demo.This permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2020-10-05Addition and/or AlterationThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2020-10-12AlterationsThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2021-04-01Addition and/or AlterationsThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2021-04-09Deck (Exist. One-Family Dwellings)This permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2025-02-10Addition and/or AlterationThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2025-02-10AlterationsThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- L&I violation · 2020-07-17ALTER INTERIOR PORTIONA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2020-07-17PARTIAL DEMOLITIONA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2020-12-11OUTDOOR DECKA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- Inspection · 2020-12-11L&I investigationA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- L&I violation · 2023-10-31VACANT STRUCTURE & LANDA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2023-10-31VACANT PROPERTIESA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2023-10-31VACANT STRUCTURE LICENSEA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2023-10-31EXTERIOR AREA WEEDSA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- Inspection · 2023-10-31L&I investigationA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2021-06-23L&I investigationA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2024-11-16L&I investigationA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
Property assessmentBlock median & rangeZIP 19143 medianAssessmentDeed / saleL&I violationPermitInspection
Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Highlight
Every dated record20 events · exact dates, newest first
- PermitAddition and/or Alteration
- PermitAlterations
- Deed / saleDeed / sale $656K
- InspectionL&I investigation
- L&I violationVACANT STRUCTURE & LAND
- L&I violationVACANT PROPERTIES
- L&I violationVACANT STRUCTURE LICENSE
- L&I violationEXTERIOR AREA WEEDS
- InspectionL&I investigation
- InspectionL&I investigation
- PermitDeck (Exist. One-Family Dwellings)
- PermitAddition and/or Alterations
- L&I violationOUTDOOR DECK
- InspectionL&I investigation
- PermitAlterations
- PermitAddition and/or Alteration
- PermitInterior Non-Load-Bearing Wall Demo.
- PermitExterior Window and Door Replacement
- L&I violationALTER INTERIOR PORTION
- L&I violationPARTIAL DEMOLITION
The paper trail
Permit between transfers$656K transfer in 2025; addition and/or alteration permit in 2025; $656K transfer in 2025 (+200% between recorded amounts).
- 2020 AlterationsPermit
- 2021 Addition and/or AlterationsPermitAddition and/or AlterationsPermitDeck (Exist. One-Family Dwellings)PermitL&I: 1 failed, 1 passedL&I visit
- 2023 4 L&I violationsL&IInspection failedL&I visit
- 2024 Inspection passedL&I visit
- 2025 Addition and/or AlterationPermitAlterationsPermitAddition and/or AlterationPermit$656KTransfer
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 25 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- PermitAlterations
Permit PP-2025-001709 · Completed
Install 1 kitchen sink, 4 water closets, 4 lavatories, 3 shower/tubs and 1 hot water heater.
- PermitAddition and/or Alteration
Permit EP-2025-001209 · Completed
Install 200 AMP service and rewire outlets, lights and switches.
- PermitAddition and/or Alteration
Permit RP-2024-012541 · Completed
Interior renovations only for existing two-story structure
- Recorded transfer$656K transfer
2025
- InvestigationL&I investigation
Case CF-2023-113192 · PASSED
The cited inspection visit was marked passed.
- ViolationVACANT STRUCTURE & LAND
Case CF-2023-113192 · Violation VI-2023-085279 · CLOSED
City marked the record closed; open the case for the closing reason.
- ViolationVACANT PROPERTIES
Case CF-2023-113192 · Violation VI-2023-085280 · CLOSED
City marked the record closed; open the case for the closing reason.
- ViolationVACANT STRUCTURE LICENSE
Case CF-2023-113192 · Violation VI-2023-085281 · CLOSED
City marked the record closed; open the case for the closing reason.
- ViolationEXTERIOR AREA WEEDS
Case CF-2023-113192 · Violation VI-2023-085283 · CLOSED
City marked the record closed; open the case for the closing reason.
- InvestigationL&I investigation
Case CF-2023-113192 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- InvestigationL&I investigation
Case CF-2020-086898 · PASSED
The cited inspection visit was marked passed.
- PermitDeck (Exist. One-Family Dwellings)
Permit GM-2021-001172 · Expired
EZ PERMIT DECKS- For New Decks to an Exiting One Family Dwelling as per attached standards. Deviations from these standards require submission of construction and site plans.
- PermitAddition and/or Alterations
Permit MP-2021-002132 · Expired
EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES - For the installation if New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. (Ductwork, 96% 80,000 btu gas furnace, 3.5 ton coil, 3 ton ac).
- InvestigationL&I investigation
Case CF-2020-086898 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- PermitAddition and/or Alterations
Permit MP-2020-006748 · Expired
EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES - (Ductwork, Gas Furnace 92% effic 80,000 BTU, 3 ton AC, 3.5 ton coil.) For the installation if New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. (Note: rooftop installations will require plans unless it has already been included on any approved alteration plans.)
- ViolationOUTDOOR DECK
Case CF-2020-086898 · Violation VI-2020-052419 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- PermitAlterations
Permit PP-2020-010575 · Expired
2 TOILETS 2 TUB 2 LAVATORYSINK 1 KITCHENSINK 1 WASHINGMACHINE 1 HEATERHEATER
- PermitAddition and/or Alteration
Permit EP-2020-007541 · Expired
INSTALL 200 AMP SERVICE; RECESSED LIGHTS IN MIDDLE AND BACK BEDROOM, CEILING FAN IN ALL BEDROOM AND LIVING ROOM; GFCI SWITCHES IN BATHROOM AND KITCHEN AS PER 2014 NEC
- PermitAddition and/or Alteration
Permit RP-2020-010188 · Expired
INTERIOR RENOVATION FOR EXISTING TWO-STORY STRUCTURE WITH CELLAR.
- InvestigationL&I investigation
Case CF-2020-039510 · PASSED
The cited inspection visit was marked passed.
- PermitInterior Non-Load-Bearing Wall Demo.
Permit GM-2020-005492 · Expired
EZ INTERIOR DEMOLITION- For the interior demolition on non-bearing partition wall and ceilings as per attached standard. Deviations from these standards require submission of construction and site plans. Department of Streets is required for any sidewalk and street closures. All means of pedestrian protection required at the site in accordance with the Philadelphia Building Code Chapter 33 shall be in place prior to start of work.
- PermitExterior Window and Door Replacement
Permit GM-2020-005491 · Expired
EZ Windows and Doors Permit - For replacement of exterior windows and doors as per attached standard. Any deviations from this permit standard will result in permit revocation. (No permit shall be required for replacement of non-fire resistance rated windows/doors without structural change on one-and two-family dwellings [no changes in location, shape or size of existing openings.])
- ViolationALTER INTERIOR PORTION
Case CF-2020-039510 · Violation VI-2020-020383 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationPARTIAL DEMOLITION
Case CF-2020-039510 · Violation VI-2020-020384 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- InvestigationL&I investigation
Case CF-2020-039510 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
What this record suggests
The City file documents 11 permits touching kitchen work, bathroom work, electrical work, plumbing. 3 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.
Flags: material assessment exemption — legal basis and term unverified. Informational only — not investment advice or a consumer report (FCRA).
The assessment exemption gap
OPA's 2026 taxable assessment implies about $3,691/year. Applying the same 1.3998% rate to the full assessed value would imply ~$9,183/year — $5,492/year more. That is a scenario, not a forecast: the assessment split alone does not identify the exemption program, approval date, expiration, transfer treatment, or live Tax Center balance.
2026: ($656,000 assessed − $392,319 exempt) × 1.3998% ≈ $3,691/yr
full-assessment scenario: $656,000 × 1.3998% ≈ $9,183/yr
The OPA amount does not prove a ten-year abatement or any other specific program. Obtain the approval history and verify the current Tax Center account; a buyer should not assume the seller's relief transfers or restarts.
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
4
Bathrooms
3
Stories
2
Interior
1,760 sqft
livable area
Lot
1,838 sqft
Basement
Partial, semi-finished
city code F
Heat
Forced hot air
city code A
Central air
Yes
Garage
1 space
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
New / rehabbed
city code 2
New / rehabbed
Quality grade
C+
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 4845 Larchwood Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2025) a 30-year mortgage ran about 6.6% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Estimated cash needed
—
down + 4% planning allowance
Modeled cash flow
—
rent − shown costs · /mo
Modeled cap rate
—
modeled NOI ÷ price
Modeled cash-on-cash
—
modeled year-1 return
Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment with an optional full-assessment stress test, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.
Block context
4845 Larchwood Ave sits on the 4800 block of Larchwood Ave. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 4843 Larchwood Ave · 4841 Larchwood Ave
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 5:40 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)