House report

4817 E Cheltenham Ave

3 bd · 1 ba · 2 stories · 750 sqft · RSA5 · built 1950

Owner-occupied · assessed $130K · sold 1×. On the 4800 block of E Cheltenham Ave.

Street view of 4817 E Cheltenham Ave
From the street — imagery © Google
From above — imagery © Esri, Maxar

Property summary

What stands out

From the public record
Finding

History

Why it matters

Inspection failed ×2 (2005); 2 L&I violations (2019); L&I violation (2020); L&I: 1 failed, 1 passed (2020); sold $80K (2021); L&I violation (2022); L&I: 1 failed, 1 passed (2022); L&I violation (2025); L&I: 1 failed, 1 passed (2025).

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1950: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$130K
built 1950
Price / sq ft
$174
block $174 · in line w/ block
Appreciation
+104%
+7%/yr, city 6.5%
In 5 years (~2031)
~$131K
+7%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$2K
1.4% effective
Gross yield
8.9%
≈$969/mo rent
Times sold
1

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$100K$200KBefore this chart — 2005: Inspection failed ×22019: 2 L&I violations2020: L&I violation 2020: L&I: 1 failed, 1 passed2021: Sold $80K2022: L&I violation 2022: L&I: 1 failed, 1 passed2025: L&I violation 2025: L&I: 1 failed, 1 passed$130K201620222027
This houseBlock median & rangeSaleL&I violationPermit

The paper trail

Inspection failed ×2 (2005); 2 L&I violations (2019); L&I violation (2020); L&I: 1 failed, 1 passed (2020); sold $80K (2021); L&I violation (2022); L&I: 1 failed, 1 passed (2022); L&I violation (2025); L&I: 1 failed, 1 passed (2025).

  1. 2005 Inspection failed ×2L&I visit
  2. 2019 2 L&I violationsL&I
  3. 2020 L&I violationL&IL&I: 1 failed, 1 passedL&I visit
  4. 2021 $80KSold
  5. 2022 L&I violationL&IL&I: 1 failed, 1 passedL&I visit
  6. 2025 L&I violationL&IL&I: 1 failed, 1 passedL&I visit

Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
750 sqft
livable area
Lot
909 sqft
Basement
Full
city code D
Heat
Undetermined
city code H
Central air
No
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 4817 E Cheltenham Ave takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$130K
20%
6.875%
$975/mo

When this house last sold (2021) a 30-year mortgage ran about 2.96% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

4817 E Cheltenham Ave sits on the 4800 block of E Cheltenham Ave. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 4815 E Cheltenham Ave  ·  4819 E Cheltenham Ave

Where this comes from

Methodology & freshness

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)