2026 taxable assessment $297,600 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $414,100; it is not the 2026 billed-year value.
House report
48 Gowen Cir
3 bd · 1 ba · 2 stories · 1,768 sqft · RSA5 · built 1925
Owner-occupied · assessed $398K (2026) · 2027 OPA assessment $414K. On the 0 block of W Gowen Ave.
BlockReport AI · cited public records
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Property summary
Assessment$397,6002026 OPA assessment · 2027: $414,100
Last sale$280KRecorded 2009
Est. tax bill$4,166/year2026 OPA · Homestead-adjusted
Tax delinquencyNo 2022 matchNot proof account is current
Permits10Every fetched City permit
Violations0 open2 historical across 1 case
“Open” reflects records available then historical records keep their source dates estimates are labeled
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 0921257002026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.
Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordNew construction
Why it mattersbuilt new under a 2013 permit.
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1925: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: every fetched annual City assessment, charted against its block and ZIP; appreciation includes the full-period compound rate and the latest year-over-year change. The 5-year figure simply extends that historical pace. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$397,600
2026 billed-year assessment · 2027: $414,100 · built 1925
Price / sq ft
$234
block $287 · below block
Appreciation
+84%
+6%/yr since 2016 · 2027 +4% vs 2026
In 5 years (~2032)
~$546K
+6%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$4,166
1.01% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
4.2%
≈$1K/mo rent
Times sold
0
Assessment vs. the block and ZIP · every dated City record marked on the line
- OPA assessment · 2016$225K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$225K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$225K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$234K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$224K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$224K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$224K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$342K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$342K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$398K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$398K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$414K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Permit · 2013-05-13ElectricalThis permit category usually covers electrical installation, alteration, replacement, or repair. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2014-05-08Major alterationA broad legacy permit work category for a substantial building alteration. It can include changed layouts, partitions, fixtures, finishes, structural work, or occupancy-related work, but only the approved scope and plans say what this permit actually authorized; separate trade permits may be required.What Philadelphia building permits can cover ↗
- Permit · 2014-05-09ElectricalThis permit category usually covers electrical installation, alteration, replacement, or repair. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2014-05-12PlumbingThis permit category usually covers water, drainage, fixtures, or other plumbing work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2015-04-01AlterationThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2019-05-24ZoningThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2021-03-25New construction, addition, GFA changeThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2021-08-25Addition and/or AlterationThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2022-09-30Addition and/or AlterationThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- L&I violation · 2014-11-05PERM - MUST POSTA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2014-11-05INSURANCE - POST CERTA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
Property assessmentBlock median & rangeZIP 19119 medianAssessmentL&I violationPermit
Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Highlight
Every dated record11 events · exact dates, newest first
- PermitAddition and/or Alteration
- PermitAddition and/or Alteration
- PermitNew construction, addition, GFA change
- PermitZoning
- PermitAlteration
- L&I violationPERM - MUST POST
- L&I violationINSURANCE - POST CERT
- PermitPlumbing
- PermitElectrical
- PermitMajor alteration
- PermitElectrical
The paper trail
New constructionbuilt new under a 2013 permit.
- 2013 ElectricalPermit
- 2014 Major alterationPermitElectricalPermitPlumbingPermit2 L&I violationsL&I
- 2015 AlterationPermit
- 2019 ZoningPermit
- 2021 New construction, addition, GFA changePermitAddition and/or AlterationPermitAddition and/or AlterationPermit
- 2022 Addition and/or AlterationPermit
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 12 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- PermitAddition and/or Alteration
Permit EP-2022-009949 · Completed
Wiring of pergola ceiling fan 4 outlets as per 2014 nec
- PermitAddition and/or Alteration
Permit RP-2021-004482 · Completed
FOR THE CONSTRUCTION OF AN EXTERIOR DECK WITH PERGOLA TO AN EXISTING DETACHED STRUCTURE. FOR A CARPORT STRUCTURE WITH ONE (1) OFFSTREET PARKING SPACE ACCESSORY TO A SINGLE-FAMILY HOUSEHOLD LIVING. AS PER PLANS.
- PermitAddition and/or Alteration
Permit EP-2021-006193 · Completed
100 AMP 20 CIRCUIT SUBPANEL INCLUDING RELOCATING CIRCUITS OUT OF MAIN PANEL Installation of whole house Square D Complete Home Surge Protective (CHSP) device. 240 VOLT CIRCUIT AND DISCONNECT FOR DUCTLESS UNIT: (TO BE COMPLETED AS PART OF THE INSTALLATION OF THE SUBPANEL) INCLUDES: -12 GUAGE WIRING. -15 AMP 2 POLE SIEMENS BREAKER. -30 AMP PULL OUT SAFETY DISCONNECT. -10? CARFLEX install 30 Amp AC wiring and Disconnect on the ground level of a building. This will include a 220 volt breaker in the main electrical panel. Run of up to 100 feet of wire to AC. Fish Only As per 2014 nec
- PermitNew construction, addition, GFA change
Permit ZP-2020-008266 · Completed
FOR THE ERECTION OF AN EXTERIOR DECK/CARPORT ON AN EXISTING DETACHED STRUCTURE. SIZE AND LOCATION AS PER PLANS.
- PermitZoning
Permit 972976 · COMPLETED
FOR THE ERECTION OF A DECK TO AN EXISTING SINGLE FAMILY DWELLING.
- PermitAlteration
Permit 599961 · EXPIRED
EZ PERMIT STADARD ALTERATIONS- FOR ALTERATIONS TO AN EXISTING ONE FAMILY DWELLING AS PER ATTACHED STANDARD. DEVIATIONS FROM THIS STANDARD WILL RESULT IN PERMIT REVOCATION AND REQUIRE SUBMISSION OF CONSTRUCTION PLANS.
- ViolationPERM - MUST POST
Case 528698 · Violation 3384367 · RESOLVE
- ViolationINSURANCE - POST CERT
Case 528698 · Violation 3384368 · RESOLVE
- PermitPlumbing
Permit 535999 · COMPLETED
DISCONNECT EXISTING LAUNDRY & CAP OFF EXISTING GARAGE F/D,PVC DRAINAGE & PEX WATER PIPING FOR LOWER LEVEL BATHROOM W/1 EACH LAV,TOILET & SHOWER 1 LAUNDRY BOX,1 WASHING MACHINE PAN AND 1 SINK,GAS PIPING TO DRYER AND 1 FROST FREE ANTI SIPHON HOSE BIB (SFD)
- PermitElectrical
Permit 535808 · COMPLETED
INSTALL NEW WIRING IN NE FINISHED BASEMENT TO CODE FOR OUTLETS,SWITCHES,LIGHTS AND RECEPTACLES PER 2008 NEC (SFD)
- PermitMajor alteration
Permit 528698 · COMPLETED
INTERIOR/EXTERIOR ALTERATIONS TO EXISTING DWELLING LOWER LEVEL, NEW FINISHES, RENOVATIONS OF EXISTING UNFINISHED AREA WITH EXTERIOR DOOR EXIT, CONVERTING TO A NEW FAMILY ROOM/BATHROOM AND LAUNDRY ROOM. REPLACE ALL BASMENT WINDOWS AND ENTRY DOOR REPLACE EXISTING GARAGE DOOR WITH NEW WINDOWS.
- PermitElectrical
Permit 470433 · COMPLETED
INSTALL: (5) 15/20A CIRCUITS; (9) OUTLETS,3- WAY SWITCH FROM 1ST TO 2ND FLOOR WITH LIGHTS, (4) SINGLE POLE SWITCHES AND (3) SWITCHES.... IN ACCORDANCE WITH 2008 NEC FOR A ONE FAMILY BUILDING
What this record suggests
The City file documents 10 permits touching bathroom work, electrical work, plumbing, windows. 9 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.
Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,768 sqft
livable area
Lot
1,399 sqft
Basement
Full, finished
city code A
Heat
Hot water / radiators
city code B
Central air
No
Exterior condition
Average
city code 4
Above averageBelow average
Interior condition
Average
city code 4
Above averageBelow average
Quality grade
C+
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 48 Gowen Cir takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2009) a 30-year mortgage ran about 5.04% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
48 Gowen Cir sits on the 0 block of W Gowen Ave. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 46 Gowen Cir · 50 Gowen Cir
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 3:29 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)