House report

4643 N Camac St

3 bd · 1 ba · 2 stories · 1,202 sqft · RSA5 · built 1940

Owner-occupied · assessed $132K · sold 1×. On the 4600 block of N Camac St.

Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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Street view of 4643 N Camac St
From the street — imagery © Google
From above — imagery © Esri, Maxar

Verify the current balance before relying on it.

$20K was recorded for this parcel in Philadelphia's June 2022 delinquency snapshot. That amount may have been paid, reduced, or increased since; it is not a current payoff figure.

A separate historical parcel ledger ending in 2016 records $11K and a lien entry. It is shown as historical context only.

Verify current balance with Philadelphia Revenue →

What stands out

From the public record
Finding

History

Why it matters

sold $30K (2007); 7 L&I violations (2014); Inspection failed (2015); 5 L&I violations (2020); Inspection failed (2020); L&I violation (2024); Inspection passed (2024); 3 L&I violations (2025); L&I: 3 failed, 1 passed (2025).

View supporting records →
Finding

Homestead exemption, mail goes elsewhere

Why it matters

The parcel claims the homestead exemption (owner lives here) while the tax bill mails to 12 Wexford Dr, Monmouth Junction Nj, 08852. Those two facts sit in tension on the record — there can be innocent reasons, but one of them is usually out of date.

View supporting records →

Records to verify together

Rule-based groupings across this property's dated public records. Each flag shows the records that belong in the same verification step and where the inference stops.

Dated record flagRecords to verify together

Several independent, separately dated records stack up here and deserve prompt verification.

Evidence: 2 open L&I violations · $20,034 appeared in the City's June 2022 delinquency snapshot · a lien number appears in the historical tax ledger through 2016 · failed L&I inspection activity in 2025

Limit: A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue.

Transparent record rules, not a score or forecast. Each flag is a prompt to verify the cited records, not a prediction or allegation.

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1940: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

2 open violations: the clock matters

L&I appeals must be filed within 30 days — just 6 days if a property is designated UNSAFE or IMMINENTLY DANGEROUS. Left unresolved, the city can do the work itself, bill the owner (routinely $50,000+ on a rowhouse), lien the property, and add court fines of $300+/day.

$11,297 in the historical tax ledger through 2016

Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.

If you’re the landlord

Lead certificate is not optional

Built 1940: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$132K
built 1940
Price / sq ft
$110
block $106 · in line w/ block
Appreciation
+84%
+6%/yr, city 6.5%
In 5 years (~2031)
~$133K
+6%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$454
0.34% effective
Jun 2022 tax snapshot
$20K
delinquency recorded then · verify current
Gross yield
15.6%
≈$2K/mo rent
Times sold
1
kept in the family

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$100K$200KBefore this chart — 2007: Sold $30K 2014: 7 L&I violations 2015: Inspection failed2020: 5 L&I violations 2020: Inspection failed2024: L&I violation 2024: Inspection passed2025: 3 L&I violations 2025: L&I: 3 failed, 1 passed$132K201620222027
This houseBlock median & rangeL&I violationPermit

The paper trail

sold $30K (2007); 7 L&I violations (2014); Inspection failed (2015); 5 L&I violations (2020); Inspection failed (2020); L&I violation (2024); Inspection passed (2024); 3 L&I violations (2025); L&I: 3 failed, 1 passed (2025).

  1. 2007 $30KSold
  2. 2014 7 L&I violationsL&I
  3. 2015 Inspection failedL&I visit
  4. 2020 5 L&I violationsL&IInspection failedL&I visit
  5. 2024 L&I violationL&IInspection passedL&I visit
  6. 2025 3 L&I violationsL&IL&I: 3 failed, 1 passedL&I visit

Flags: active rental license · 2 open L&I violations · $20K recorded in the June 2022 delinquency snapshot — verify current balance · historical tax ledger through 2016 recorded $11K with a lien entry · long-held within one family. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,202 sqft
livable area
Lot
1,213 sqft
Basement
Full
city code D
Heat
Undetermined
city code H
Central air
No
Exterior condition
Below average
city code 5
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Where the record looks off

Places where the city's own paperwork disagrees with itself. These are flags on the data — not problems with the property.

Homestead exemption, mail goes elsewhere

The parcel claims the homestead exemption (owner lives here) while the tax bill mails to 12 Wexford Dr, Monmouth Junction Nj, 08852. Those two facts sit in tension on the record — there can be innocent reasons, but one of them is usually out of date.

Run the numbers

What owning 4643 N Camac St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$132K
20%
6.875%
$2K/mo

When this house last sold (2007) a 30-year mortgage ran about 6.34% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

4643 N Camac St sits on the 4600 block of N Camac St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 4641 N Camac St  ·  4645 N Camac St

Where this comes from

Methodology & freshness

Available City datasets are queried from OpenDataPhilly (phl.carto.com), then reports are cached and refreshed on a rolling schedule. Source dates vary: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. Other dossiers re-pull on view once stale, and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)