Multi-family report

4632 H St

2 stories · 1,680 sqft · RM1 · built 1930

Owner-occupied · assessed $190K. On the 4600 block of H St.

Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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Street view of 4632 H St
From the street — imagery © Google
From above — imagery © Esri, Maxar

What stands out

From the public record
Finding

History

Why it matters

2 L&I violations (2010); 2 L&I violations (2012); Inspection failed (2013); Inspection failed (2014); L&I violation (2020); L&I: 1 failed, 1 passed (2020); L&I violation (2023); L&I: 1 failed, 1 passed (2023).

View supporting records →

Records to verify together

Rule-based groupings across this property's dated public records. Each flag shows the records that belong in the same verification step and where the inference stops.

Dated record flagAssessment/permit mismatch

The assessment jumped 81% in 2023, but no matching permit appears in the property timeline.

Evidence: assessment moved from $86,000 to $155,400 · no permit shown in 2022-2024

Limit: Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it.

Transparent record rules, not a score or forecast. Each flag is a prompt to verify the cited records, not a prediction or allegation.

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1930: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this building has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$190K
built 1930
Price / sq ft
$113
block $165 · below block
Appreciation
+81%
+6%/yr, city 6.5%
In 5 years (~2031)
~$190K
+6%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$3K
1.4% effective
Jun 2022 tax snapshot
Gross yield
5.5%
≈$868/mo rent
Times sold
0

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$125K$250KBefore this chart — 2010: 2 L&I violations 2012: 2 L&I violations 2013: Inspection failed 2014: Inspection failed2020: L&I violation 2020: L&I: 1 failed, 1 passed2023: L&I violation 2023: L&I: 1 failed, 1 passed$190K201620222027
This houseBlock median & rangeL&I violationPermit

The paper trail

2 L&I violations (2010); 2 L&I violations (2012); Inspection failed (2013); Inspection failed (2014); L&I violation (2020); L&I: 1 failed, 1 passed (2020); L&I violation (2023); L&I: 1 failed, 1 passed (2023).

  1. 2010 2 L&I violationsL&I
  2. 2012 2 L&I violationsL&I
  3. 2013 Inspection failedL&I visit
  4. 2014 Inspection failedL&I visit
  5. 2020 L&I violationL&IL&I: 1 failed, 1 passedL&I visit
  6. 2023 L&I violationL&IL&I: 1 failed, 1 passedL&I visit

Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Stories
2
Interior
1,680 sqft
livable area
Lot
2,040 sqft
Central air
No
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C+
assessor's grade
Zoning
RM1
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 4632 H St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$190K
20%
6.875%
$875/mo

When this house last sold (1992) a 30-year mortgage ran about 8.39% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

4632 H St sits on the 4600 block of H St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 4630 H St  ·  4634 H St

Where this comes from

Methodology & freshness

Available City datasets are queried from OpenDataPhilly (phl.carto.com), then reports are cached and refreshed on a rolling schedule. Source dates vary: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. Other dossiers re-pull on view once stale, and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)