The property story
Why it mattersReading this property’s deeds, permits and assessments…
View supporting records →House report
4423 Spruce St
Vacant · assessed $170K · sold 1×. On the 4400 block of Spruce St.
Property summary
Assessment$170KCity assessed value
Last sale—No sale value available
Est. annual tax$2K/yearAssessment × 1.3998%
Tax delinquency—Snapshot unavailable
Permits—Record unavailable
ViolationsNone openNone open when assembled
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
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Question or correct this record
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What stands out
From the public recordNo interior square footage on file
Why it mattersThe record carries a $170K assessment but no livable area — the number square footage math is normally built on. Per-square-foot comparisons for this property aren't possible from the public record.
View supporting records →Records to verify together
Rule-based groupings across this property's dated public records. Each flag shows the records that belong in the same verification step and where the inference stops.
Assessment/permit mismatch
The assessment jumped 171% in 2025, but no matching permit appears in the property timeline.
Evidence: assessment moved from $133,100 to $360,100 · no permit shown in 2024-2026
Limit: Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it.
Transparent record rules, not a score or forecast. Each flag is a prompt to verify the cited records, not a prediction or allegation.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
The last transfer was not a sale
The most recent recorded deed moved for nominal consideration. That is where tangled-title problems live — budget a real title search. (Occupants untangling an inherited deed can get help from the city's Tangled Title Fund.)
Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.
The investment read
How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$170K
Price / sq ft
—
block $175 ·
Appreciation
+93%
+6%/yr, city 6.5%
In 5 years (~2031)
~$170K
+6%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$2K
1.4% effective
Jun 2022 tax snapshot
—
Gross yield
—
Times sold
1
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & range
Informational only — not investment advice or a consumer report (FCRA).
Where the record looks off
Places where the city's own paperwork disagrees with itself. These are flags on the data — not problems with the property.
No interior square footage on file
The record carries a $170K assessment but no livable area — the number square footage math is normally built on. Per-square-foot comparisons for this property aren't possible from the public record.
Run the numbers
What owning 4423 Spruce St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.
Block context
4423 Spruce St sits on the 4400 block of Spruce St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 4425 Spruce St · 4427 Spruce St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
Available City datasets are queried from OpenDataPhilly (phl.carto.com), then reports are cached and refreshed on a rolling schedule. Source dates vary: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. Other dossiers re-pull on view once stale, and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)