House report

4415 Fairmount Ave

3 bd · 1 ba · 2 stories · 1,440 sqft · RSA5 · built 2006

Owner-occupied · assessed $247K · sold 2×. On the 4400 block of Fairmount Ave.

Street view of 4415 Fairmount Ave
From the street — imagery © Google
From above — imagery © Esri, Maxar

Property summary

What stands out

From the public record
Finding

Homestead exemption, mail goes elsewhere

Why it matters

The parcel claims the homestead exemption (owner lives here) while the tax bill mails to 3 Meadow Lane, Gloucester City Nj, 08030. Those two facts sit in tension on the record — there can be innocent reasons, but one of them is usually out of date.

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$247K
built 2006
Price / sq ft
$172
block $144 · above block
Appreciation
+114%
+7%/yr, city 6.5%
In 5 years (~2031)
~$248K
+7%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$2K
0.83% effective
Gross yield
3.8%
≈$774/mo rent
Times sold
2
kept in the family

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$250K$500KBefore this chart — 2006: Land $125K2022: Sold $310K$247K201620222027
This houseBlock median & rangeSalePermit

The paper trail

Vacant land, last sold for $125K in 2006.

  1. 2006 $125KLand buy
  2. 2022 $310KSold

Flags: long-held within one family. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,440 sqft
livable area
Lot
3,219 sqft
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Where the record looks off

Places where the city's own paperwork disagrees with itself. These are flags on the data — not problems with the property.

Homestead exemption, mail goes elsewhere

The parcel claims the homestead exemption (owner lives here) while the tax bill mails to 3 Meadow Lane, Gloucester City Nj, 08030. Those two facts sit in tension on the record — there can be innocent reasons, but one of them is usually out of date.

Run the numbers

What owning 4415 Fairmount Ave takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$310K
20%
6.875%
$775/mo

When this house last sold (2022) a 30-year mortgage ran about 5.34% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

4415 Fairmount Ave sits on the 4400 block of Fairmount Ave. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 4413 Fairmount Ave  ·  4417 Fairmount Ave

Where this comes from

Methodology & freshness

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)