2026 taxable assessment $74,900 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $79,700; it is not the 2026 billed-year value.
Mixed-use report
440 W Indiana Ave
1,504 sqft · CMX1 · built 1920
Owner-occupied · assessed $75K (2026) · 2027 OPA assessment $80K · sold 2×. On the 400 block of W Indiana Ave.
Property summary
Assessment$74,9002026 OPA assessment · 2027: $79,700
Last sale$20KRecorded 2009 · later nominal deed
Est. tax bill$1,048/year2026 taxable assessment × 1.3998%
Tax delinquencyNo 2022 matchNot proof account is current
Permits3Every fetched City permit
Violations0 open17 historical across 2 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
BlockReport AI · cited public records
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Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 8712907502026 taxable assessment equals the full assessed value.
Historical delinquency sources No current conclusion
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordImproved
Why it mattersBought for $23K in 2004. Owner pulled a mechanical permit in 2014.
View supporting records →City Property History
Fetched L&I and zoning records
Every row successfully fetched for this report is counted below. Dataset availability and matching can differ from the City's interactive file; use the official link for current detail.
- Recorded owner
- Ramos Ramon Reyes
- Tax mailing address
- 440 W INDIANA AVE, PHILADELPHIA PA, 19133
- L&I district
- CENTRAL EAST
- Building ID (BIN)
- 1049610
- OPA account
- 871290750
Permits3Every dated permit
Violation cases217 violation records · 0 open
Investigations73 failed · 4 passed · 0 closed
Building certifications2Latest result: Certified
Business licenses92 active
Appeals1CLOSED · Granted with conditions
PermitsPermit number, issued date, work and City status3
UsePermit 522911
Jun 12, 2014 COMPLETED Completed Jun 12, 2014
USE TO TAKE OUT
SuppressionPermit 550865
Aug 22, 2014 COMPLETED Completed Dec 12, 2014
FOR THE INSTALLATION OF ONE (1) UL 300 LISTED WET CHEMICAL EXTINGUISING SYSTEM WITH FLOW POINTS IN ACCORDANCE WITH NFPA 17A. FIRE SUPRESSION SYSTEM WITH SIX (6) FLOW POINTS TO SERVE EXISTING KITCHEN HOOD. ALL WORK TO BE DONE PER APPROVED PLANS, PLEASE SEE AP# 550772 FOR APPROVED KITCHEN HOOD/VENTILATION SYSTEM.
MechanicalPermit 550772
Sep 11, 2014 COMPLETED Completed Jan 5, 2015
INSTALLATION OF HOOD EXHAUST INTAKE AND EXHAUST GREASE DUCT.
Violation cases17 individual violation records; resolved history remains visible2
Case 104667CLOSED
STANDARD · Opened Mar 8, 2007 · completed Mar 8, 2007
- VIOL BC MESSAGEViolation 512287Mar 8, 2007 COMPLIED
Case CF-2025-117128CLOSED
NOTICE OF VIOLATION · Opened Oct 24, 2025 · completed Dec 4, 2025
- FOOD - SMALL ESTABLISHMENT LICENSEViolation VI-2025-084225Oct 23, 2025 COMPLIED
- WORKING SPACE & CLEARANCE Violation VI-2025-084238Oct 23, 2025 COMPLIED
- STORAGE IN BUILDINGS Violation VI-2025-084237Oct 23, 2025 COMPLIED
- SCALES AND SCANNERS LICENSEViolation VI-2025-084226Oct 23, 2025 COMPLIED
- WET CHEMICAL SYSTEM TEST Violation VI-2025-084242Oct 23, 2025 COMPLIED
- COMMERCIAL KITCHEN HOOD RECORDS Violation VI-2025-084241Oct 23, 2025 COMPLIED
- MANUAL FIRE ALARM BOX SIGNS Violation VI-2025-084240Oct 23, 2025 COMPLIED
- CEILING CLEARANCE Violation VI-2025-084239Oct 23, 2025 COMPLIED
- FIRE EXTINGUISHER HANGERS & BRACKETS Violation VI-2025-084236Oct 23, 2025 COMPLIED
- FIRE EXTINGUISHER COOKING EQUIPMENT Violation VI-2025-084235Oct 23, 2025 COMPLIED
- FIRE EXTINGUISHERS REQUIRED Violation VI-2025-084234Oct 23, 2025 COMPLIED
- EXTENSION CORDS Violation VI-2025-084233Oct 23, 2025 COMPLIED
- INSPECTION, TESTING & MAINTENANCE Violation VI-2025-084232Oct 23, 2025 COMPLIED
- PERIODIC TESTING Violation VI-2025-084231Oct 23, 2025 COMPLIED
- FIRE ALARM/DETECTION SYSTEMS Violation VI-2025-084230Oct 23, 2025 COMPLIED
- FIRE PROTECTION SYSTEMS Violation VI-2025-084229Oct 23, 2025 COMPLIED
InvestigationsEvery inspector visit, including CLOSED outcomes7
BC INSPCase 91312
Nov 22, 2006 PASSED
BC INSPCase 91502
Nov 22, 2006 FAILED
BC INSPCase 104667
Mar 8, 2007 PASSED
BC INSPCase 91502
Jun 28, 2007 PASSED
L&I investigationCase CF-2025-117128
Oct 24, 2025 FAILED
L&I investigationCase CF-2025-117128
Oct 24, 2025 FAILED
L&I investigationCase CF-2025-117128
Dec 4, 2025 PASSED
Building certificationsInspection result and filed expiration date by L&I building ID2
Fire Alarm CertificationCertification BC-2025-028022
Inspected Oct 24, 2025 Certified Expires Oct 24, 2026
Special Hazards CertificationCertification BC-2025-031005
Inspected Nov 12, 2025 Certified Expires Nov 12, 2026
Business licensesHistorical and active licenses are both retained9
Dumpster License - Private PropertyLicense 281806
LIDIA ORTIZ (T/A INDY GROCERY)
Revenue code 3230 · First issued Sep 20, 2001 Inactive Expiration Jul 31, 2010
Food Establishment, Retail Permanent LocationLicense 200746
LIDIA ORTIZ (T/A INDY GROCERY)
Revenue code 3118 · First issued May 9, 2002 Inactive Expiration Apr 30, 2003
Food Preparing and ServingLicense 349008
PAULINO ANDRES (T/A PAULINO GROCERY II)
Revenue code 3120 · First issued Jan 4, 2006 Inactive Expiration Apr 30, 2009 Inactive Oct 10, 2008
Food Preparing and ServingLicense 458596
LUCIA REYES
Revenue code 3120 · First issued Oct 10, 2008 Inactive Expiration Apr 30, 2011 Inactive Dec 2, 2010
Dumpster License - Private PropertyLicense 520686
SOFIA LANTIGUA REYES (LANTIGUA GROCERY)
Revenue code 3230 · First issued Dec 2, 2010 Inactive Expiration Jul 31, 2011
Food Preparing and ServingLicense 545248
MARIANA FILPO (FILPO FOOD MARKET)
Revenue code 3120 · First issued Sep 30, 2011 Inactive Expiration Apr 30, 2012 Inactive Dec 22, 2012
Food Preparing and ServingLicense 680627
MONCHY MINIMARKET INC
Revenue code 3120 · First issued Oct 15, 2015 Inactive Expiration Apr 30, 2016 Inactive Jun 29, 2016
Food Preparing and ServingLicense 728951
DELIANNY MINI MARKET INC
Revenue code 3120 · First issued Feb 17, 2017 Active Expiration Feb 16, 2027
RentalLicense 906165
RAMON REYES RAMOS
Revenue code 3202 · First issued Sep 16, 2022 Active Expiration Sep 15, 2026
AppealsApplication status and decision are separate City fields1
Zoning board appealAppeal 22644
May 28, 2014 CLOSED Granted with conditions Related permit 522911
SPECIAL EXCEPTION FOR THE TAKE-OUT RESTAURANT AND EXISTING GROCERY STORE ON FIRST FLOOR IN THE SAME BUILDING WITH ONE(1) APARTMENT ON 2ND FLOOR. NO SIGN ON THIS APPLICATION.
City of Philadelphia OPA, L&I and Zoning Board records, shown as filed. A CLOSED investigation is an outcome label, not a missing visit; an appeal's application status and decision may differ.
Legal due diligence
What this record proves—and what it does not.
These checks are triggered by this property’s actual City rows. They identify the controlling document to verify; they do not declare a use legal, a building safe, or title clear.
1 resolve before relying
7 verify
2 favorable dated record
Resolve before relyingZoning approval is not the occupancy fileUse permit #522911: COMPLETED.
Why it mattersPhiladelphia says a zoning approval or Property Sales Certification can identify a use without proving that it was established under the Building Code. A change of use, unit count, exits, or fire rating can require a Building Permit and Certificate of Occupancy.
Verify nextVerify the lawful use, unit count, associated construction permits, and Certificate of Occupancy with L&I.
Open the controlling City guidance ↗VerifyResidential and business space run on separate compliance tracksOPA classifies this parcel as mixed-use.
Why it mattersThe zoning/use and occupancy file must cover the actual residential and commercial spaces. Dwelling units can require Rental Licenses and lead compliance; the operator can separately need an Activity License and sector license; installed fire systems can require annual certification.
Verify nextMatch every dwelling and business use to the zoning permit, CO, current operator licenses, and life-safety filings.
Open the controlling City guidance ↗VerifyA rental license does not transfer with the deed1 active Rental License record matched.
Why it mattersIf dwelling space is rented, the buyer must obtain a new annual Rental License; the seller’s license is not transferable. New applications require proof of ownership and legal occupancy, tax compliance, no open L&I violations, and lead compliance where applicable.
Verify nextPlan the buyer’s replacement license before settlement.
Open the controlling City guidance ↗VerifyLead compliance is a separate recordOPA records a 1920 build year; BlockReport does not receive the Health Department’s unit-level lead certificate file.
Why it mattersPhiladelphia requires covered pre-March-1978 rentals to be certified lead-safe or lead-free for a new or renewed lease and for a new or renewed Rental License. A certificate is unit-specific; a renovation does not by itself create an exemption.
Verify nextRequest the current lead certificate or City exemption for every dwelling unit.
Open the controlling City guidance ↗VerifyFailed inspections are dated events—not the current condition3 failed, 4 passed, and 0 CLOSED investigation outcomes are in the fetched history; the latest dated visit was PASSED on Dec 4, 2025.
Why it mattersA PASSED or FAILED value applies to that inspection visit. CLOSED is a separate source status; none of the three alone proves the parent permit or violation case closed—or describes today’s condition.
Verify nextOpen the parent case/permit for each material failure and confirm its later disposition.
Open the controlling City guidance ↗VerifyA historical business license is not current operating authorityDumpster License - Private Property #281806: Inactive; Food Establishment, Retail Permanent Location #200746: Inactive; Food Preparing and Serving #349008: Inactive since Oct 10, 2008; Food Preparing and Serving #458596: Inactive since Dec 2, 2010
Why it mattersA license record proves the licensed activity existed at that time. An inactive or expired license does not establish that the business still operates—or that it may legally reopen under the same use.
Verify nextIf business income matters, verify the current tenant, use registration, and active license in eCLIPSE.
Open the controlling City guidance ↗VerifyThe latest nominal transfer is not a market sale—or a title opinionThe latest deed in the assembled record moved for nominal consideration.
Why it mattersA $1 or nominal deed can be a valid family, estate, or entity transfer. It does not establish a sale price, clear title, or by itself prove a tangled title.
Verify nextRead the recorded deed and have the title search confirm every grantor, grantee, estate/probate step, lien, and authority to sell.
Open the controlling City guidance ↗VerifyA separate Commercial Trash account may applyOPA classifies the parcel as mixed-use. BlockReport does not receive a current Commercial Trash account balance.
Why it mattersPhiladelphia charges qualifying small commercial, mixed-use, and multi-unit properties that use City collection; exemptions and private collection can change applicability. A use category alone does not prove a fee is due.
Verify nextCheck the Commercial Trash account inside the date-effective Property Payoff.
Open the controlling City guidance ↗Favorable dated recordNo open violation; closed history remains relevantThe fetched record shows 0 open and 17 historical violations across 2 cases.
Why it mattersA closed case is materially better than an open one, but it does not by itself prove that every altered use, unit, or concealed condition matches today’s approvals.
Verify nextUse the closed cases to target the inspection and occupancy-file review.
Open the controlling City guidance ↗Favorable dated recordFiled system certifications are current in this datasetFire Alarm Certification: Certified through Oct 24, 2026; Special Hazards Certification: Certified through Nov 12, 2026
Why it mattersFire-protection certifications apply to the named system and inspection period only; they are not a whole-building safety certificate. Philadelphia generally requires annual sprinkler, standpipe, fire-alarm, special-hazard, and emergency-power inspections where those systems exist.
Verify nextConfirm the certificate covers every applicable system and remains accepted by L&I.
Open the controlling City guidance ↗Closing file: checks no public-record summary can replace5 documents/searches to assign before settlement
Property Sales Certification
The seller must obtain Philadelphia’s certificate showing the base zoning, last use in the zoning record, and open violations. The City warns that it does not prove Building Code occupancy or show zoning overlays.
Next: Obtain the fresh certificate and compare it with the CO, permits, and Atlas overlays.
Official guidance ↗Date-effective City Property Payoff
The Tax Center Property Payoff covers Real Estate Tax, Commercial Trash, and L&I abatement-work invoices. Philadelphia says it does not include business-tax debts or liens, water and sewer charges, or fines for code violations.
Next: Request the City statement effective through settlement; read every period and invoice.
Official guidance ↗Professional title and water-lien searches
OPA ownership, deed summaries, and a zero tax balance are not clear title. Mortgages, judgments, municipal claims, water liens, easements, heirs, and other encumbrances require separate searches.
Next: Use a Pennsylvania lawyer/title company and obtain owner’s title insurance; order the separate water search/payoff.
Official guidance ↗Separate water-lien guidance ↗Seller-specific tax relief is not the buyer’s bill
LOOP and low-income or senior Real Estate Tax freezes depend on the qualifying owner and continued program eligibility; a buyer cannot assume the seller’s capped or frozen bill continues. A separately verified property abatement often remains with the property for its remaining term, but program-specific new-owner filing, use, and tax-compliance conditions still must be confirmed—not inferred from the reduced assessment alone.
Next: Have Revenue or OPA identify every current benefit, model the buyer’s bill without seller-specific relief, and confirm any verified abatement in writing.
Official guidance ↗Separate water-lien guidance ↗Seller disclosure and independent inspections
For a covered Pennsylvania residential transfer, obtain the statutory seller disclosure. It reports the seller’s knowledge; it is not a warranty, title search, code review, or substitute for inspections. Because OPA dates this building before 1978, separately obtain the required federal/City lead disclosures and any test results.
Next: Have the agreement and disclosure reviewed for this transaction’s coverage and exceptions.
Official guidance ↗Informational only—not a legal opinion, title report, code inspection, tax payoff, or substitute for a Pennsylvania lawyer, title company, inspector, or tax professional.
What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Built 1920: lead rules apply
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
The last transfer used nominal consideration
The latest deed records $100 or less. That is not a usable market-sale price and can reflect a family, estate, gift, correction, or entity transfer. Inspect the deed and order a title search rather than inferring the relationship or chain.
If you own it
$1,399/yr may be unclaimed
This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.
If you’re the landlord
Lead certificate is not optional
Built 1920: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.
Licensed rental — keep it that way
Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
The investment read
How this building has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Assessed value
$74,900
2026 billed-year assessment · 2027: $79,700 · built 1920
Price / sq ft
$53
block $65 · below block
Appreciation
-17%
-2%/yr, city 6.5%
In 5 years (~2031)
~$80K
-2%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$1,048
1.31% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
16.3%
≈$1K/mo rent
Times sold
2
licensed rental
Value vs. the block, over time — sales, permits & L&I events marked on the line
This houseBlock median & rangeL&I violationPermit
The paper trail
ImprovedBought for $23K in 2004. Owner pulled a mechanical permit in 2014.
- 2004 $23KSold
- 2006 L&I: 1 failed, 1 passedL&I visit
- 2007 L&I violationL&IInspection passed ×2L&I visit
- 2009 $20KSold
- 2014 Appeal granted with conditionsZoningUsePermitSuppressionPermitMechanicalPermit
- 2025 16 L&I violationsL&IL&I: 2 failed, 1 passedL&I visit
Flags: active rental license · 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Interior
1,504 sqft
livable area
Lot
884 sqft
Exterior condition
Below average
city code 5
Above averageBelow average
Interior condition
Below average
city code 5
Above averageBelow average
Quality grade
C
assessor's grade
ABCDE
Zoning
CMX1
city zoning code
Zoning appeals
1
CLOSED · Granted with conditions · 2014
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 440 W Indiana Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.
Block context
440 W Indiana Ave sits on the 400 block of W Indiana Ave. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 438 W Indiana Ave · 436 W Indiana Ave
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 4:14 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)