2026 taxable assessment $119,820 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $635,000; it is not the 2026 billed-year value.
Multi-family report
435 W Berks St
4 bd · 3 ba · 3 stories · 2,910 sqft · RM1 · built 2021
Owner-occupancy signal · assessed $599K (2026) · 2027 OPA assessment $635K · 2 licensed units · sold 4×. On the 400 block of W Berks St.
BlockReport AI · cited public records
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Property summary
Assessment$599,1002026 OPA assessment · 2027: $635,000
Last sale$520KRecorded 2025
Est. tax bill$1,677/year2026 taxable assessment · full-value scenario $8,386/year · basis and term unverified
Tax delinquencyNo 2022 matchNot proof account is current
Permits8Every fetched City permit
Violations0 open3 historical across 1 case
“Open” reflects records available then historical records keep their source dates estimates are labeled
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 1831879002026 OPA taxes $119,820 of $599,100 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.
See the assessment math →Applying the same rate to the billed-year full assessment. OPA's numeric split does not say when or whether the current treatment changes.
See the assessment math →Historical delinquency sources Record found
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
A separate historical parcel ledger ending in 2016 records $83.95. It is shown as historical context only.
2016$83.95 total · $77.27 principal · $1.16 interest · $0.77 penalty
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordNew construction
Record summary$555K transfer recorded in 2021; new construction appears in a 2019 permit with a reduced taxable assessment shown, followed by a recorded transfer of $520K in 2025.
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Verify the current tax bill and exemption
The 2026 taxable assessment implies about $1,677/yr, while applying the same rate to the full assessment would imply about $8,386/yr — $6,709/yr more. OPA's assessment split does not establish the exemption program, expiration, or buyer eligibility. Verify the basis and live bill with OPA and Revenue.
If you own it
Verify which assessment relief applies
OPA shows a material assessment exemption, but this record does not identify its legal basis or transfer treatment. Ask OPA for the approval history; if the current treatment ends, an eligible owner-occupant may need to apply separately for Homestead relief.
$84 in the historical tax ledger through 2016
Historical context only, not a current payoff figure. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.
If you’re the landlord
Licensed rental — keep it that way
Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
Assessment and tax history
Every fetched annual City assessment for this building, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.
Assessed value
$599,100
2026 billed-year assessment · 2027: $635,000 · built 2021
Price / sq ft
$218
block $220 · in line w/ block
Assessment change
+13129%
+56%/yr since 2016 · 2027 +6% vs 2026
Est. tax bill / yr
$1,677
0.28% effective, reduced taxable assessment
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
4
licensed rental
Assessment vs. the block and ZIP · every dated City record marked on the line
- OPA assessment · 2016$5K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$19K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$19K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$19K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$19K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$19K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$19K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$610K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$610K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$599K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$599K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$635K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Deed / sale · 2021Deed / sale $555KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Deed / sale · 2023Deed / sale $619KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Deed / sale · 2025Deed / sale $520KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Permit · 2019-04-16Zoning/useThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2019-12-17New ConstructionThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2019-12-13New Construction or AdditionsThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2020-09-02New Construction or AdditionsThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2023-02-15Change of UseThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- L&I violation · 2019-11-05DEBRIS REMOVE - CONSTRA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2019-11-05PERM - MUST POSTA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2019-11-05STOP WORK ORDERA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- Inspection · 2019-11-05BP_BLDGA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2020-02-10BP_BLDGA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- License · 2022-02-24RentalA City license record tied to an activity or property use. Its issue, expiration, inactive, and status fields—not the category alone—show what was recorded for this date.Philadelphia L&I licenses and property records ↗
- License · 2023-09-18RentalA City license record tied to an activity or property use. Its issue, expiration, inactive, and status fields—not the category alone—show what was recorded for this date.Philadelphia L&I licenses and property records ↗
- Appeal · 2023-03-03ZBA Permit Denial - VarianceA challenge or request reviewed through a City appeals process. Filing an appeal does not show who prevailed; read the decision, conditions, and related permit or violation.How Philadelphia L&I appeals work ↗
Property assessmentBlock median & rangeZIP 19122 medianAssessmentDeed / saleL&I violationAppealPermitInspectionLicense
Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Highlight
Every dated record16 events · exact dates, newest first
- Deed / saleDeed / sale $520K
- LicenseRental
- AppealZBA Permit Denial - Variance
- PermitChange of Use
- Deed / saleDeed / sale $619K
- LicenseRental
- Deed / saleDeed / sale $555K
- PermitNew Construction or Additions
- InspectionBP_BLDG
- PermitNew Construction
- PermitNew Construction or Additions
- L&I violationDEBRIS REMOVE - CONSTR
- L&I violationPERM - MUST POST
- L&I violationSTOP WORK ORDER
- InspectionBP_BLDG
- PermitZoning/use
The paper trail
New construction$555K transfer recorded in 2021; new construction appears in a 2019 permit with a reduced taxable assessment shown, followed by a recorded transfer of $520K in 2025.
- 2019 Inspection failedL&I visitNew ConstructionPermitNew ConstructionPermitNew Construction or AdditionsPermitNew ConstructionPermit
- 2020 Inspection passedL&I visitNew Construction or AdditionsPermit
- 2021 $555KTransfer
- 2023 Change of UsePermitAppeal granted with conditionsZoning$619KTransfer
- 2025 $520KTransfer
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 19 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- Recorded transfer$520K transfer
2025
- LicenseRental
License 933462 · Active
Kelly Jane Caron-Gerstine · Expires 2026-09-17
- AppealZBA Permit Denial - Variance
Appeal ZP-2022-003484 · Completed · Granted with conditions
Related permit ZP-2022-003484 · For a visitor accommodation in an existing structure
- PermitChange of Use
Permit ZP-2022-003484 · Issued
Visitor Accommodations
- Recorded transfer$619K transfer
2023
- LicenseRental
License 888371 · Inactive
Jamie H Murphey (Murphey Rentals) · Expires 2023-02-23 · Inactive 2023-04-24
- Recorded transfer$555K transfer
2021
- PermitNew Construction or Additions
Permit PP-2020-007966 · Completed
For minor construction work at the subject property in accordance with all applicable provisions of the Philadelphia Code, all references codes and standards, and the attached EZ Standard, where included. Deviation from this standard shall result in permit revocation. A separate permit from the Philadelphia Department of Streets is required for any sidewalk and street closures. All means of pedestrian protection required at the site in accordance with the Philadelphia Building Code Chapter 33 shall be in place prior to start of work.
- InvestigationBP_BLDG
Case 715037 · PASSED
The cited inspection visit was marked passed.
- PermitNew Construction
Permit 1036033 · Completed
REWIRE THROUGHOUT AS PER 2014 NEC.
- PermitNew Construction or Additions
Permit 1035247 · Completed
INSTALL PVC AND PEX PIPING TO SERVICE 17 FIXTURES AS PER 2004 PPC
- PermitNew Construction
Permit 1030113 · Completed
EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES- For the installation if New Ductwork, Registers/Grilles/Diffusers, and Warm-Air Appliances as per attached standards. Deviations from these standards require submission of construction and site plans. INSTALL (2) 80K BTU 95% EFF 2.5 TON HVAC UNITS. NO PENETRATIONS THROUGH FIRE RATED ASSEMBLIES
- ViolationDEBRIS REMOVE - CONSTR
Case 715037 · Violation 5237915 · Code A-104.1/5 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationPERM - MUST POST
Case 715037 · Violation 5237916 · Code A-302.8/30 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationSTOP WORK ORDER
Case 715037 · Violation 5237917 · Code A-504.1/1 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- InvestigationBP_BLDG
Case 715037 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- PermitNew Construction
Permit 1021748 · Completed
INSTALL TWO (2) NEW FIRE SUPPRESSION SYSTEMS (ONE FOR EACH DWELLING UNIT) TO INCLUDE A 1" COMBINED SERVICE FOR EACH SYSTEM IN ACCORDANCE WITH NFPA 13D THROUGHOUT THE BUILDING. ALL WORK SHALL COMPLY WITH THE APPROVED PLANS. ALL WORK SHALL BE PERFORMED BY A FIRE SUPPRESSION CONTRACTOR LICENSED BY THE CITY OF PHILADELPHIA.
- PermitNew Construction
Permit 991985 · Completed
NEW CONSTRUCTION, 3 STORY WOOD-FRAMED TWO FAMILY BUILDING, FULL CELLAR MAX HT. 38' FLAT ROOF
- PermitZoning/use
Permit 965397 · COMPLETED
FOR THE ERECTION OF AN ATTACHED STRUCTURE WITH A ROOF DECK ABOVE ACCESSED BY A PILOT HOUSE FOR USE AS TWO DWELLING UNITS.
What this record suggests
The City file documents 8 permits touching electrical work, plumbing, roof work. 8 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.
Flags: material assessment exemption — legal basis and term unverified · active rental license · historical tax ledger through 2016 recorded $84 · 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).
The assessment exemption gap
OPA's 2026 taxable assessment implies about $1,677/year. Applying the same 1.3998% rate to the full assessed value would imply ~$8,386/year — $6,709/year more. That is a scenario, not a forecast: the assessment split alone does not identify the exemption program, approval date, expiration, transfer treatment, or live Tax Center balance.
2026: ($599,100 assessed − $479,297 exempt) × 1.3998% ≈ $1,677/yr
full-assessment scenario: $599,100 × 1.3998% ≈ $8,386/yr
The OPA amount does not prove a ten-year abatement or any other specific program. Obtain the approval history and verify the current Tax Center account; a buyer should not assume the seller's relief transfers or restarts.
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
4
Bathrooms
3
Stories
3
Interior
2,910 sqft
livable area
Lot
782 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Zoning
RM1
city zoning code
Zoning appeals
1
Completed · Granted with conditions · 2023
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 435 W Berks St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at 2 licensed units × ~85% of the area's median unit rent — the whole building's income, not one unit's. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2025) a 30-year mortgage ran about 6.6% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Estimated cash needed
—
down + 4% planning allowance
Modeled cash flow
—
rent − shown costs · /mo
Modeled cap rate
—
modeled NOI ÷ price
Modeled cash-on-cash
—
modeled year-1 return
Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment with an optional full-assessment stress test, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.
Block context
435 W Berks St sits on the 400 block of W Berks St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 433 W Berks St · 437 W Berks St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 9:42 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)