Multi-family report
2 bd · 2 ba · 2 stories · 1,440 sqft · RSA3 · built 1932
Owner-occupied · assessed $305K · sold 1×. On the 400 block of E Cheltenham Ave.
“Open” reflects records available then historical records keep their source dates estimates are labeled
These curated questions are free. Choose one to open its cited answer.
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Historical tax record
The June 2022 delinquency snapshot was not verifiably available in this cached report. No conclusion about a match—or today’s balance—can be drawn from that absence.
A separate historical parcel ledger ending in 2016 records $2K and a lien entry. It is shown as historical context only.
Verify current balance with Philadelphia Revenue →Inspection failed ×3 (2016); 2 L&I violations (2019); L&I violation (2020); Inspection failed ×2 (2020); L&I violation (2021); Inspection failed ×2 (2021); sold $205K (2021); 3 L&I violations (2023); L&I: 5 failed, 2 passed (2023).
View supporting records →The parcel claims the homestead exemption (owner lives here) while the tax bill mails to 490 Adam Lane, Mechanicsburg Pa, 17050. Those two facts sit in tension on the record — there can be innocent reasons, but one of them is usually out of date.
View supporting records →Rule-based groupings across this property's dated public records. Each flag shows the records that belong in the same verification step and where the inference stops.
More than one separately dated public record deserves a current-status check.
Evidence: 1 open L&I violation · a lien number appears in the historical tax ledger through 2016 · failed L&I inspection activity in 2021, 2023
Limit: A screening signal, not a foreclosure prediction. Tax entries are historical and must be verified with Philadelphia Revenue.
The assessment jumped 44% in 2027, but no matching permit appears in the property timeline.
Evidence: assessment moved from $211,000 to $304,700 · no permit shown in 2026-2028
Limit: Not proof of unpermitted work; reassessment, corrected data, or a permit under another parcel can also explain it.
Transparent record rules, not a score or forecast. Each flag is a prompt to verify the cited records, not a prediction or allegation.
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.
The building's use almost certainly predates today's code — a "legal nonconforming" use. That status survives a sale but can lapse if the use is abandoned or the building sits vacant; verify the registered use with L&I before pricing it as multiple rents.
L&I appeals must be filed within 30 days — just 6 days if a property is designated UNSAFE or IMMINENTLY DANGEROUS. Left unresolved, the city can do the work itself, bill the owner (routinely $50,000+ on a rowhouse), lien the property, and add court fines of $300+/day.
Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.
Built 1932: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.
Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.
Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.
How this building has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.
Value vs. the block, over time — sales, permits & L&I events marked on the line
Inspection failed ×3 (2016); 2 L&I violations (2019); L&I violation (2020); Inspection failed ×2 (2020); L&I violation (2021); Inspection failed ×2 (2021); sold $205K (2021); 3 L&I violations (2023); L&I: 5 failed, 2 passed (2023).
Flags: active rental license · 1 open L&I violation · historical tax ledger through 2016 recorded $2K with a lien entry. Informational only — not investment advice or a consumer report (FCRA).
The city assessor's field record — the physical spec sheet behind the assessed number.
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Places where the city's own paperwork disagrees with itself. These are flags on the data — not problems with the property.
The parcel claims the homestead exemption (owner lives here) while the tax bill mails to 490 Adam Lane, Mechanicsburg Pa, 17050. Those two facts sit in tension on the record — there can be innocent reasons, but one of them is usually out of date.
What owning 434 E Cheltenham Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2021) a 30-year mortgage ran about 2.96% — Freddie Mac's average that year.
Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.
434 E Cheltenham Ave sits on the 400 block of E Cheltenham Ave. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 432 E Cheltenham Ave · 436 E Cheltenham Ave
Available City datasets are queried from OpenDataPhilly (phl.carto.com), then reports are cached and refreshed on a rolling schedule. Source dates vary: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. Other dossiers re-pull on view once stale, and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)