The Block Report

Property report

432 Spruce St

3 stories · 3,654 sqft · RM1 · built 1890

Apartment building · 6 units · Wp Commonwealth LP · assessed $785K (2026) · 2027 OPA assessment $766K. On the 400 block of Spruce St.

Street view of 432 Spruce St
From the street — imagery © Google
From above — imagery © Esri, Maxar
BlockReport AI · cited public records

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Property summary

Assessment$784,7002026 OPA assessment · 2027: $766,100 Last sale$600KRecorded 2012 Est. tax bill$10,984/year2026 taxable assessment × 1.3998% Tax delinquency—Snapshot unavailable Permits1Dated events in report Violations0 openNo historical match in fetched records

“Open” reflects records available then historical records keep their source dates estimates are labeled

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The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$10,984/year

2026 taxable assessment $784,700 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $766,100; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 881501700
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationNo exemption shown

2026 taxable assessment equals the full assessed value.

Historical delinquency sources No current conclusion

The June 2022 delinquency snapshot was not verifiably available in this cached report. No conclusion about a match—or today’s balance—can be drawn from that absence.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record

The property record, over time

Every dated deed, permit, inspection, license, violation, certification, and appeal is placed on the City’s annual assessment line. Select a point to read what happened; the line is an assessment history—not a sale-price chart or appraisal. OPA has also published a 2027 assessment of $766,100; it is not yet the billed-year tax basis.

Assessment history · all dated City records marked on the line

$0$500K$1.0M$766K201220152018202120242027
Property assessmentAssessmentDeed / sale

Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Every dated record1 event · exact dates, newest first
  1. Deed / saleDeed / sale $600K
Not a houseProperty report

This is a apartment building, not a home. A $0 assessment-based tax estimate does not prove the live Tax Center account has no prior-period balance or other charges. Homeowner investment tools are hidden; the assembled public-source record remains below.

What it is
Apartment building
Apts 5-50 Units Masonry
Owner
Wp Commonwealth LP
Public / institutional
OPA tax treatment
Assessed $785K
Taxable assessment on the roll
$ / sq ft
$210
above the $151 median for 3,983 apartments parcels citywide
Licensed units
6
active rental license
Assessed value
$784,700
2026 OPA · 2027: $766,100
Interior area
3,654 sqft
Lot size
1,344 sqft
Stories
3
Built
1890
Zoning
RM1

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 1 dated record deeds, permits, inspections, licenses, violations, certifications & appeals
  1. Recorded transfer$600K transfer

    2012

What this record suggests

The dated deed and City-record sequence is assembled below. Read timing as a research lead, not proof of renovation, condition, or motive.

Who's behind it

Wp Commonwealth LP · corporate / LLC owner

• Owns 12 properties across Philadelphia under this name, assessed at $8.4M combined
• Tax bills mail to 19 S 21st St, Philadelphia PA, 19103
• Holds an active rental license for this address

PA corporate registry ↗OpenCorporates ↗City record ↗

Block context

432 Spruce St sits on the 400 block of Spruce St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 434 Spruce St  ·  436 Spruce St

Where this comes from
Methodology & freshness

This report was assembled Jul 10, 2026, 1:33 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)