House report

4309 Main St

3,489 sqft · CMX2.5 · built 1900

Investor / LLC · assessed $778K · sold 1×. On the 4300 block of Main St.

Street view of 4309 Main St
From the street — imagery © Google
From above — imagery © Esri, Maxar

Property summary

What stands out

From the public record
Finding

"Built 1900" is usually a placeholder

Why it matters

Philadelphia records use 1900 as a stand-in when the real construction year was never documented. Treat the age as unknown, not as 120+ years.

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $5,053/yr reflects a 10-year abatement. It jumps to about $10,890/yr in 2028 — $5,837/yr more. Price the full bill, not the current one.

Built 1900: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you’re the landlord

Lead certificate is not optional

Built 1900: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

Who's behind it

Philly Comfort Homes LLC · corporate / LLC owner

• Owns 2 properties across Philadelphia under this name, assessed at $1.0M combined
• Holds an active rental license for this address

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$778K
built 1900
Price / sq ft
$223
block $194 · above block
Appreciation
+119%
+7%/yr, city 6.5%
In 5 years (~2031)
~$781K
+7%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$5K
0.65% effective, abated
Gross yield
Times sold
1
licensed rental

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0M2016: L&I violation2017: Plumbing 2017: Suppression 2017: Plumbing 2017: Electrical2018: Alteration2021: L&I violation 2021: Change of Use 2021: Change of Use 2021: Appeal granted2024: 6 L&I violations2026: Addition and/or Alteration$778K201620222027
This houseBlock median & rangeL&I violationPermit

The paper trail

built new under a 2017 permit (tax-abated).

  1. 2016 L&I violationL&I
  2. 2017 PlumbingPermitSuppressionPermitPlumbingPermitElectricalPermit
  3. 2018 AlterationPermit
  4. 2021 L&I violationL&IChange of UsePermitChange of UsePermitAppeal grantedZoning
  5. 2024 6 L&I violationsL&I
  6. 2026 Addition and/or AlterationPermit

Flags: tax-abated — the bill lags real value · active rental license · 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $5,053/yr under a 10-year tax abatement. In 2028 the bill reaches its full ~$10,890/yr — a step up of $5,837/yr, 1 assessment year out. Drag the slider.

2016: ~$4,966/yr2017: ~$4,966/yr2018: ~$3,709/yr2019: ~$3,709/yr2020: ~$3,746/yr2021: ~$3,746/yr2022: ~$3,746/yr2023: ~$3,451/yr2024: ~$3,451/yr2025: ~$3,766/yr2026: ~$3,766/yr2027: ~$5,053/yr2028: ~$10,890/yr (projected)2029: ~$10,890/yr (projected)201620282029
2027~$5,053/yrfrom the record

now: ($778,000 assessed − $417,020 abated) × 1.3998% ≈ $5,053/yr 2028: $778,000 assessed × 1.3998% ≈ $10,890/yr Flat 100% exemption (pre-2022 program, started 2018), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Interior
3,489 sqft
livable area
Lot
1,559 sqft
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
C
assessor's grade
Zoning
CMX2.5
city zoning code
Zoning appeals
1
granted 2021

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Where the record looks off

Places where the city's own paperwork disagrees with itself. These are flags on the data — not problems with the property.

"Built 1900" is usually a placeholder

Philadelphia records use 1900 as a stand-in when the real construction year was never documented. Treat the age as unknown, not as 120+ years.

Run the numbers

What owning 4309 Main St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$778K
20%
6.875%
$6K/mo

When this house last sold (2016) a 30-year mortgage ran about 3.65% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Block context

4309 Main St sits on the 4300 block of Main St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 4307 Main St  ·  4311 Main St

Where this comes from

Methodology & freshness

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)