Public Records
Edition
Philadelphia400 block of Purdy StJuly 9, 2026

House report

430 Purdy St

2 bd · 1 ba · 2 stories · 924 sqft · RSA5 · built 1935

Absentee individual · assessed $92K · sold 2×. On the 400 block of Purdy St.

Street view of 430 Purdy St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1935: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

The last transfer was not a sale

The most recent recorded deed moved for nominal consideration, within one family. That is where tangled-title problems live — budget a real title search. (Occupants untangling an inherited deed can get help from the city's Tangled Title Fund.)

If you’re the landlord

No active rental license on file

If this property is rented, Philadelphia requires a Rental License (via eCLIPSE) — without it a landlord cannot legally collect rent or evict, and tenants can withhold. Licensing needs tax clearance and no open violations.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

Who's behind it

James Ortiz · absentee owner

• The last transfer was a nominal/family deed, not an open-market sale

The good part · AI research analyst

Ask anything about this house

Everything on this page is one question away from more. The analyst searches all 580,000+ Philadelphia properties, live — every deed, permit, violation, tax bill, license, zoning appeal, school and crime record — and answers with the sources it checked. Not a chatbot reading this page: it runs the city's records for you.

The questions above run free, no card. Typed questions come with membership — free to start, cancel anytime.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$92K
built 1935
Price / sq ft
$99
block $99 · in line w/ block
Appreciation
+89%
+6%/yr, city 6.5%
In 5 years (~2031)
~$92K
+6%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$1K
1.4% effective
Gross yield
14.5%
≈$1K/mo rent
Times sold
2
kept in the family

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$50K$100KBefore this chart — 2013: Sold $45K2025: Sold $85K$92K201620222027
This houseBlock median & rangeSalePermit
The paper trail

Traded 2×: $45K in 2013 → $85K in 2025 (+89%).

  1. 2013 $45KSold
  2. 2025 $85KSold

Flags: long-held within one family. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
2
Bathrooms
1
Stories
2
Interior
924 sqft
livable area
Lot
602 sqft
Basement
Full, unfinished
city code C
Heat
Forced hot air
city code A
Central air
No
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 430 Purdy St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$85K
20%
6.875%
$1K/mo

When this house last sold (2025) a 30-year mortgage ran about 6.6% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Next door: 432 Purdy St  ·  434 Purdy St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)