Public Records
Edition
Philadelphia400 block of Fairmount AveJuly 9, 2026

House report

430-32 Fairmount Ave

6 stories · 44,124 sqft · ICMX · built 1915

Absentee individual · assessed $8.3M. On the 400 block of Fairmount Ave.

Street view of 430-32 Fairmount Ave
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $29,096/yr reflects a 10-year abatement. It jumps to about $116,449/yr in 2028 — $87,353/yr more. Price the full bill, not the current one.

Built 1915: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

The last transfer was not a sale

The most recent recorded deed moved for nominal consideration. That is where tangled-title problems live — budget a real title search. (Occupants untangling an inherited deed can get help from the city's Tangled Title Fund.)

If you own it

1 open violation: the clock matters

L&I appeals must be filed within 30 days — just 6 days if a property is designated UNSAFE or IMMINENTLY DANGEROUS. Left unresolved, the city can do the work itself, bill the owner (routinely $50,000+ on a rowhouse), lien the property, and add court fines of $300+/day.

If you’re the landlord

Lead certificate is not optional

Built 1915: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$8.3M
built 1915
Price / sq ft
$189
block $272 · below block
Appreciation
-2%
0%/yr, city 6.5%
In 5 years (~2031)
~$8.3M
0%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$29K
0.35% effective, abated
Gross yield
Times sold
0
licensed rental

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$5.0M$10M2018: L&I violation2019: Zoning/use 2019: Sign 2019: L&I violation2023: 3 L&I violations incl UNSAFE STRUCTURE2024: Commercial Make Safe Permit2025: L&I violation$8.3M201620222027
This houseBlock median & rangeL&I violationPermit
The paper trail

built new under a 2019 permit (tax-abated).

  1. 2018 L&I violationL&I
  2. 2019 Zoning/usePermitSignPermitL&I violationL&I
  3. 2023 3 L&I violations incl UNSAFE STRUCTUREL&I
  4. 2024 Commercial Make Safe PermitPermit
  5. 2025 L&I violationL&I

Flags: tax-abated — the bill lags real value · active rental license · 1 open L&I violation. Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $29,096/yr under a 10-year tax abatement. In 2028 the bill reaches its full ~$116,449/yr — a step up of $87,353/yr, 1 assessment year out. Drag the slider.

2018: ~$14,202/yr2019: ~$14,628/yr2020: ~$14,774/yr2021: ~$14,774/yr2022: ~$14,774/yr2023: ~$14,513/yr2024: ~$14,513/yr2025: ~$19,126/yr2026: ~$19,126/yr2027: ~$29,096/yr2028: ~$116,449/yr (projected)2029: ~$116,449/yr (projected)201820282029
2027~$29,096/yrfrom the record

now: ($8,319,000 assessed − $6,240,417 abated) × 1.3998% ≈ $29,096/yr 2028: $8,319,000 assessed × 1.3998% ≈ $116,449/yr Flat 100% exemption (pre-2022 program, started 2018), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Stories
6
Interior
44,124 sqft
livable area
Lot
8,184 sqft
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
B-
assessor's grade
Zoning
ICMX
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 430-32 Fairmount Ave takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$8.3M
20%
6.875%
$60K/mo
Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Next door: 428 Fairmount Ave  ·  426 Fairmount Ave

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)