House report

428 Wellesley Rd

3 bd · 1 ba · 2 stories · 1,158 sqft · RSA5 · built 1925

Owner-occupied · assessed $345K (2026) · 2027 OPA assessment $390K · sold 2×. On the 400 block of Wellesley Rd.

Street view of 428 Wellesley Rd
From the street — imagery © Google
From above · selected parcel outlined; choose a neighboring polygon to open it — imagery © Esri, Maxar
BlockReport AI · cited public records

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Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$3,435/year

2026 taxable assessment $245,400 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $390,200; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 092035000
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationHomestead exemption

2026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

Renovated & sold on

Why it matters

Bought for $160K in 2004, fast form building permit in 2007, sold for $240K in 2010 (+50%).

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1925: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

Assessment and tax history

Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.

Assessed value
$345,400
2026 billed-year assessment · 2027: $390,200 · built 1925
Price / sq ft
$337
block $331 · in line w/ block
Assessment change
+109%
+7%/yr since 2016 · 2027 +13% vs 2026
Est. tax bill / yr
$3,435
0.88% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
2

Assessment vs. the block and ZIP · every dated City record marked on the line

$0$250K$500KZIP 19119 median$390K2003200720112015201920232027
Property assessmentBlock median & rangeZIP 19119 medianAssessmentDeed / saleL&I violationPermitInspectionLicense

Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record13 events · exact dates, newest first
  1. PermitAlterations
  2. PermitAddition and/or Alteration
  3. InspectionL&I investigation
  4. L&I violationEXTERIOR AREA WEEDS
  5. L&I violationCLIP VIOLATION NOTICE
  6. L&I violationRUBBISH/GARBAGE EXTERIOR-OWNER
  7. PermitPlumbing
  8. PermitElectrical
  9. PermitMajor alteration
  10. Deed / saleDeed / sale $240K
  11. PermitFast form building
  12. Deed / saleDeed / sale $160K
  13. LicenseRental

The paper trail

Bought for $160K in 2004, fast form building permit in 2007, sold for $240K in 2010 (+50%).

  1. 2004 $160KSold
  2. 2007 Fast form buildingPermit
  3. 2010 $240KSold
  4. 2018 2 L&I violationsL&IMajor alterationPermitElectricalPermitPlumbingPermit
  5. 2022 L&I violationL&IL&I: 1 failed, 1 passedL&I visit
  6. 2025 Addition and/or AlterationPermitAlterationsPermit

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 14 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. PermitAlterations

    Permit PP-2025-001486 · Completed

    remove existing toilet and vanity to accommodate joist and floor repair. Tub to remain in place. re-work all drain and supply lines through new joist to re-connect tub, toilet and vanity back in there existing locations.

  2. PermitAddition and/or Alteration

    Permit RP-2025-001203 · Completed

    repairing bathroom damaged by long term water leak in radiator. details per plan. no other work included.

  3. InvestigationL&I investigation

    Case CF-2022-095558 · PASSED

    The cited inspection visit was marked passed.

  4. InvestigationL&I investigation

    Case CF-2022-095558 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  5. ViolationEXTERIOR AREA WEEDS

    Case CF-2022-095558 · Violation VI-2022-070169 · Code PM15-302.4 · COMPLIED

    Resolution: COMPLIED - OWNER REPAIR City marked this violation complied with; check the resolution date and live case for what was accepted.

  6. ViolationCLIP VIOLATION NOTICE

    Case 665773 · Violation 4888395 · Code CP-01 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  7. ViolationRUBBISH/GARBAGE EXTERIOR-OWNER

    Case 665773 · Violation 4888396 · Code CP-305 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  8. PermitPlumbing

    Permit 906855 · COMPLETED

    RELOCATE KITCHEN SINK & GARBAGE DISPOSAL THE INSTALLATION WILL COMPLY WITH THE PHILADELPHIA PLUMBING CODE 2004

  9. PermitElectrical

    Permit 904726 · COMPLETED

    RE-WIRE KITCHEN INCLUDING SWITCHES, LIGHTS AND RECEPTACLES... PER 2008 NEC FOR A ONE FAMILY BUILDING

  10. PermitMajor alteration

    Permit 900638 · COMPLETED

    TO COMPLY WITH EZ PERMIT STANDARD FOR INTERIOR ALTERATIONS, DATED JANUARY 2011. EZ INTERIOR ALTERATIONS. APPLICANT AGREES TO LIMIT THE CONSTRUCTION, TO COMPLY WITH THESE STANDARDS, DEVIATION FROM THE STANDARD WILL RESULT IN REVOCATION OF THIS PERMIT AND IMPOSITION OF FURTHER PENALTIES. LICENSED CONTRACTOR TO BE LISTED ON PERMIT. SEPARATE PERMITS REQUIRED FOR PLUMBING, ELECTRIC AND HVAC. CALL INSPECTOR AT DISTRICT OFFICE AT LEAST 24 HOURS PRIOR TO START

  11. Recorded transfer$240K transfer

    2010

  12. PermitFast form building

    Permit 57145 · COMPLETED

  13. Recorded transfer$160K transfer

    2004

  14. LicenseRental

    License 236916 · Inactive

    DUANE/LINDA CAMPBELL · Expires 2004-02-29

What this record suggests

The City file documents 6 permits touching kitchen work, bathroom work, electrical work, plumbing. 6 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,158 sqft
livable area
Lot
1,650 sqft
Basement
Full, unfinished
city code C
Heat
Forced hot air
city code A
Central air
No
Garage
1 space
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
B-
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 428 Wellesley Rd takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$390K
20%
6.875%
$3K/mo

When this house last sold (2010) a 30-year mortgage ran about 4.69% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Estimated cash needed
down + 4% planning allowance
Modeled cash flow
rent − shown costs · /mo
Modeled cap rate
modeled NOI ÷ price
Modeled cash-on-cash
modeled year-1 return

Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.

Block context

428 Wellesley Rd sits on the 400 block of Wellesley Rd. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 426 Wellesley Rd  ·  430 Wellesley Rd

Where this comes from

Methodology & freshness

This report was assembled Jul 10, 2026, 8:29 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)