Public Records
Edition
Philadelphia400 block of E Cambria StJuly 9, 2026

House report

418 E Cambria St

3 bd · 1 ba · 2 stories · 1,104 sqft · RSA5 · built 1935

Owner-occupied · assessed $82K · sold 6×. On the 400 block of E Cambria St.

Street view of 418 E Cambria St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1935: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

The last transfer was not a sale

The most recent recorded deed moved for nominal consideration, within one family. That is where tangled-title problems live — budget a real title search. (Occupants untangling an inherited deed can get help from the city's Tangled Title Fund.)

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

$895 in back taxes on record

Interest and penalties keep compounding until a Revenue payment agreement is in place, and a lien is already filed — an owner-occupant agreement also stops the sheriff-sale track.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$82K
built 1935
Price / sq ft
$74
block $72 · in line w/ block
Appreciation
+864%
+23%/yr, city 6.5%
In 5 years (~2031)
~$83K
+23%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$1K
1.4% effective
Gross yield
Times sold
6
kept in the family

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$50K$100KBefore this chart — 2000: Sold $500 2004: Sold $220K 2004: Sold $45K 2006: Sold $6K 2007: 4 L&I violations 2011: 2 L&I violations 2012: Sold $11K 2013: Sold $5K2016: L&I violation2023: Alterations$82K201620222027
This houseBlock median & rangeL&I violationPermit
The paper trail

Bought for $500 in 2000. Owner pulled a alterations permit in 2023.

  1. 2000 $500Sold
  2. 2004 $220KSold$45KSold
  3. 2006 $6KSold
  4. 2007 4 L&I violationsL&I
  5. 2011 2 L&I violationsL&I
  6. 2012 $11KSold
  7. 2013 $5KSold
  8. 2016 L&I violationL&I
  9. 2023 AlterationsPermit

Flags: $895 back taxes (2015–2016, $82 of it interest & penalties, lien filed) · long-held within one family. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,104 sqft
livable area
Lot
700 sqft
Heat
Undetermined
city code H
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 418 E Cambria St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$82K
20%
6.875%
$700/mo
Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Next door: 416 E Cambria St  ·  420 E Cambria St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)