Public Records
Edition
Philadelphia400 block of N Holly StRecords pulled July 9, 2026

House report

417 N Holly St

4 bd · 2 ba · 3 stories · 1,905 sqft · RSA5 · built 2019

Absentee individual · assessed $470K · sold 3×. On the 400 block of N Holly St.

Street view of 417 N Holly St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $1,316/yr reflects a 10-year abatement. It steps up every year and reaches about $6,579/yr in 2033 — $5,263/yr more. Price the full bill, not the current one.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you’re the landlord

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$470K
built 2019
Price / sq ft
$247
block $191 · above block
Appreciation
+7244%
+48%/yr, city 6.5%
In 5 years (~2031)
~$481K
+48%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$1K
0.28% effective, abated
Gross yield
Times sold
3
licensed rental

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0MBefore this chart — 2010: Land $16K 2011: 2 L&I violations 2012: Appeal withdrawn2017: Zoning/use 2017: New construction2018: Land $121K2019: Electrical 2019: Electrical 2019: Mechanical 2019: Suppression 2019: Plumbing 2019: Sold $463K$470K201620222027
This houseBlock median & rangeSaleLand buyPermit
The paper trail

Bought for $16K in 2010, built new under a 2017 permit (tax-abated), sold for $463K in 2019.

  1. 2010 $16KLand buy
  2. 2011 2 L&I violationsL&I
  3. 2012 Appeal withdrawnZoning
  4. 2017 Zoning/usePermitNew constructionPermit
  5. 2018 $121KLand buy
  6. 2019 ElectricalPermitElectricalPermitMechanicalPermitSuppressionPermitPlumbingPermit$463KSold

Flags: tax-abated — the bill lags real value · active rental license · 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $1,316/yr under a 10-year tax abatement that steps down every year. In 2033 the bill reaches its full ~$6,579/yr — a step up of $5,263/yr, 6 assessment years out. Drag the slider.

2016: ~$90/yr2017: ~$482/yr2018: ~$482/yr2019: ~$482/yr2020: ~$482/yr2021: ~$482/yr2022: ~$482/yr2023: ~$1,176/yr2024: ~$1,176/yr2025: ~$1,525/yr2026: ~$1,525/yr2027: ~$1,316/yr2028: ~$2,193/yr (projected)2029: ~$3,070/yr (projected)2030: ~$3,948/yr (projected)2031: ~$4,825/yr (projected)2032: ~$5,702/yr (projected)2033: ~$6,579/yr (projected)2034: ~$6,579/yr (projected)201620332034
2027~$1,316/yrfrom the record

now: ($470,000 assessed − $375,987 abated) × 1.3998% ≈ $1,316/yr 2033: $470,000 assessed × 1.3998% ≈ $6,579/yr The abated slice shrinks ~10% a year (post-2022 program, started 2023) — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
4
Bathrooms
2
Stories
3
Interior
1,905 sqft
livable area
Lot
984 sqft
Basement
Full
city code D
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Zoning
RSA5
city zoning code
Zoning appeals
1
withdrawn 2012

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 417 N Holly St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$470K
20%
6.875%
$3K/mo

When this house last sold (2019) a 30-year mortgage ran about 3.94% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Next door: 415 N Holly St  ·  419 N Holly St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly; the masthead date is when this page's records were last pulled. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)