Public Records
Edition
Philadelphia400 block of N 20th StRecords pulled July 9, 2026

House report

417 N 20th St

4 bd · 2 ba · 3 stories · 1,485 sqft · RMX3 · built 1900

Owner-occupied · assessed $591K · sold 4×. On the 400 block of N 20th St.

Street view of 417 N 20th St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1900: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$591K
built 1900
Price / sq ft
$398
block $398 · in line w/ block
Appreciation
+38%
+3%/yr, city 6.5%
In 5 years (~2031)
~$592K
+3%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$8K
1.4% effective
Gross yield
4.7%
≈$2K/mo rent
Times sold
4

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0MBefore this chart — 2003: Sold $350K 2012: Plumbing 2012: Addition 2012: Zoning 2012: Electrical 2014: Sold $585K 2014: Alteration2016: L&I violation 2016: L&I: 2 failed, 2 passed 2016: Zoning 2016: Major alteration2024: Addition and/or Alteration$591K201620222027
This houseBlock median & rangeL&I violationPermit
The paper trail

Bought for $350K in 2003, plumbing permit in 2012, sold for $585K in 2014 (+149%).

  1. 2003 $350KSold
  2. 2012 PlumbingPermitAdditionPermitZoningPermitElectricalPermit
  3. 2014 $585KSoldAlterationPermit
  4. 2016 L&I violationL&IL&I: 2 failed, 2 passedL&I visitZoningPermitMajor alterationPermit
  5. 2024 Addition and/or AlterationPermit

Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
4
Bathrooms
2
Stories
3
Interior
1,485 sqft
livable area
Lot
900 sqft
Central air
Yes
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
C
assessor's grade
Zoning
RMX3
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 417 N 20th St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$591K
20%
6.875%
$2K/mo

When this house last sold (2014) a 30-year mortgage ran about 4.17% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Next door: 419 N 20th St  ·  421 N 20th St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly; the masthead date is when this page's records were last pulled. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)