Public Records
Edition
Philadelphia400 block of W Ellet StJuly 9, 2026

House report

415 W Ellet St

3 bd · 2 ba · 2 stories · 2,050 sqft · RSA3 · built 1955

Owner-occupied · assessed $526K · sold 4×. On the 400 block of W Ellet St.

Street view of 415 W Ellet St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1955: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA3: one household by right

Single-family attached. Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

Construction next door (417 W Ellet St, 2025)

Excavation deeper than 5 feet, or within 10 feet of an adjacent structure, legally requires the developer to survey neighboring homes first and give owners 10 days' written notice. Insist on the pre-construction survey — it is your evidence if cracks appear.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$526K
built 1955
Price / sq ft
$256
block $228 · above block
Appreciation
+103%
+7%/yr, city 6.5%
In 5 years (~2031)
~$527K
+7%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$6K
1.13% effective
Gross yield
—
Times sold
4

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$500K$1.0MBefore this chart — 2005: Sold $167K 2006: Sold $330K 2007: Plumbing 2011: Sold $205K 2013: Sold $353K$526K201620222027
This houseBlock median & rangePermit
The paper trailRenovated & sold on

Bought for $167K in 2005, plumbing permit in 2007, sold for $353K in 2013 (+111%).

  1. 2005 $167KSold
  2. 2006 $330KSold
  3. 2007 PlumbingPermit
  4. 2011 $205KSold
  5. 2013 $353KSold

Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
2
Stories
2
Interior
2,050 sqft
livable area
Lot
3,422 sqft
Basement
Partial, finished
city code E
Heat
Hot water / radiators
city code B
Central air
No
Garage
1 space
Exterior condition
Average
city code 4
Interior condition
Above average
city code 3
Quality grade
C+
assessor's grade
Zoning
RSA3
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 415 W Ellet St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$526K
20%
6.875%
$4K/mo

When this house last sold (2013) a 30-year mortgage ran about 3.98% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Next door: 413 W Ellet St  ·  417 W Ellet St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)