Public Records
Edition
Philadelphia4100 block of Ludlow StJuly 9, 2026

House report

4100-02 Ludlow St

4 stories · 6,500 sqft · CMX4 · built 2018

Investor / LLC · assessed $1.5M. On the 4100 block of Ludlow St.

Street view of 4100-02 Ludlow St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $2,062/yr reflects a 10-year abatement. It jumps to about $20,622/yr in 2028 — $18,560/yr more. Price the full bill, not the current one.

The last transfer was not a sale

The most recent recorded deed moved for nominal consideration, within one family. That is where tangled-title problems live — budget a real title search. (Occupants untangling an inherited deed can get help from the city's Tangled Title Fund.)

If you’re the landlord

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

Who's behind it

4100 Ludlow Street LLC · corporate / LLC owner

• Holds an active rental license for this address
• The last transfer was a nominal/family deed, not an open-market sale

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$1.5M
built 2018
Price / sq ft
$227
block $244 · below block
Appreciation
+5397%
+44%/yr, city 6.5%
In 5 years (~2031)
~$1.5M
+44%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$2K
0.14% effective, abated
Gross yield
Times sold
0
kept in the family

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$1.0M$2.0MBefore this chart — 2015: Appeal withdrawn2016: Demolished 2016: Suppression 2016: Administrative 2016: 3 L&I violations 2016: Plumbing 2016: Plumbing 2016: Electrical 2016: Mechanical2023: Alterations2026: Change of Use$1.5M201620222027
This houseBlock median & rangeTeardownPermit
The paper trail

demolished in 2016 and rebuilt (2016).

  1. 2015 Appeal withdrawnZoning
  2. 2016 DemolishedTeardownSuppressionPermitAdministrativePermit3 L&I violationsL&IPlumbingPermitPlumbingPermitElectricalPermitMechanicalPermit
  3. 2023 AlterationsPermit
  4. 2026 Change of UsePermit

Flags: tax-abated — the bill lags real value · active rental license · 1 zoning/board appeal on record · long-held within one family. Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $2,062/yr under a 10-year tax abatement. In 2028 the bill reaches its full ~$20,622/yr — a step up of $18,560/yr, 1 assessment year out. Drag the slider.

2016: ~$375/yr2018: ~$1,246/yr2019: ~$1,283/yr2020: ~$1,292/yr2021: ~$1,292/yr2022: ~$1,292/yr2023: ~$2,010/yr2024: ~$2,010/yr2025: ~$2,210/yr2026: ~$2,210/yr2027: ~$2,062/yr2028: ~$20,622/yr (projected)2029: ~$20,622/yr (projected)201620282029
2027~$2,062/yrfrom the record

now: ($1,473,200 assessed − $1,325,893 abated) × 1.3998% ≈ $2,062/yr 2028: $1,473,200 assessed × 1.3998% ≈ $20,622/yr Flat 100% exemption (pre-2022 program, started 2018), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Stories
4
Interior
6,500 sqft
livable area
Lot
1,700 sqft
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Quality grade
B-
assessor's grade
Zoning
CMX4
city zoning code
Zoning appeals
1
withdrawn 2015

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 4100-02 Ludlow St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$1.5M
20%
6.875%
$11K/mo

When this house last sold (2021) a 30-year mortgage ran about 2.96% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Next door: 4104-08 Ludlow St  ·  4110 Ludlow St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)