Public Records
Edition
Philadelphia400 block of Gilham StJuly 9, 2026

House report

410 Gilham St

3 bd · 1 ba · 3 stories · 1,616 sqft · RSA3 · built 1925

Absentee individual · assessed $293K. On the 400 block of Gilham St.

Street view of 410 Gilham St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1925: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA3: one household by right

Single-family attached. Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

10 open violations: the clock matters

L&I appeals must be filed within 30 days — just 6 days if a property is designated UNSAFE or IMMINENTLY DANGEROUS. Left unresolved, the city can do the work itself, bill the owner (routinely $50,000+ on a rowhouse), lien the property, and add court fines of $300+/day.

If you’re the landlord

No active rental license on file

If this property is rented, Philadelphia requires a Rental License (via eCLIPSE) — without it a landlord cannot legally collect rent or evict, and tenants can withhold. Licensing needs tax clearance and no open violations.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

Who's behind it

Ivonne Roson · absentee owner

• Tax bills mail to 1665 Susquehanna Rd, Jenkintown PA, 19046 — outside Philadelphia

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$293K
built 1925
Price / sq ft
$182
block $174 · in line w/ block
Appreciation
+67%
+5%/yr, city 6.5%
In 5 years (~2031)
~$294K
+5%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$4K
1.4% effective
Gross yield
5.9%
≈$1K/mo rent
Times sold
0

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$250K$500K2023: 5 L&I violations 2023: Inspection failed ×42024: 3 L&I violations 2024: L&I: 2 failed, 3 passed2025: 7 L&I violations 2025: Inspection failed ×6 2025: Addition and/or Alteration 2025: Alterations 2025: Addition and/or Alteration2026: Inspection failed$293K201620222027
This houseBlock median & rangeL&I violationInspection
The paper trail

Owner pulled a addition and/or alteration permit in 2025.

  1. 2023 5 L&I violationsL&IInspection failed ×4L&I visit
  2. 2024 3 L&I violationsL&IL&I: 2 failed, 3 passedL&I visit
  3. 2025 7 L&I violationsL&IInspection failed ×6L&I visitAddition and/or AlterationPermitAlterationsPermitAddition and/or AlterationPermit
  4. 2026 Inspection failedL&I visit

Flags: 10 open L&I violations. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
3
Interior
1,616 sqft
livable area
Lot
5,000 sqft
Basement
Full, finished
city code A
Heat
Hot water / radiators
city code B
Central air
No
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C+
assessor's grade
Zoning
RSA3
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 410 Gilham St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$240K
20%
6.875%
$1K/mo

When this house last sold (2023) a 30-year mortgage ran about 6.81% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Next door: 408 Gilham St  ·  406 Gilham St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)