The Block Report

House report

41 W Gowen Ave

4 bd · 2 ba · 1 story · 1,614 sqft · RSA5 · built 1925

Owner-occupied · assessed $399K (2026) · 2027 OPA assessment $432K · sold 1×. On the 0 block of W Gowen Ave.

Property summary

Assessment$398,7002026 OPA assessment · 2027: $432,300 Last sale$385KRecorded 2020 Est. tax bill$4,181/year2026 OPA · Homestead-adjusted Tax delinquencyNo 2022 matchNot proof account is current Permits0Every fetched City permit Violations3 open3 historical across 1 case

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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Street view of 41 W Gowen Ave
From the street — imagery © Google
From above — imagery © Esri, Maxar

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$4,181/year

2026 taxable assessment $298,700 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $432,300; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 092129100
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationHomestead exemption

2026 OPA removes $100,000 from the taxable assessment through the owner-occupant exemption.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

History

Why it matters

sold $385K (2020); 3 L&I violations incl UNSAFE STRUCTURE (2024); Inspection failed (2024); Appeal continued (2026).

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1925: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

3 open violations: the clock matters

Most L&I appeals must be filed within 30 days; unsafe or imminently dangerous orders can carry a shorter deadline. Unresolved notices can lead to fees, court enforcement, City abatement work, and liens. Read the dated notice and verify its current status with L&I.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$398,700
2026 billed-year assessment · 2027: $432,300 · built 1925
Price / sq ft
$268
block $287 · below block
Appreciation
+96%
+7%/yr, city 6.5%
In 5 years (~2031)
~$434K
+7%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$4,181
0.97% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
4%
≈$1K/mo rent
Times sold
1

Assessment vs. the block · every dated City record marked on the line

$0$250K$500K2016 OPA assessment: $203K2017 OPA assessment: $203K2018 OPA assessment: $203K2019 OPA assessment: $245K2020 OPA assessment: $235K2021 OPA assessment: $235K2022 OPA assessment: $235K2023 OPA assessment: $351K2024 OPA assessment: $351K2025 OPA assessment: $399K2026 OPA assessment: $399K2020 — Deed / sale $385K2024 — 2024-11-13: UNSAFE STRUCTURE · 2024-11-13: EXTERIOR WALLS · 2024-11-13: ARCHITECT/ENGINEER SERVICES · 2024-11-13: L&I investigation2026 — 2026-03-12: LIRB Retaining Wall$399K201620182020202220242026
This propertyBlock median & rangeDeed / saleL&I violationAppealInspection
2026-03-12: LIRB Retaining Wall
Highlight
Every dated record6 events · scroll to browse
  1. AppealLIRB Retaining Wall
  2. L&I violationUNSAFE STRUCTURE
  3. L&I violationEXTERIOR WALLS
  4. L&I violationARCHITECT/ENGINEER SERVICES
  5. InspectionL&I investigation
  6. Deed / saleDeed / sale $385K

The paper trail

History

sold $385K (2020); 3 L&I violations incl UNSAFE STRUCTURE (2024); Inspection failed (2024); Appeal continued (2026).

  1. 2020 $385KSold
  2. 2024 3 L&I violations incl UNSAFE STRUCTUREL&IInspection failedL&I visit
  3. 2026 Appeal continuedZoning

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 6 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. AppealLIRB Retaining Wall

    Appeal HA-2024-004778 · In Process · Continued

    See attached

  2. ViolationUNSAFE STRUCTURE

    Case CF-2024-119695 · Violation VI-2024-092151 · OPEN

  3. ViolationEXTERIOR WALLS

    Case CF-2024-119695 · Violation VI-2024-092152 · OPEN

  4. ViolationARCHITECT/ENGINEER SERVICES

    Case CF-2024-119695 · Violation VI-2024-092153 · OPEN

  5. InvestigationL&I investigation

    Case CF-2024-119695 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  6. Recorded transfer$385K transfer

    2020

What this record suggests

3 violations are still marked open in the assembled record. The date and status belong in a current L&I check before relying on them.

Flags: 3 open L&I violations · 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
4
Bathrooms
2
Stories
1
Interior
1,614 sqft
livable area
Lot
1,538 sqft
Basement
Full
city code D
Heat
Hot water / radiators
city code B
Central air
No
Garage
2 spaces
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C+
assessor's grade
Zoning
RSA5
city zoning code
Zoning appeals
1
In Process · Continued · 2026

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 41 W Gowen Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$432K
20%
6.875%
$1K/mo

When this house last sold (2020) a 30-year mortgage ran about 3.1% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

41 W Gowen Ave sits on the 0 block of W Gowen Ave. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 39 W Gowen Ave  ·  43 W Gowen Ave

Where this comes from
Methodology & freshness

This report was assembled Jul 10, 2026, 3:29 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)