Public Records
Edition
Philadelphia400 block of S 22nd StRecords pulled July 9, 2026

House report

407 S 22nd St

1 story · 3,455 sqft · RM1 · built 1800

Owner-occupied · assessed $1.3M. On the 400 block of S 22nd St.

Street view of 407 S 22nd St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $6,769/yr reflects a 10-year abatement. It jumps to about $18,337/yr by 2026 — $11,568/yr more. Price the full bill, not the current one.

Built 1800: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you own it

When the abatement ends, file for Homestead

An abated home cannot also take the Homestead Exemption. From 2026 it can — knocking about $1,400/yr off the full bill.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$1.3M
built 1800
Price / sq ft
$379
block $379 · in line w/ block
Appreciation
+77%
+5%/yr, city 6.5%
In 5 years (~2031)
~$1.3M
+5%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$7K
0.52% effective, abated
Gross yield
1.8%
≈$2K/mo rent
Times sold
0
kept in the family

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$1.0M$2.0M2017: 2 L&I violations incl EXTERIOR STRUCT UNSAFE COND 7 2017: L&I: 2 failed, 1 passed 2017: Major alteration$1.3M201620222027
This houseBlock median & rangeL&I violation
The paper trail

built new under a 2017 permit (tax-abated).

  1. 2017 2 L&I violations incl EXTERIOR STRUCT UNSAFE COND 7L&IL&I: 2 failed, 1 passedL&I visitMajor alterationPermit

Flags: tax-abated — the bill lags real value · long-held within one family. Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $6,769/yr under a 10-year tax abatement. By 2026 the bill reaches its full ~$18,337/yr — a step up of $11,568/yr. Drag the slider.

2016: ~$6,769/yr2017: ~$6,769/yr2018: ~$6,769/yr2019: ~$6,769/yr2020: ~$6,769/yr2021: ~$6,769/yr2022: ~$6,769/yr2023: ~$6,769/yr2024: ~$6,769/yr2025: ~$6,769/yr2026: ~$6,769/yr2027: ~$6,769/yr201620262027
2027~$6,769/yrfrom the record

now: ($1,310,000 assessed − $826,431 abated) × 1.3998% ≈ $6,769/yr 2026: $1,310,000 assessed × 1.3998% ≈ $18,337/yr Flat 100% exemption (pre-2022 program, started 2016), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Stories
1
Interior
3,455 sqft
livable area
Lot
2,200 sqft
Central air
No
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C+
assessor's grade
Zoning
RM1
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 407 S 22nd St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$1.3M
20%
6.875%
$2K/mo

When this house last sold (1984) a 30-year mortgage ran about 13.88% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Next door: 405 S 22nd St  ·  409 S 22nd St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. Dossiers re-pull automatically — on view once they're a few weeks old, plus a nightly rolling sweep — and citywide benchmarks recompute weekly; the masthead date is when this page's records were last pulled. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)