Mixed-use report

4055 W Girard Ave

3 stories · 4,600 sqft · CMX2 · built 1915

Absentee individual · assessed $175K (2026) · 2027 OPA assessment $221K · sold 1×. On the 4000 block of W Girard Ave.

Street view of 4055 W Girard Ave
From the street — imagery © Google
From above · selected parcel outlined; choose a neighboring polygon to open it — imagery © Esri, Maxar
BlockReport AI · cited public records

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Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$2,447/year

2026 taxable assessment $174,800 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $220,800; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 871068500
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationNo exemption shown

2026 taxable assessment equals the full assessed value.

Historical delinquency sources Record found

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

A separate historical parcel ledger ending in 2016 records $2,426.84 and a lien entry. It is shown as historical context only.

2016$2,426.84 total · $2,149.04 principal · $32.24 interest · $21.49 penalty

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record
Finding

Improved

Why it matters

Bought for $330K in 2023. Owner pulled a addition and/or alteration permit in 2025.

View supporting records →
Finding

Marked vacant, but it just sold

Why it matters

The assessor's condition code says vacant, yet a $330,000 sale was recorded in 2023. One side of the record is stale — condition codes come from drive-by field visits that can lag years behind.

View supporting records →

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1915: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you own it

$2,427 in the historical tax ledger through 2016

Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.

If you’re the landlord

If it is rented, verify the Rental License

The fetched license records do not show an active Rental License. Ownership type or a tax mailing address does not prove that tenants occupy the property; if it is rented, verify the current license and legal occupancy in eCLIPSE.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this building has moved and where it's pointed: every fetched annual City assessment, charted against its block and ZIP; appreciation includes the full-period compound rate and the latest year-over-year change. The 5-year figure simply extends that historical pace. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$174,800
2026 billed-year assessment · 2027: $220,800 · built 1915
Price / sq ft
$48
block $73 · below block
Appreciation
+65%
+5%/yr since 2016 · 2027 +26% vs 2026
In 5 years (~2032)
~$278K
+5%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$2,447
1.11% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
6.9%
≈$1K/mo rent
Times sold
1

Assessment vs. the block and ZIP · every dated City record marked on the line

$0$125K$250KZIP 19104 median$221K200720112015201920232027
Property assessmentBlock median & rangeZIP 19104 medianAssessmentDeed / saleL&I violationAppealPermitInspection

Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

Highlight
Every dated record13 events · exact dates, newest first
  1. AppealZBA Permit Denial - Variance
  2. InspectionL&I investigation
  3. L&I violationPLANS REQUIRED TO COMPLY
  4. L&I violationUNAPPROVED USED MATERIALS
  5. PermitAddition and/or Alteration
  6. InspectionL&I investigation
  7. InspectionL&I investigation
  8. L&I violationALTER EXTERIOR PORTION
  9. L&I violationWORK OUTSIDE OF SCOPE
  10. PermitInterior Non-Load-Bearing Wall Demo.
  11. Deed / saleDeed / sale $330K
  12. InspectionBC INSP (likely: building-code inspection)
  13. L&I violationVIOL NONE FOUND

The paper trail

Bought for $330K in 2023. Owner pulled a addition and/or alteration permit in 2025.

  1. 2007 2 L&I violationsL&IInspection passed ×2L&I visit
  2. 2023 $330KSoldInterior Non-Load-Bearing Wall Demo.Permit
  3. 2024 2 L&I violationsL&IInspection failed ×3L&I visit
  4. 2025 Inspection failed ×2L&I visitAddition and/or AlterationPermit
  5. 2026 2 L&I violationsL&IL&I: 1 failed, 1 passedL&I visitAppeal filedZoning

Browse the source ledger

The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.

Open the City record ↗
Browse 16 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
  1. AppealZBA Permit Denial - Variance

    Appeal ZP-2025-012760 · Scheduled

    Related permit ZP-2025-012760 · Permit for the proposed use, Multi-Family Household Living (six units) within an existing structure. First floor to remain vacant commercial space (use registration required prior to occupancy).

  2. InvestigationL&I investigation

    Case CF-2026-045873 · PASSED

    The cited inspection visit was marked passed.

  3. ViolationPLANS REQUIRED TO COMPLY

    Case CF-2026-045873 · Violation VI-2026-027995 · CLOSED

    City marked the record closed; open the case for the closing reason.

  4. ViolationUNAPPROVED USED MATERIALS

    Case CF-2026-045873 · Violation VI-2026-027996 · CLOSED

    City marked the record closed; open the case for the closing reason.

  5. InvestigationL&I investigation

    Case CF-2026-045873 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  6. PermitAddition and/or Alteration

    Permit CP-2025-003794 · Completed

    FOR THE LEGALIZATION OF EXTERIOR WALL WORK AND FOR THE CREATION OF NEW INTERIOR STAIRWAYS WITHIN AN EXISTING BUILDING FOR THE USE AS VACANT SPACES PER APPROVED PLANS. SEPARATE USE REGISTRATION/ FIT-OUT PERMITS ARE REQUIRED PRIOR TO THE OCCUPANCY OF THE BUILDING. IF FIELD CONDITIONS VARY CONTACT DESIGN ENGINEER PRIOR TO THE START OF ANY WORK. SEPARATE PERMITS TO BE OBTAINED FOR ALL OTHER WORK.

  7. InvestigationL&I investigation

    Case CF-2024-033888 · FAILED

    The cited inspection visit was marked failed; later rows may show follow-up or resolution.

  8. ViolationALTER EXTERIOR PORTION

    Case CF-2024-033888 · Violation VI-2024-027786 · OPEN

  9. ViolationWORK OUTSIDE OF SCOPE

    Case CF-2024-033888 · Violation VI-2024-027787 · OPEN

  10. PermitInterior Non-Load-Bearing Wall Demo.

    Permit GM-2023-007727 · Expired

    For minor construction work at the subject property in accordance with all applicable provisions of the Philadelphia Code, all references codes and standards, and the attached EZ Standard, where included. Deviation from this standard shall result in permit revocation. A separate permit from the Philadelphia Department of Streets is required for any sidewalk and street closures. All means of pedestrian protection required at the site in accordance with the Philadelphia Building Code Chapter 33 shall be in place prior to start of work.

  11. Recorded transfer$330K transfer

    2023

  12. ViolationVIOL NONE FOUND

    Case 130727 · Violation 700024 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  13. InvestigationBC INSP (likely: building-code inspection)

    Case 130727 · PASSED

    Legacy inspection shorthand; confirm the inspection type and scope in the City case file. The cited inspection visit was marked passed.

  14. ViolationVIOL NONE FOUND

    Case 131769 · Violation 709214 · COMPLIED

    City marked this violation complied with; check the resolution date and live case for what was accepted.

  15. InvestigationBC INSP (likely: building-code inspection)

    Case 131769 · PASSED

    Legacy inspection shorthand; confirm the inspection type and scope in the City case file. The cited inspection visit was marked passed.

  16. PermitChange of Use

    Permit ZP-2025-012760 · Denied

What this record suggests

The City file documents 3 permits. 1 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

Flags: historical tax ledger through 2016 recorded $2K with a lien entry · 1 zoning/board appeal on record. Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Stories
3
Interior
4,600 sqft
livable area
Lot
1,989 sqft
Exterior condition
Vacant
city code 6
Vacant
Interior condition
Vacant
city code 6
Vacant
Quality grade
C
assessor's grade
Zoning
CMX2
city zoning code
Zoning appeals
1
Scheduled · 2026

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Where the record looks off

Places where the city's own paperwork disagrees with itself. These are flags on the data — not problems with the property.

Marked vacant, but it just sold

The assessor's condition code says vacant, yet a $330,000 sale was recorded in 2023. One side of the record is stale — condition codes come from drive-by field visits that can lag years behind.

Run the numbers

What owning 4055 W Girard Ave takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$330K
20%
6.875%
$1K/mo

When this house last sold (2023) a 30-year mortgage ran about 6.81% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

4055 W Girard Ave sits on the 4000 block of W Girard Ave. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 4053 W Girard Ave  ·  4051 W Girard Ave

Where this comes from

Methodology & freshness

This report was assembled Jul 10, 2026, 1:02 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)