The Block Report

Mixed-use report

3964 N 7th St

1,557 sqft · CMX1 · built 1950

Absentee individual · assessed $78K (2026) · 2027 OPA assessment $98K · sold 1×. On the 3900 block of N 7th St.

Property summary

Assessment$77,6002026 OPA assessment · 2027: $98,000 Last sale$37KRecorded 2018 Est. tax bill$1,086/year2026 taxable assessment × 1.3998% Tax delinquencyNo 2022 matchNot proof account is current Permits2Every fetched City permit Violations0 open23 historical across 6 cases

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

Street view of 3964 N 7th St
From the street — imagery © Google
From above — imagery © Esri, Maxar

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$1,086/year

2026 taxable assessment $77,600 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $98,000; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 871568190
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationNo exemption shown

2026 taxable assessment equals the full assessed value.

Historical delinquency sources No current conclusion

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1950: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

If you’re the landlord

If it is rented, verify the Rental License

The fetched license records do not show an active Rental License. Ownership type or a tax mailing address does not prove that tenants occupy the property; if it is rented, verify the current license and legal occupancy in eCLIPSE.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this building has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$77,600
2026 billed-year assessment · 2027: $98,000 · built 1950
Price / sq ft
$63
block $103 · below block
Appreciation
-36%
-4%/yr, city 6.5%
In 5 years (~2031)
~$98K
-4%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$1,086
1.11% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
-8163265.3%
≈$-667M/mo rent
Times sold
1

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$100K$200KBefore this chart — 2007: CAL PROHIBITED CONDUCT 2007: BC INSP 2010: CAL PROHIBITED CONDUCT 2010: PERME- REQUIRED TO CORR VIOL 2010: PROSEC- EMERG IMMED RI 2010: COO- NO ZONING/USE REG/CO 2010: ELEC PROPERLY INSTALL-NR 2010: ELEC SYSTEM IS HAZARD-NR 2010: LIGHT CORR&STAIR MIN&CONTIN-NR 2010: LIGHT SANIT CONDIT&SAFE OCC-NR 2010: ANNUAL CERT FIRE ALARM 2010: ANNUAL CERT STANDBY/EMERG LITE 2010: NTF INSP 2010: CEASE INSP 2014: Appeal granted with conditions 2014: Zoning board appeal2017: 7 L&I violations incl EXTERIOR STRUCT UNSAFE COND 8 2017: EXTERIOR STRUCT UNSAFE COND 8 2017: UNSAFE STRUCTURE 2017: EXTERIOR STRUCT UNSAFE COND 2 2017: VACANT STRUCTURE LICENSE 2017: VACANT STRUCTURE AND LAND 2017: EXTERIOR AREA SANITATION 2017: EXTERIOR AREA WEEDS 2017: CSUINITIAL 2017: HCEU INSP2018: Sold $37K 2018: 5 L&I violations 2018: L&I: 5 failed, 2 passed 2018: Major alteration 2018: EXTERIOR STRUCT PROTECTIVE TRE 2018: PENALTY- NO ELEC PERM INFO 2018: PERME- ALTER ELEC INSTALLATION 2018: PERMB- ALTER REPAIR INT PART 2018: PENALTY- NO BLDG PERM INFO 2018: HCEU INSP 2018: PRECOURT 2018: BP_BLDG 2018: CSUINITIAL2020: Inspection failed 2020: L&I investigation2021: Appeal complete 2021: ZBA Permit Denial - Variance2022: Inspection passed 2022: L&I investigation2023: Change of Use 2023: Appeal granted 2023: Inspection passed 2023: L&I investigation 2023: ZBA Permit Denial - Variance$78K201620182020202220242026
This propertyBlock median & rangeSaleL&I violationZoningPermitInspection
Highlight

The paper trail

Improved

Bought for $37K in 2018. Owner pulled a change of use permit in 2023.

  1. 2014 Appeal granted with conditionsZoning
  2. 2017 7 L&I violations incl EXTERIOR STRUCT UNSAFE COND 8L&I
  3. 2018 $37KSold5 L&I violationsL&IL&I: 5 failed, 2 passedL&I visitMajor alterationPermit
  4. 2020 Inspection failedL&I visit
  5. 2021 Appeal completeZoning
  6. 2022 Inspection passedL&I visit
  7. 2023 Change of UsePermitAppeal grantedZoningInspection passedL&I visit

Every dated deed, permit, inspection, license, violation, certification, and appeal—together.

The timeline combines the report’s transfer history with every successfully fetched L&I and zoning row. A date or status is the City’s filed record, not a statement that the condition remains current; use the official file for live detail.

Open the City record ↗
Recorded owner
Individual owner on record
L&I district
NORTH
OPA account
871568190

What this record suggests

The City file documents 2 permits. 2 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.

  1. InvestigationL&I investigation

    Case 631743 · PASSED

  2. AppealZBA Permit Denial - Variance

    Appeal ZP-2022-008649 · Completed · Granted

    Related permit ZP-2022-008649 · For a sit-down and take out restaurant on first floor and two (2) family household living above in an existing structure

  3. PermitChange of Use

    Permit ZP-2022-008649 · Issued

    Eating and Drinking Establishments - Sit-Down Restaurant; Eating and Drinking Establishments - Take-Out Restaurant; Residential - Household Living - Two-Family

  4. InvestigationL&I investigation

    Case 658612 · PASSED

  5. AppealZBA Permit Denial - Variance

    Appeal 39315 · In Process · Complete

    Related permit 1021297 · PERMIT FOR TAKE OUT RESTAURANT ON 1ST FLOOR AND TWO (2) FAMILY DWELLING ABOVE IN AN EXISTING STRUCTURE. AP: 1021297

  6. InvestigationL&I investigation

    Case 658612 · FAILED

  7. InvestigationCSUINITIAL

    Case 579067 · PASSED

  8. PermitMajor alteration

    Permit 920352 · COMPLETED

    MAKE SAFE PERMIT- FOR REPAIR OF (6) FLOOR JOIST AND REPAIR FRONT BAY TO RESOLVE CASE . ABUTTING SIDEWALK MUST BE CLOSED WITH FENCING A MINIMUM OF 6FT IN HEIGHT. SEPARATE STREETS DEPARTMENT PERMIT REQUIRED FOR SIDEWALK CLOSURE. A SEPARATE PERMIT IS REQUIRED FOR ANY ADDITIONAL ALTERATIONS THAT ARE NOT SPECIFICALLY ADDRESSED ON CASE 658612. ENGINEER REPORT MAY BE REQUIRED IF THE ABOVE SCOPE OF WORK IS COMPLETE.

  9. ViolationPENALTY- NO ELEC PERM INFO

    Case 658612 · Violation 211953667 · CLOSED

  10. ViolationPERME- ALTER ELEC INSTALLATION

    Case 658612 · Violation 211953669 · CLOSED

  11. ViolationPERMB- ALTER REPAIR INT PART

    Case 658612 · Violation 211953668 · CLOSED

  12. ViolationPENALTY- NO BLDG PERM INFO

    Case 658612 · Violation 211953666 · CLOSED

  13. InvestigationCSUINITIAL

    Case 579067 · FAILED

  14. InvestigationHCEU INSP

    Case 631743 · CLOSED

  15. InvestigationHCEU INSP

    Case 631743 · FAILED

  16. LicenseVacant Residential Property / Lot

    License 776815 · Inactive

    Ramona Hernandez · Expires 2019-05-14 · Inactive 2019-07-13

  17. ViolationEXTERIOR STRUCT PROTECTIVE TRE

    Case 631743 · Violation 211948824 · COMPLIED

  18. InvestigationPRECOURT

    Case 610571 · PASSED

  19. InvestigationHCEU INSP

    Case 610571 · CLOSED

  20. InvestigationHCEU INSP

    Case 610571 · FAILED

  21. Recorded transfer$37K transfer

    2018

  22. ViolationVACANT STRUCTURE LICENSE

    Case 610571 · Violation 4621928 · COMPLIED

  23. ViolationVACANT STRUCTURE AND LAND

    Case 610571 · Violation 4621929 · COMPLIED

  24. ViolationEXTERIOR AREA SANITATION

    Case 610571 · Violation 4621930 · COMPLIED

  25. ViolationEXTERIOR AREA WEEDS

    Case 610571 · Violation 4621931 · COMPLIED

  26. ViolationEXTERIOR STRUCT UNSAFE COND 8

    Case 579067 · Violation 4837341 · COMPLIED

  27. ViolationUNSAFE STRUCTURE

    Case 579067 · Violation 4837339 · COMPLIED

  28. ViolationEXTERIOR STRUCT UNSAFE COND 2

    Case 579067 · Violation 4837340 · COMPLIED

  29. AppealZoning board appeal

    Appeal 22440 · CLOSED · Granted with conditions

    Related permit 518269 · PERMIT FOR AN EAT-IN AND TAKE-OUT RESTAURANT ON FIRST FLOOR AND VACANT SPACE ON SECOND FLOOR (USE REGISTRATION PERMIT REQUIRED PRIOR TO OCCUPANCY). NO SIGN ON THIS APPLICATION.

  30. LicenseRental

    License 460605 · Inactive

    GARY & MARLENE CREAGH · Expires 2017-02-28 · Inactive 2017-04-29

  31. InvestigationCEASE INSP

    Case 227021 · FAILED

  32. InvestigationCEASE INSP

    Case 124584 · PASSED

  33. ViolationCAL PROHIBITED CONDUCT

    Case 227021 · Violation 1887533 · CLOSEDCASE

  34. ViolationPERME- REQUIRED TO CORR VIOL

    Case 227021 · Violation 1887524 · CLOSEDCASE

  35. ViolationPROSEC- EMERG IMMED RI

    Case 227021 · Violation 1887525 · CLOSEDCASE

  36. ViolationCOO- NO ZONING/USE REG/CO

    Case 227021 · Violation 1887526 · CLOSEDCASE

  37. ViolationELEC PROPERLY INSTALL-NR

    Case 227021 · Violation 1887527 · CLOSEDCASE

  38. ViolationELEC SYSTEM IS HAZARD-NR

    Case 227021 · Violation 1887528 · CLOSEDCASE

  39. ViolationLIGHT CORR&STAIR MIN&CONTIN-NR

    Case 227021 · Violation 1887529 · CLOSEDCASE

  40. ViolationLIGHT SANIT CONDIT&SAFE OCC-NR

    Case 227021 · Violation 1887530 · CLOSEDCASE

  41. ViolationANNUAL CERT FIRE ALARM

    Case 227021 · Violation 1887531 · CLOSEDCASE

  42. ViolationANNUAL CERT STANDBY/EMERG LITE

    Case 227021 · Violation 1887532 · CLOSEDCASE

  43. InvestigationNTF INSP

    Case 227021 · CLOSED

  44. InvestigationBC INSP

    Case 124584 · CLOSED

  45. ViolationCAL PROHIBITED CONDUCT

    Case 124584 · Violation 655579 · COMPEXCP

  46. InvestigationBC INSP

    Case 124584 · FAILED

How Philadelphia’s property system works

These explainers are free because the record only helps if you know what it can—and cannot—prove. Use the linked City guidance for the controlling rule.

Permits and inspections 2 on this property

This property’s file includes BP_ALTER, Zoning permit records. A permit documents authorized scope and a City process; it is not by itself proof that every described improvement was completed, remains in place, or meets today’s condition expectations.

L&I inspections are scheduled at defined stages; final inspection and required certifications are separate steps in closing out applicable work.

How construction and repair permits work ↗See City inspection stages by permit type ↗
Assessments and taxes

The OPA assessment is the City’s value on the tax roll—not an asking price, appraisal, or live account balance. The taxable assessment can differ from the full assessment because the City roll records exemptions or other treatment; the report keeps those fields separate.

Your annual estimate uses the taxable assessment. Payments, credits, interest, and the amount due are maintained separately in Tax Center.

How the Office of Property Assessment works ↗Philadelphia property-tax guidance ↗
Violations, cases, and status check current status

An open row is a dated City status, not a diagnosis of current condition or a conclusion about the property. Read the case, notice, and any subsequent inspection together, then verify the live file.

How L&I code enforcement works ↗City violation and order types ↗

Flags: 3 zoning/board appeals on record. Informational only — not investment advice or a consumer report (FCRA).

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Interior
1,557 sqft
livable area
Lot
1,050 sqft
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
CMX1
city zoning code
Zoning appeals
3
Completed · Granted · 2023

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 3964 N 7th St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$98K
20%
6.875%
$700/mo

When this house last sold (2018) a 30-year mortgage ran about 4.54% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment, not a live Tax Center balance.

Block context

3964 N 7th St sits on the 3900 block of N 7th St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 3962 N 7th St  ·  3960 N 7th St

Where this comes from
Methodology & freshness

This report was assembled Jul 10, 2026, 9:11 AM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)