Public Records
Edition
Philadelphia3900 block of Pennsgrove StJuly 9, 2026

House report

3963 Pennsgrove St

Vacant · assessed $49K · sold 4×. On the 3900 block of Pennsgrove St.

Street view of 3963 Pennsgrove St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

Construction next door (3962 Pennsgrove St, 2024)

Excavation deeper than 5 feet, or within 10 feet of an adjacent structure, legally requires the developer to survey neighboring homes first and give owners 10 days' written notice. Insist on the pre-construction survey — it is your evidence if cracks appear.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$49K
Price / sq ft
block $97 ·
Appreciation
+627%
+20%/yr, city 6.5%
In 5 years (~2031)
~$49K
+20%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$682
1.4% effective
Gross yield
Times sold
4

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$100K$200KBefore this chart — 2006: Sold $52K 2011: Zoning/use 2011: Demolition 2011: Demolished2018: Sold $15K2020: 5 L&I violations2021: 3 L&I violations 2021: New construction, addition, GFA change2022: New Construction 2022: 4 L&I violations2023: 4 L&I violations2024: Sold $60K$49K201620222027
This houseBlock median & rangeSaleL&I violationPermit
The paper trail

demolished in 2011 and rebuilt (2011), then sold for $60K in 2024.

  1. 2006 $52KSold
  2. 2011 Zoning/usePermitDemolitionPermitDemolishedTeardown
  3. 2018 $15KSold
  4. 2020 5 L&I violationsL&I
  5. 2021 3 L&I violationsL&INew construction, addition, GFA changePermit
  6. 2022 New ConstructionPermit4 L&I violationsL&I
  7. 2023 4 L&I violationsL&I
  8. 2024 $60KSold

Informational only — not investment advice or a consumer report (FCRA).

Run the numbers

What owning 3963 Pennsgrove St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$60K
20%
6.875%
$700/mo

When this house last sold (2024) a 30-year mortgage ran about 6.72% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Next door: 3961 Pennsgrove St  ·  3965 Pennsgrove St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)