2026 taxable assessment $145,700 × 1.3998%. Estimate—not a bill or account balance.
OPA also publishes a 2027 assessment of $751,400; it is not the 2026 billed-year value.
House report
3956 Terrace St
3 bd · 3 ba · 3 stories · 2,828 sqft · RSA5 · built 2018
Entity-held · assessed $729K (2026) · 2027 OPA assessment $751K · sold 2×. On the 3900 block of Terrace St.
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Property summary
Assessment$728,5002026 OPA assessment · 2027: $751,400
Last sale$499KRecorded 2018
Est. tax bill$2,040/year2026 taxable assessment · full-value scenario $10,198/year · basis and term unverified
Tax delinquencyNo 2022 matchNot proof account is current
Permits7Every fetched City permit
Violations0 open31 historical across 9 cases
“Open” reflects records available then historical records keep their source dates estimates are labeled
Question or correct this record
BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:
Property tax
The estimate, live balance, and back-tax record are different.
BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.
A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”
OPA 2112777002026 OPA taxes $145,700 of $728,500 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.
See the assessment math →Applying the same rate to the billed-year full assessment. OPA's numeric split does not say when or whether the current treatment changes.
See the assessment math →Historical delinquency sources Record found
This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.
A separate historical parcel ledger ending in 2016 records $2,481.06 and a lien entry. It is shown as historical context only.
2016$2,481.06 total · $2,198.95 principal · $32.98 interest · $21.99 penalty
For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”
What stands out
From the public recordTorn down & rebuilt
Record summarydemolition, followed by a 2017 construction permit and a $499K transfer in 2018.
View supporting records →What to do with this
The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.
If you’re buying
Verify the current tax bill and exemption
The 2026 taxable assessment implies about $2,040/yr, while applying the same rate to the full assessment would imply about $10,198/yr — $8,158/yr more. OPA's assessment split does not establish the exemption program, expiration, or buyer eligibility. Verify the basis and live bill with OPA and Revenue.
Zoned RSA5: one household by right
Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.
If you own it
$2,481 in the historical tax ledger through 2016
Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.
If you’re the landlord
If it is rented, verify the Rental License
The fetched license records do not show an active Rental License. Ownership type or a tax mailing address does not prove that tenants occupy the property; if it is rented, verify the current license and legal occupancy in eCLIPSE.
Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.
Assessment and tax history
Every fetched annual City assessment for this house, compared with its block and ZIP. The figures show assessment change, the billed-year tax estimate, dated tax records, and recorded transfers. They do not estimate market appreciation or investment return.
Assessed value
$728,500
2026 billed-year assessment · 2027: $751,400 · built 2018
Price / sq ft
$266
block $222 · above block
Assessment change
+450%
+17%/yr since 2016 · 2027 +3% vs 2026
Est. tax bill / yr
$2,040
0.28% effective, reduced taxable assessment
Jun 2022 tax snapshot
No match
not proof the account is current
Times sold
2
Assessment vs. the block and ZIP · every dated City record marked on the line
- OPA assessment · 2016$137K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2017$99K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2018$99K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2019$499K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2020$499K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2021$499K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2022$499K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2023$586K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2024$586K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2025$729K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2026$729K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- OPA assessment · 2027$751K assessed valueOPA’s value on the City tax roll for that year. It is not an appraisal, listing price, sale price, or live tax balance.How Philadelphia property assessments work ↗
- Deed / sale · 2018Deed / sale $499KA recorded real-estate document or transfer event. The amount and date can be useful history, but the underlying deed and transfer-tax filing control the parties, consideration, and legal effect.How to read the recorded document ↗
- Permit · 2016-08-16Zoning/useThis permit category usually covers the property’s allowed use, dimensions, occupancy, or site configuration. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2016-12-13New ConstructionThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2017-03-30ElectricalThis permit category usually covers electrical installation, alteration, replacement, or repair. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2017-03-30MechanicalThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2017-04-05SuppressionThis permit category usually covers fire-suppression systems or related life-safety work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2017-04-11PlumbingThis permit category usually covers water, drainage, fixtures, or other plumbing work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- Permit · 2018-07-03AdministrativeThis permit category usually covers construction, repair, alteration, addition, or occupancy work. The approved scope—not the short category—defines what was authorized, and issuance alone does not prove completion.Philadelphia construction and repair permits ↗
- L&I violation · 2007-08-18ROOF DETERIORATEDA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2007-08-18FLOOR/CEILING PARTIALLY COLLA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2007-08-18WALL DETERIORATEDA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2007-08-18F/C DETERIORATEDA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- Inspection · 2007-08-18CSUINITIALA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- L&I violation · 2009-07-28PROSEC- STD INFO (likely: Standard enforcement or prosecution notice)Legacy L&I shorthand; the case notice contains the actual required correction and deadlines.How L&I violations and orders work ↗
- L&I violation · 2009-07-28LICENSE-VAC RES BLDG (vacant residential building license required)This usually records a requirement to obtain a Vacant Structure License for an unoccupied residential building. Check later license and compliance rows because it does not establish present vacancy or an unresolved violation.How the City licenses vacant residential property ↗
- L&I violation · 2009-09-16VACANT PROP STANDARD (likely: vacant-property enforcement standard)A legacy L&I label associated with vacant-property requirements. It may concern licensing, securing, or maintaining a vacant structure; the notice and cited code control, and this row alone does not prove the property is vacant now.Read Philadelphia Code §9-3905 ↗
- L&I violation · 2009-09-22VACANT PROP UNSAFEA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2009-09-22INT S-WALL/FLOOR/CEILING LOADSA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2009-09-22EXT S-CHIMMEYS/TOWERS MAINTAINA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2009-09-22EXT S-WALLS REPAIR CRACKSA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2009-09-22EXT S-EXTERIOR REPAIR/MAINTAINA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2009-09-22DRAINAGE-AFFECTING ADJ/PROPA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- Inspection · 2009-09-22HCEU INSP (Housing Code Enforcement Unit inspection)A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended.What Philadelphia inspections check ↗
- L&I violation · 2011-03-15VACANT BLDG UNSECURED COUNTA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- Inspection · 2011-03-15PRECOURT (likely: pre-court compliance inspection)A follow-up before or during enforcement escalation; confirm the case sequence in the City file.What Philadelphia inspections check ↗
- L&I violation · 2011-09-26WALL LOOSE/MISS BRICKSA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- Inspection · 2011-09-26CSUINITIALA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- L&I violation · 2011-11-03WALL BULGEDA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2011-11-03WALL FRACTUREDA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2011-11-03ROOF PARTIALLY COLLAPSEDA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2011-11-03FLOOR/CEILING PARTIALLY COLLA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2012-04-13ROOF PARTIALLY COLLAPSED IDA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2012-04-13FLOOR/CEILING PARTIALLY C IDA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2012-04-13WALL DETERIORATED IDFA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2013-07-25WALL BULGEDA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2013-08-15VACANT BLDG UNSECURED COUNTA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2013-08-15VACANT PROP STANDARD (likely: vacant-property enforcement standard)A legacy L&I label associated with vacant-property requirements. It may concern licensing, securing, or maintaining a vacant structure; the notice and cited code control, and this row alone does not prove the property is vacant now.Read Philadelphia Code §9-3905 ↗
- L&I violation · 2013-08-15EXT A-CLEAN WEEDS/PLANTS (Cut or remove weeds and overgrowth from the exterior area)Cut or remove weeds and overgrowth from the exterior areaHow L&I violations and orders work ↗
- L&I violation · 2013-08-15EXT A-CLEAN RUBBISH/GARBAGE (Remove rubbish or garbage from the exterior area)Remove rubbish or garbage from the exterior areaHow L&I violations and orders work ↗
- L&I violation · 2016-10-14CLIP VIOLATION NOTICEA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2016-10-14EXT A-VACANT LOT CLEAN/MAINTAIA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2017-03-25DEBRIS REMOVE - CONSTRA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- L&I violation · 2019-12-14PERMB- FINAL PRE-CO INSPA dated L&I enforcement row. Read the cited code, required correction, status, and later inspections together; the title alone does not establish the property’s current condition.How L&I violations and orders work ↗
- Inspection · 2019-12-14BP_BLDGA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2012-07-25CSUINITIALA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2013-08-26CSUINITIALA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2013-09-27HCEU INSP (Housing Code Enforcement Unit inspection)A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended.What Philadelphia inspections check ↗
- Inspection · 2013-08-16CSUCURBINTA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2013-09-04CSUTESTPITA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2013-10-09CSUFINALA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2013-10-09CSUSTUBARA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2016-04-30PRECOURT (likely: pre-court compliance inspection)A follow-up before or during enforcement escalation; confirm the case sequence in the City file.What Philadelphia inspections check ↗
- Inspection · 2017-11-10BP_BLDGA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2020-12-22L&I investigationA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
- Inspection · 2021-12-30L&I investigationA dated L&I visit or review. Its type describes the inspection program; the separate result and later rows show whether that visit passed, failed, or led to follow-up.What Philadelphia inspections check ↗
Property assessmentBlock median & rangeZIP 19128 medianAssessmentDeed / saleL&I violationPermitInspection
Scroll horizontally to move through the years. Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.
Highlight
Every dated record55 events · exact dates, newest first
- InspectionL&I investigation
- InspectionL&I investigation
- L&I violationPERMB- FINAL PRE-CO INSP
- InspectionBP_BLDG
- PermitAdministrative
- Deed / saleDeed / sale $499K
- InspectionBP_BLDG
- PermitPlumbing
- PermitSuppression
- PermitElectrical
- PermitMechanical
- L&I violationDEBRIS REMOVE - CONSTR
- PermitNew Construction
- L&I violationCLIP VIOLATION NOTICE
- L&I violationEXT A-VACANT LOT CLEAN/MAINTAI
- PermitZoning/use
- InspectionPRECOURT (likely: pre-court compliance inspection)
- InspectionCSUFINAL
- InspectionCSUSTUBAR
- InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
- InspectionCSUTESTPIT
- InspectionCSUINITIAL
- InspectionCSUCURBINT
- L&I violationVACANT BLDG UNSECURED COUNT
- L&I violationVACANT PROP STANDARD (likely: vacant-property enforcement standard)
- L&I violationEXT A-CLEAN WEEDS/PLANTS (Cut or remove weeds and overgrowth from the exterior area)
- L&I violationEXT A-CLEAN RUBBISH/GARBAGE (Remove rubbish or garbage from the exterior area)
- L&I violationWALL BULGED
- InspectionCSUINITIAL
- L&I violationROOF PARTIALLY COLLAPSED ID
- L&I violationFLOOR/CEILING PARTIALLY C ID
- L&I violationWALL DETERIORATED IDF
- L&I violationWALL BULGED
- L&I violationWALL FRACTURED
- L&I violationROOF PARTIALLY COLLAPSED
- L&I violationFLOOR/CEILING PARTIALLY COLL
- L&I violationWALL LOOSE/MISS BRICKS
- InspectionCSUINITIAL
- L&I violationVACANT BLDG UNSECURED COUNT
- InspectionPRECOURT (likely: pre-court compliance inspection)
- L&I violationVACANT PROP UNSAFE
- L&I violationINT S-WALL/FLOOR/CEILING LOADS
- L&I violationEXT S-CHIMMEYS/TOWERS MAINTAIN
- L&I violationEXT S-WALLS REPAIR CRACKS
- L&I violationEXT S-EXTERIOR REPAIR/MAINTAIN
- L&I violationDRAINAGE-AFFECTING ADJ/PROP
- InspectionHCEU INSP (Housing Code Enforcement Unit inspection)
- L&I violationVACANT PROP STANDARD (likely: vacant-property enforcement standard)
- L&I violationPROSEC- STD INFO (likely: Standard enforcement or prosecution notice)
- L&I violationLICENSE-VAC RES BLDG (vacant residential building license required)
- L&I violationROOF DETERIORATED
- L&I violationFLOOR/CEILING PARTIALLY COLL
- L&I violationWALL DETERIORATED
- L&I violationF/C DETERIORATED
- InspectionCSUINITIAL
The paper trail
Torn down & rebuiltdemolition, followed by a 2017 construction permit and a $499K transfer in 2018.
- 2017 ElectricalPermitMechanicalPermitSuppressionPermitPlumbingPermitL&I violationL&IL&I: 2 failed, 2 passedL&I visit
- 2018 AdministrativePermit$499KTransfer
- 2019 L&I violationL&IInspection failedL&I visit
- 2020 Inspection failedL&I visit
- 2021 L&I: 1 failed, 1 passedL&I visit
Records behind the chart
Browse the source ledger
The chart above is the primary timeline. This drawer preserves every underlying dated row and its filed status for source-level review.
Browse 57 dated records deeds, permits, inspections, licenses, violations, certifications & appeals
- InvestigationL&I investigation
Case 719023 · PASSED
The cited inspection visit was marked passed.
- InvestigationL&I investigation
Case 719023 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- ViolationPERMB- FINAL PRE-CO INSP
Case 719023 · Violation 211980686 · Code A-402.5/2 · COMPLIED
Resolution: COMPLIED - LICENSE/CERTIFICATE/REPORT OBTAINED City marked this violation complied with; check the resolution date and live case for what was accepted.
- PermitAdministrative
Permit 890955 · COMPLETED
90 DAY TEMPORARY CERTIFICATE OF OCCUPANCY WITH THE FOLLOWING RESTRICTION: ROOF DECK RAILING MUST BE INSTALLED FIVE FEET FROM FRONT WALL, FORTY-TWO INCHES IN HEIGHT.
- Recorded transfer$499K transfer
2018
- InvestigationBP_BLDG
Case 576569 · PASSED
The cited inspection visit was marked passed.
- InvestigationBP_BLDG
Case 576569 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- PermitPlumbing
Permit 774311 · COMPLETED
3 WC 3 LAV 2 TUBS 1 KS 1 LAUNDRY 5" LATERAL 1" COMBO WATER SERVICE (SFD)POA20171010920THE INSTALLATION SHALL COMPLY WITH THE PHILADELPHIA PLUMBING CODE, 2004. SELF CERTIFICATIONS ARE NO LONGER PERMITTED","ALL EXCAVATIONS AND PLUMBING TRENCHES IN EXCESS OF 5 FT IN DEPTH MUST HAVE APPROVED SHORING IN PLACE AT THE TIME OF INSPECTION".
- PermitSuppression
Permit 763666 · COMPLETED
INSTALL NEW FIRE SUPPRESSION SYSTEM AND 1" COMBINED SERVICE IN ACCORDANCE WITH NFPA 13D THROUGHOUT THE ENTIRE BUILDING. ALL WORK SHALL COMPLY WITH THE APPROVED PLANS. ALL WORK SHALL BE PERFORMED BY A FIRE SUPPRESSION CONTRACTOR LICENSED BY THE CITY OF PHILADELPHIA.
- PermitElectrical
Permit 771015 · COMPLETED
200AMP SERVICE AND WIRING THROUGHOUT PER 2008 NEC (SFD) NORTH DISTRICT
- PermitMechanical
Permit 771019 · COMPLETED
EZ PERMIT DUCTWORK & WARM-AIR APPLIANCES- FOR THE INSTALLATION OF NEW DUCTWORK, REGISTERS/GRILLES/DIFFUSERS, AND WARM-AIR APPLIANCES AS PER ATTACHED STANDARD. DEVIATIONS FROM THIS STANDARD WILL RESULT IN PERMIT REVOCATION AND REQUIRE SUBMISSION OF CONSTRUCTION PLANS.
- ViolationDEBRIS REMOVE - CONSTR
Case 576569 · Violation 4298209 · Code A-104.1/5 · DEMOLISH
- InvestigationBP_BLDG
Case 576568 · PASSED
The cited inspection visit was marked passed.
- PermitNew Construction
Permit 728910 · Completed
CONSTRUCTION OF A THREE STORY STRUCTURE WITH CELLAR, ROOF DECK, AND ACCESS PILOT HOUSE (FOR STAIRS AND LANDING ONLY).
- ViolationCLIP VIOLATION NOTICE
Case 559591 · Violation 4113699 · Code CP-01 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationEXT A-VACANT LOT CLEAN/MAINTAI
Case 559591 · Violation 4113700 · Code PM-302.2/4 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- PermitZoning/use
Permit 713690 · COMPLETED
FOR THE ERECTION OF A SEMI-DETACHED STRUCTURE WITH ROOF DECK ACCESSED FROM PILOTHOUSE; FOR A SINGLE FAMILY HOUSEHOLD LIVING, SIZE AND LOCATION AS SHOWN IN THE APPLICATION,
- InvestigationPRECOURT (likely: pre-court compliance inspection)
Case 208292 · PASSED
A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked passed.
- InvestigationCSUSTUBAR
Case 393613 · PASSED
The cited inspection visit was marked passed.
- InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)
Case 398424 · PASSED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked passed.
- InvestigationCSUINITIAL
Case 393613 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- ViolationVACANT BLDG UNSECURED COUNT
Case 398424 · Violation 2906610 · Code PM-306.2/1 · DEMOLISH
- ViolationVACANT PROP STANDARD (likely: vacant-property enforcement standard)
Case 398424 · Violation 2906609 · Code PM-306.0/1 · DEMOLISH
A legacy L&I label associated with vacant-property requirements. It may concern licensing, securing, or maintaining a vacant structure; the notice and cited code control, and this row alone does not prove the property is vacant now.
- ViolationEXT A-CLEAN WEEDS/PLANTS (Cut or remove weeds and overgrowth from the exterior area)
Case 398424 · Violation 2906608 · Code PM-302.3/1 · DEMOLISH
- ViolationEXT A-CLEAN RUBBISH/GARBAGE (Remove rubbish or garbage from the exterior area)
Case 398424 · Violation 2906607 · Code PM-302.2/2 · DEMOLISH
- InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)
Case 398424 · FAILED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- InvestigationCSUINITIAL
Case 393613 · CLOSED
City marked the record closed; open the case for the closing reason.
- ViolationWALL BULGED
Case 393613 · Violation 2925375 · Code PM-307.1/8 · DEMOLISH
- InvestigationCSUINITIAL
Case 323334 · CLOSED
City marked the record closed; open the case for the closing reason.
- InvestigationCSUINITIAL
Case 323334 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- ViolationROOF PARTIALLY COLLAPSED ID
Case 323334 · Violation 2497153 · Code PM-308.1/2 · DEMOLISH
- ViolationFLOOR/CEILING PARTIALLY C ID
Case 323334 · Violation 2497154 · Code PM-308.1/5 · DEMOLISH
- ViolationWALL DETERIORATED IDF
Case 323334 · Violation 2497152 · Code PM-308.1/10 · DEMOLISH
- InvestigationCSUINITIAL
Case 299296 · CLOSED
City marked the record closed; open the case for the closing reason.
- InvestigationCSUINITIAL
Case 299296 · FAILED
The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- ViolationWALL BULGED
Case 299296 · Violation 2342840 · Code PM-307.1/8 · DEMOLISH
- ViolationWALL FRACTURED
Case 299296 · Violation 2342841 · Code PM-307.1/9 · DEMOLISH
- ViolationROOF PARTIALLY COLLAPSED
Case 299296 · Violation 2342838 · Code PM-307.1/3 · DEMOLISH
- ViolationFLOOR/CEILING PARTIALLY COLL
Case 299296 · Violation 2342839 · Code PM-307.1/6 · DEMOLISH
- ViolationWALL LOOSE/MISS BRICKS
Case 299296 · Violation 2342837 · Code PM-307.1/10 · DEMOLISH
- ViolationVACANT BLDG UNSECURED COUNT
Case 208292 · Violation 2009633 · Code PM-306.2/1 · DEMOLISH
- InvestigationPRECOURT (likely: pre-court compliance inspection)
Case 208292 · FAILED
A follow-up before or during enforcement escalation; confirm the case sequence in the City file. The cited inspection visit was marked failed; later rows may show follow-up or resolution.
- ViolationVACANT PROP UNSAFE
Case 208292 · Violation 2009632 · Code PM-307.1/1 · DEMOLISH
- ViolationINT S-WALL/FLOOR/CEILING LOADS
Case 208292 · Violation 2009631 · Code PM-305.2/1 · DEMOLISH
- ViolationEXT S-CHIMMEYS/TOWERS MAINTAIN
Case 208292 · Violation 2009630 · Code PM-304.6/1 · DEMOLISH
- ViolationEXT S-WALLS REPAIR CRACKS
Case 208292 · Violation 2009629 · Code PM-304.3/4 · DEMOLISH
- ViolationEXT S-EXTERIOR REPAIR/MAINTAIN
Case 208292 · Violation 2009628 · Code PM-304.1/1 · DEMOLISH
- ViolationDRAINAGE-AFFECTING ADJ/PROP
Case 208292 · Violation 2009627 · Code PM-302.4/3 · DEMOLISH
- InvestigationHCEU INSP (Housing Code Enforcement Unit inspection)
Case 208292 · CLOSED
A legacy L&I inspection label. The unit inspected housing for property-maintenance, fire-prevention, and related code compliance; the separate status says how that visit ended. City marked the record closed; open the case for the closing reason.
- ViolationVACANT PROP STANDARD (likely: vacant-property enforcement standard)
Case 208292 · Violation 2009626 · Code PM-306.0/1 · DEMOLISH
A legacy L&I label associated with vacant-property requirements. It may concern licensing, securing, or maintaining a vacant structure; the notice and cited code control, and this row alone does not prove the property is vacant now.
- ViolationPROSEC- STD INFO (likely: Standard enforcement or prosecution notice)
Case 208292 · Violation 2009624 · Code A-503.2/2 · DEMOLISH
Legacy L&I shorthand; the case notice contains the actual required correction and deadlines.
- ViolationLICENSE-VAC RES BLDG (vacant residential building license required)
Case 208292 · Violation 2009625 · Code PM-102.4/2 · DEMOLISH
This usually records a requirement to obtain a Vacant Structure License for an unoccupied residential building. Check later license and compliance rows because it does not establish present vacancy or an unresolved violation.
- ViolationROOF DETERIORATED
Case 124719 · Violation 656523 · Code PM-307.1/2 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationFLOOR/CEILING PARTIALLY COLL
Case 124719 · Violation 656521 · Code PM-307.1/6 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationWALL DETERIORATED
Case 124719 · Violation 656520 · Code PM-307.1/11 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- ViolationF/C DETERIORATED
Case 124719 · Violation 656522 · Code PM-307.1/5 · COMPLIED
City marked this violation complied with; check the resolution date and live case for what was accepted.
- InvestigationCSUINITIAL
Case 124719 · CLOSED
City marked the record closed; open the case for the closing reason.
What this record suggests
The City file documents 7 permits touching electrical work, plumbing, roof work. 7 carries a completed, issued, or approved status; that documents the filing, not the present quality of the work.
Flags: material assessment exemption — legal basis and term unverified · historical tax ledger through 2016 recorded $2K with a lien entry. Informational only — not investment advice or a consumer report (FCRA).
The assessment exemption gap
OPA's 2026 taxable assessment implies about $2,040/year. Applying the same 1.3998% rate to the full assessed value would imply ~$10,198/year — $8,158/year more. That is a scenario, not a forecast: the assessment split alone does not identify the exemption program, approval date, expiration, transfer treatment, or live Tax Center balance.
2026: ($728,500 assessed − $582,765 exempt) × 1.3998% ≈ $2,040/yr
full-assessment scenario: $728,500 × 1.3998% ≈ $10,198/yr
The OPA amount does not prove a ten-year abatement or any other specific program. Obtain the approval history and verify the current Tax Center account; a buyer should not assume the seller's relief transfers or restarts.
The property, on paper
The city assessor's field record — the physical spec sheet behind the assessed number.
Bedrooms
3
Bathrooms
3
Stories
3
Interior
2,828 sqft
livable area
Lot
2,458 sqft
Basement
Full, finished
city code A
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Quality grade
C
assessor's grade
ABCDE
Zoning
RSA5
city zoning code
OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.
Run the numbers
What owning 3956 Terrace St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.
When this house last sold (2018) a 30-year mortgage ran about 4.54% — Freddie Mac's average that year.
Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Estimated cash needed
—
down + 4% planning allowance
Modeled cash flow
—
rent − shown costs · /mo
Modeled cap rate
—
modeled NOI ÷ price
Modeled cash-on-cash
—
modeled year-1 return
Scenario for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance, and buyer cash equal to the down payment plus 4%. Taxes use this parcel's taxable assessment with an optional full-assessment stress test, not a live Tax Center balance. Cash flow and returns exclude vacancy, management, utilities, HOA or condo fees, leasing costs, income tax, and unplanned capital work.
Block context
3956 Terrace St sits on the 3900 block of Terrace St. Open the block report to compare its parcels, ownership and public-record history.
See the whole block →Next door: 3954 Terrace St · 3958 Terrace St
Where this comes from
- Assessment, spec sheet & owner — OPA Property Assessments, Office of Property Assessment
- Sales & deed history — Realty Transfer Tax records, Recorder of Deeds
- Permits, violations & inspections — L&I Property History · Atlas
- Tax delinquency snapshot · June 2022 — Real Estate Tax Delinquencies, Dept. of Revenue
- Historical tax ledger & liens · through 2016 — Real Estate Tax Balances, Dept. of Revenue
- Current property-tax balance — Verify with Philadelphia Revenue
- Zoning appeals — L&I & Zoning Board appeals
- Neighborhood income & rents — US Census ACS 5-year estimates
- Historical mortgage rates — Freddie Mac Primary Mortgage Market Survey, annual averages
- Imagery — Street photo © Google · Aerial © Esri, Maxar
Methodology & freshness
This report was assembled Jul 10, 2026, 11:06 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. For this property: Permits: queried · Violations: queried · Investigations: queried · Appeals: queried · Licenses: queried · Building certifications: queried. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.
Official city record ↗ · L&I history ↗ · See the whole block · Download this record (JSON)