Public Records
Edition
Philadelphia3900 block of N 8th StJuly 9, 2026

House report

3927 N 8th St

3 bd · 1 ba · 2 stories · 1,260 sqft · RSA5 · built 1935

Owner-occupied · assessed $122K · sold 1×. On the 3900 block of N 8th St.

Street view of 3927 N 8th St
From the street — imagery © Google
From above — imagery © Esri, Maxar
The story of this houseAI · written from the public record

Reading this house's deeds, permits and assessments…

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The tax bill is temporary

Today's $304/yr reflects a 10-year abatement. It jumps to about $1,704/yr in 2030 — $1,400/yr more. Price the full bill, not the current one.

Built 1935: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

The last transfer was not a sale

The most recent recorded deed moved for nominal consideration, within one family. That is where tangled-title problems live — budget a real title search. (Occupants untangling an inherited deed can get help from the city's Tangled Title Fund.)

If you own it

When the abatement ends, file for Homestead

An abated home cannot also take the Homestead Exemption. From 2030 it can — knocking about $1,400/yr off the full bill.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the analyst below to dig into any number.

Assessed value
$122K
built 1935
Price / sq ft
$97
block $97 · in line w/ block
Appreciation
+110%
+7%/yr, city 6.5%
In 5 years (~2031)
~$122K
+7%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$304
0.25% effective, abated
Gross yield
Times sold
1
kept in the family

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$100K$200KBefore this chart — 2007: Sold $1K2025: Alterations$122K201620222027
This houseBlock median & rangePermit
The paper trail

built new under a 2025 permit (tax-abated), sold for $1K in 2007.

  1. 2007 $1KSold
  2. 2025 AlterationsPermit

Flags: tax-abated — the bill lags real value · long-held within one family. Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house pays about $304/yr under a 10-year tax abatement. In 2030 the bill reaches its full ~$1,704/yr — a step up of $1,400/yr, 3 assessment years out. Drag the slider.

2016: ~$392/yr2017: ~$392/yr2018: ~$392/yr2019: ~$199/yr2020: ~$0/yr2021: ~$0/yr2022: ~$0/yr2023: ~$98/yr2024: ~$98/yr2025: ~$120/yr2026: ~$120/yr2027: ~$304/yr2028: ~$304/yr (projected)2029: ~$304/yr (projected)2030: ~$1,704/yr (projected)2031: ~$1,704/yr (projected)201620302031
2027~$304/yrfrom the record

now: ($121,700 assessed − $99,983 abated) × 1.3998% ≈ $304/yr 2030: $121,700 assessed × 1.3998% ≈ $1,704/yr Flat 100% exemption (pre-2022 program, started 2020), then the cliff — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,260 sqft
livable area
Lot
1,050 sqft
Heat
Undetermined
city code H
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 3927 N 8th St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$122K
20%
6.875%
$875/mo
Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Next door: 3925 N 8th St  ·  3929 N 8th St

Where this comes from

City datasets are fetched live from OpenDataPhilly (phl.carto.com) and cached briefly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)