House report

3740 N 9th St

3 bd · 1 ba · 2 stories · 992 sqft · RSA6 · built 1925

Owner-occupied · assessed $109K. On the 3700 block of N 9th St.

Street view of 3740 N 9th St
From the street — imagery © Google
From above — imagery © Esri, Maxar

Property summary

Verify the current balance before relying on it.

$2K was recorded for this parcel in Philadelphia's June 2022 delinquency snapshot. That amount may have been paid, reduced, or increased since; it is not a current payoff figure.

Verify current balance with Philadelphia Revenue →

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

The current tax estimate is temporary

The taxable assessment implies about $129/yr under a 10-year abatement. The estimate steps up every year and reaches about $1,529/yr in 2036 — $1,400/yr more. Underwrite the post-abatement estimate and verify the actual bill with Revenue.

Built 1925: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA6: one household by right

Single-family attached, small lot. Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

When the abatement ends, file for Homestead

An abated home cannot also take the Homestead Exemption. From 2036 it can — knocking about $1,400/yr off the full bill.

$1,722 in the June 2022 delinquency snapshot

The City recorded this amount in June 2022. It may since have been paid, reduced, or increased; verify the current balance directly with Philadelphia Revenue.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$109K
built 1925
Price / sq ft
$110
block $108 · in line w/ block
Appreciation
+76%
+5%/yr, city 6.5%
In 5 years (~2031)
~$109K
+5%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$129
0.12% effective, abated
Jun 2022 tax snapshot
$2K
delinquency recorded then · verify current
Gross yield
9.2%
≈$834/mo rent
Times sold
0

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$100K$200KBefore this chart — 2014: Plumbing$109K201620222027
This houseBlock median & rangePermit

The paper trail

built new under a 2014 permit (tax-abated).

  1. 2014 PlumbingPermit

Flags: tax-abated — the bill lags real value · $2K recorded in the June 2022 delinquency snapshot — verify current balance. Informational only — not investment advice or a consumer report (FCRA).

The abatement clock

This house’s taxable assessment implies about $129/yr under a 10-year tax abatement that steps down every year. In 2036 the assessment-based estimate reaches ~$1,529/yr — a step up of $1,400/yr, 9 assessment years out. Drag the slider.

2016: ~$868/yr2017: ~$868/yr2018: ~$868/yr2019: ~$690/yr2020: ~$528/yr2021: ~$528/yr2022: ~$528/yr2023: ~$1,131/yr2024: ~$1,131/yr2025: ~$1,316/yr2026: ~$0/yr2027: ~$129/yr2028: ~$285/yr (projected)2029: ~$440/yr (projected)2030: ~$596/yr (projected)2031: ~$751/yr (projected)2032: ~$907/yr (projected)2033: ~$1,062/yr (projected)2034: ~$1,218/yr (projected)2035: ~$1,373/yr (projected)2036: ~$1,529/yr (projected)2037: ~$1,529/yr (projected)201620362037
2027~$129/yrestimated from assessment

now: ($109,200 assessed − $99,984 abated) × 1.3998% ≈ $129/yr 2036: $109,200 assessed × 1.3998% ≈ $1,529/yr The abated slice shrinks ~10% a year (post-2022 program, started 2026) — reassessments move both lines. After expiry an owner-occupant can claim the Homestead Exemption (~$1,400/yr off); an abated home can't hold both.

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
992 sqft
livable area
Lot
816 sqft
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RSA6
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 3740 N 9th St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$109K
20%
6.875%
$825/mo

When this house last sold (1987) a 30-year mortgage ran about 10.21% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record (with the abatement toggle above).

Block context

3740 N 9th St sits on the 3700 block of N 9th St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 3738 N 9th St  ·  3742 N 9th St

Where this comes from

Methodology & freshness

Available City datasets are queried from OpenDataPhilly (phl.carto.com), then reports are cached and refreshed on a rolling schedule. Source dates vary: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. Other dossiers re-pull on view once stale, and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)