The Block Report

House report

3617 N Camac St

3 bd · 1 ba · 2 stories · 1,134 sqft · RSA5 · built 1920

Owner-occupied · assessed $105K · 2 licensed units · sold 4×. On the 3600 block of N Camac St.

Property summary

Assessment$105KCity assessed value Last sale$65KRecorded 2021 Est. annual tax$1K/yearAssessment × 1.3998% Tax delinquency—Snapshot unavailable Permits1Dated events in report ViolationsNone openNone open when assembled

“Open” reflects records available then historical records keep their source dates estimates are labeled

BlockReport AI · cited public records

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Street view of 3617 N Camac St
From the street — imagery © Google
From above — imagery © Esri, Maxar

What stands out

From the public record

Records to verify together

Rule-based groupings across this property's dated public records. Each flag shows the records that belong in the same verification step and where the inference stops.

Dated record flagPost-purchase work pattern

A recorded purchase followed by 1 permit event matches the early part of a renovate-and-resell sequence.

Evidence: purchase recorded in 2021 · permit activity in 2022

Limit: This does not show that the property is listed or that a sale is planned.

Transparent record rules, not a score or forecast. Each flag is a prompt to verify the cited records, not a prediction or allegation.

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1920: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

2 units in RSA5, a single-family district

The building's use almost certainly predates today's code — a "legal nonconforming" use. That status survives a sale but can lapse if the use is abandoned or the building sits vacant; verify the registered use with L&I before pricing it as 2 rents.

If you own it

$1,399/yr may be unclaimed

This home reads owner-occupied but shows no Homestead Exemption, which removes $100,000 from the taxable assessment (worth up to $1,399/yr). Applying through the City is free and takes minutes.

If you’re the landlord

Lead certificate is not optional

Built 1920: every rental unit needs a lead-safe or lead-free certificate on file with the City. Without one: fines up to $2,000/day per unit, tenants may withhold rent, courts can order rent refunded — and no eviction will stand.

Licensed rental — keep it that way

Renewal requires city tax clearance and zero open L&I violations on the property. A lapsed license suspends the right to collect rent or evict.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$105K
built 1920
Price / sq ft
$92
block $92 · in line w/ block
Appreciation
+113%
+7%/yr, city 6.5%
In 5 years (~2031)
~$105K
+7%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$1K
1.4% effective
Jun 2022 tax snapshot
—
Gross yield
9.8%
≈$859/mo rent
Times sold
4
licensed rental

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$100K$200KBefore this chart — 2013: 7 L&I violations 2013: Inspection failed 2014: Inspection passed2017: Sold $17K 2017: Sold $30K 2017: Sold $35K2021: Sold $65K2022: Change of Use$105K201620222027
This houseBlock median & rangeSalePermit

The paper trail

Improved

Bought for $17K in 2017. Owner pulled a change of use permit in 2022.

  1. 2013 7 L&I violationsL&IInspection failedL&I visit
  2. 2014 Inspection passedL&I visit
  3. 2017 $17KSold$30KSold$35KSold
  4. 2021 $65KSold
  5. 2022 Change of UsePermit

Flags: active rental license. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Bathrooms
1
Stories
2
Interior
1,134 sqft
livable area
Lot
1,260 sqft
Heat
Undetermined
city code H
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
C
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 3617 N Camac St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at 2 licensed units × ~85% of the area's median unit rent — the whole building's income, not one unit's. Assessed value is not an asking price — set the price slider to the real one.

$105K
20%
6.875%
$1K/mo

When this house last sold (2021) a 30-year mortgage ran about 2.96% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

3617 N Camac St sits on the 3600 block of N Camac St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 3615 N Camac St  ·  3619 N Camac St

Where this comes from
Methodology & freshness

Available City datasets are queried from OpenDataPhilly (phl.carto.com), then reports are cached and refreshed on a rolling schedule. Source dates vary: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. Other dossiers re-pull on view once stale, and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)