House report

3525-27 Ainslie St

4 bd · 1 ba · 2 stories · 2,052 sqft · RSA3 · built 1938

Owner-occupied · assessed $454K (2026) · 2027 OPA assessment $488K. On the 3500 block of Ainslie St.

Street view of 3525-27 Ainslie St
From the street — imagery © Google
From above — imagery © Esri, Maxar
BlockReport AI · cited public records

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Property summary

“Open” reflects records available then historical records keep their source dates estimates are labeled

Question or correct this record

BlockReport can explain a discrepancy, but it cannot rewrite an official City record. Use the agency that owns the underlying fact:

The estimate, live balance, and back-tax record are different.

BlockReport can calculate the annual tax from the City’s taxable assessment. Payments, credits, interest, and a current amount due live separately in Philadelphia Tax Center.

Estimated annual Real Estate Tax$3,868/year

2026 taxable assessment $276,300 × 1.3998%. Estimate—not a bill or account balance.

OPA also publishes a 2027 assessment of $487,800; it is not the 2026 billed-year value.

Official current account balanceCheck live

A Tax Center balance is net of bills, payments, credits, interest, and adjustments. A credit—or an amount due—is not automatically “back taxes.”

OPA 382127300
Open Philadelphia Tax Center →Choose “View period balance” to see the tax year and any credit, interest, or delinquency.
Exemption classificationPartial assessment exemption — basis unverified

2026 OPA taxes $276,300 of $453,800 assessed. The assessment fields alone do not identify a program, approval date, expiration, or buyer eligibility.

See the assessment math →
Full-assessment scenario$6,352/year

Applying the same rate to the billed-year full assessment. OPA's numeric split does not say when or whether the current treatment changes.

See the assessment math →
Historical delinquency sources No current conclusion

The June 2022 delinquency snapshot was not verifiably available in this cached report. No conclusion about a match—or today’s balance—can be drawn from that absence.

For a purchase, refinance, or closing, request the City’s official Property Payoff statement in Tax Center under “More options.”

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Verify the current tax bill and exemption

The 2026 taxable assessment implies about $3,868/yr, while applying the same rate to the full assessment would imply about $6,352/yr — $2,484/yr more. OPA's assessment split does not establish the exemption program, expiration, or buyer eligibility. Verify the basis and live bill with OPA and Revenue.

Built 1938: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA3: one household by right

Single-family attached. Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

Verify which assessment relief applies

OPA shows a material assessment exemption, but this record does not identify its legal basis or transfer treatment. Ask OPA for the approval history; if the current treatment ends, an eligible owner-occupant may need to apply separately for Homestead relief.

Derived from the fetched property records and linked City guidance as of 2026. Assessment treatment is not a substitute for an exemption approval, live balance, title report, license, occupancy certificate, or inspection. Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: every fetched annual City assessment, charted against its block and ZIP; appreciation includes the full-period compound rate and the latest year-over-year change. The 5-year figure simply extends that historical pace. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$453,800
2026 billed-year assessment · 2027: $487,800 · built 1938
Price / sq ft
$238
block $240 · in line w/ block
Appreciation
+34%
+3%/yr since 2016 · 2027 +7% vs 2026
In 5 years (~2032)
~$558K
+3%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax bill / yr
$3,868
0.79% effective, reduced taxable assessment
Jun 2022 tax snapshot
Gross yield
5%
≈$2K/mo rent
Times sold
0

Assessment vs. the block and ZIP · every dated City record marked on the line

$0$250K$500KZIP 19129 median$488K2015201720192021202320252027
Property assessmentBlock median & rangeZIP 19129 medianAssessment

Each icon sits on its recorded date; records without a day are labeled and centered within their year. Select one to explain the filing.

The paper trail

built new under a 2012 permit (reduced taxable assessment shown).

  1. 2012 PlumbingPermit

Flags: material assessment exemption — legal basis and term unverified. Informational only — not investment advice or a consumer report (FCRA).

The assessment exemption gap

OPA's 2026 taxable assessment implies about $3,868/year. Applying the same 1.3998% rate to the full assessed value would imply ~$6,352/year$2,484/year more. That is a scenario, not a forecast: the assessment split alone does not identify the exemption program, approval date, expiration, transfer treatment, or live Tax Center balance.

2016: ~$3,868/yr2017: ~$3,868/yr2018: ~$3,868/yr2019: ~$3,868/yr2020: ~$3,868/yr2021: ~$3,868/yr2022: ~$3,868/yr2023: ~$3,868/yr2024: ~$3,868/yr2025: ~$3,868/yr2026: ~$3,868/yr20162026
2026~$3,868/yrestimated from assessment

2026: ($453,800 assessed − $177,475 exempt) × 1.3998% ≈ $3,868/yr full-assessment scenario: $453,800 × 1.3998% ≈ $6,352/yr The OPA amount does not prove a ten-year abatement or any other specific program. Obtain the approval history and verify the current Tax Center account; a buyer should not assume the seller's relief transfers or restarts.

The property, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
4
Bathrooms
1
Stories
2
Interior
2,052 sqft
livable area
Lot
5,000 sqft
Basement
Full
city code D
Heat
Hot water / radiators
city code B
Central air
No
Exterior condition
Average
city code 4
Interior condition
Average
city code 4
Quality grade
B
assessor's grade
Zoning
RSA3
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 3525-27 Ainslie St takes, at your price and your rate. Taxes start with an annual estimate from the City’s taxable assessment, not a current bill or balance; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$488K
20%
6.875%
$2K/mo

When this house last sold (1998) a 30-year mortgage ran about 6.94% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes use this parcel's taxable assessment with an optional full-assessment stress test, not a live Tax Center balance.

Block context

3525-27 Ainslie St sits on the 3500 block of Ainslie St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 3521-23 Ainslie St  ·  3529-31 Ainslie St

Where this comes from

Methodology & freshness

This report was assembled Jul 9, 2026, 2:00 PM ET. Available City datasets are queried from OpenDataPhilly (phl.carto.com) and the cited City ArcGIS feeds; record queries paginate rather than silently taking a first page. “Unavailable” means the source query failed or was not supplied, not “no record.” Reports re-pull on view after seven days and on an overnight rolling schedule; citywide benchmarks recompute weekly. Source dates still govern: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. The live balance and date-effective payoff must be verified in Tax Center. AI-written passages are grounded in the assembled record and rejected if they state a number the record does not hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)