The Block Report

House report

330 Spruce St

3 stories · 4,299 sqft · RSA5 · built 1830

Owner-occupied · assessed $1.5M · sold 1×. On the 300 block of Spruce St.

Street view of 330 Spruce St
From the street — imagery © Google
From above — imagery © Esri, Maxar

Property summary

Assessment$1.5MCity assessed value Last sale$1.6MRecorded 2014 Est. annual tax$19K/yearAssessment × 1.3998% Tax delinquencyNo 2022 matchNot proof account is current Permits—Record unavailable ViolationsNone openNo open L&I cases

Verify the current balance before relying on it.

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

A separate historical parcel ledger ending in 2016 records $17K and a lien entry. It is shown as historical context only.

Verify current balance with Philadelphia Revenue →

What stands out

From the public record

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Built 1830: lead rules apply

Federal law requires a lead-paint disclosure at sale for any pre-1978 home. If it will be rented, Philadelphia also requires a lead-safe or lead-free certificate before a rental license can issue.

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$17,169 in the historical tax ledger through 2016

Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$1.5M
built 1830
Price / sq ft
$341
block $444 · below block
Appreciation
+50%
+4%/yr, city 6.5%
In 5 years (~2031)
~$1.5M
+4%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$19K
1.3% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
—
Times sold
1

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$1.0M$2.0M$1.5M201620222027
This houseBlock median & range

Flags: historical tax ledger through 2016 recorded $17K with a lien entry. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Stories
3
Interior
4,299 sqft
livable area
Lot
2,916 sqft
Basement
Partial
city code H
Heat
Hot water / radiators
city code B
Central air
No
Exterior condition
Above average
city code 3
Interior condition
Above average
city code 3
Quality grade
B
assessor's grade
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Run the numbers

What owning 330 Spruce St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$1.5M
20%
6.875%
$11K/mo

When this house last sold (2014) a 30-year mortgage ran about 4.17% — Freddie Mac's average that year.

Mortgage
—
P&I · 30-yr fixed
All-in monthly
—
+ taxes & insurance
Cash to close
—
down + ~4% costs
Cash flow
—
rent − all costs · /mo
Cap rate
—
NOI ÷ price
Cash-on-cash
—
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

330 Spruce St sits on the 300 block of Spruce St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 328 Spruce St  ·  328 Spruce St

Where this comes from

Methodology & freshness

Available City datasets are queried from OpenDataPhilly (phl.carto.com), then reports are cached and refreshed on a rolling schedule. Source dates vary: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. Other dossiers re-pull on view once stale, and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)