House report

3221 Latona St

3 bd · 3 stories · 1,260 sqft · RSA5 · built 2025

Absentee individual · assessed $42K · sold 2×. On the 3200 block of Latona St.

Street view of 3221 Latona St
From the street — imagery © Google
From above — imagery © Esri, Maxar

Property summary

Verify the current balance before relying on it.

This parcel did not match the June 2022 delinquency snapshot. That absence does not confirm the account is current today.

A separate historical parcel ledger ending in 2016 records $2K and a lien entry. It is shown as historical context only.

Verify current balance with Philadelphia Revenue →

What stands out

From the public record
Finding

Assessment and sale price disagree hard

Why it matters

Assessed at $42K, but it traded for $335,000 in 2025 — a 8.1× gap. Could be a non-market deed the record doesn't label, or an assessment that hasn't caught up.

View supporting records →

What the record is signaling

Early patterns mined across this property's dated public records. Each flag shows what triggered it and where the inference stops.

elevated signalPost-purchase work pattern

A recorded purchase followed by 6 permit events matches the early part of a renovate-and-resell sequence.

Evidence: purchase recorded in 2025 · permit activity in 2025

Limit: This does not show that the property is listed or that a sale is planned.

Transparent record rules, not a machine-learning forecast. A signal is a prompt to verify the cited record, not a prediction or allegation.

What to do with this

The record, translated into moves — what a buyer, the owner, and a landlord would each want to check next under Philadelphia's actual rules.

If you’re buying

Zoned RSA5: one household by right

Single-family rowhouse (the classic Philly row). Converting to a duplex or apartments needs a use variance the zoning board rarely grants — Pennsylvania courts require a physical hardship of the lot itself, and economics alone do not qualify.

If you own it

$1,586 in the historical tax ledger through 2016

Historical context only, not a current payoff figure; that ledger also contains a lien entry. Verify today's balance and lien status directly with Philadelphia Revenue before relying on it.

If you’re the landlord

No active rental license on file

If this property is rented, Philadelphia requires a Rental License (via eCLIPSE) — without it a landlord cannot legally collect rent or evict, and tenants can withhold. Licensing needs tax clearance and no open violations.

Derived from this house's public records and the city's rules as of 2026 (abatement ordinance, Homestead, rental licensing, lead certification, L&I process, excavation protections). Informational only — not legal, tax, or investment advice.

The investment read

How this house has moved and where it's pointed: the city's assessed value (not a listing price) over 12 years, charted against its block; appreciation is that history's pace, and the 5-year figure simply extends it. Yield estimates rent-vs-price from area rents. Ask the record to dig into any number.

Assessed value
$42K
built 2025
Price / sq ft
$33
block $148 · below block
Appreciation
+628%
+20%/yr, city 6.5%
In 5 years (~2031)
~$42K
+20%/yr own pace held 5 yrs — extrapolation, not a forecast
Est. tax / yr
$581
1.4% effective
Jun 2022 tax snapshot
No match
not proof the account is current
Gross yield
Times sold
2

Value vs. the block, over time — sales, permits & L&I events marked on the line

$0$100K$200K2021: New construction, addition, GFA change 2021: New Construction2022: L&I violation2024: L&I violation2025: New Construction 2025: New Construction or Additions 2025: New Construction 2025: New Construction or Additions 2025: New Construction or Additions 2025: New Construction 2025: 2 L&I violations 2025: Sold $335K$42K201620222027
This houseBlock median & rangeSaleL&I violationPermit

The paper trail

built new under a 2021 permit, sold for $335K in 2025.

  1. 2021 New construction, addition, GFA changePermitNew ConstructionPermit
  2. 2022 L&I violationL&I
  3. 2024 L&I violationL&I
  4. 2025 New ConstructionPermitNew Construction or AdditionsPermitNew ConstructionPermitNew Construction or AdditionsPermitNew Construction or AdditionsPermitNew ConstructionPermit2 L&I violationsL&I$335KSold

Flags: historical tax ledger through 2016 recorded $2K with a lien entry. Informational only — not investment advice or a consumer report (FCRA).

The house, on paper

The city assessor's field record — the physical spec sheet behind the assessed number.

Bedrooms
3
Stories
3
Interior
1,260 sqft
livable area
Lot
595 sqft
Basement
Full, unfinished
city code C
Heat
Forced hot air
city code A
Central air
Yes
Exterior condition
Newer construction
city code 1
Newer construction
Interior condition
Newer construction
city code 1
Newer construction
Zoning
RSA5
city zoning code

OPA field-assessment attributes. Condition and grade are the assessor's codes, not an inspection.

Where the record looks off

Places where the city's own paperwork disagrees with itself. These are flags on the data — not problems with the property.

Assessment and sale price disagree hard

Assessed at $42K, but it traded for $335,000 in 2025 — a 8.1× gap. Could be a non-market deed the record doesn't label, or an assessment that hasn't caught up.

Run the numbers

What owning 3221 Latona St takes, at your price and your rate. Taxes are this house's actual bill from the city record; rent starts at the area median. Assessed value is not an asking price — set the price slider to the real one.

$335K
20%
6.875%
$700/mo

When this house last sold (2025) a 30-year mortgage ran about 6.6% — Freddie Mac's average that year.

Mortgage
P&I · 30-yr fixed
All-in monthly
+ taxes & insurance
Cash to close
down + ~4% costs
Cash flow
rent − all costs · /mo
Cap rate
NOI ÷ price
Cash-on-cash
year-1 return on cash in

Estimates for orientation, not advice. Assumes a 30-year fixed loan, $1,400/yr insurance, 1% of price/yr maintenance; taxes from this parcel's record.

Block context

3221 Latona St sits on the 3200 block of Latona St. Open the block report to compare its parcels, ownership and public-record history.

See the whole block →

Next door: 3219 Latona St  ·  3223 Latona St

Where this comes from

Methodology & freshness

Available City datasets are queried from OpenDataPhilly (phl.carto.com), then reports are cached and refreshed on a rolling schedule. Source dates vary: the parcel-level tax-delinquency snapshot is June 2022 and the separate detailed tax ledger ends in 2016, so neither establishes today’s balance. Other dossiers re-pull on view once stale, and citywide benchmarks recompute weekly. AI-written passages are generated from these records only and rejected if they state a number the record doesn't hold.

Official city record ↗  ·  L&I history ↗  ·  See the whole block  ·  Download this record (JSON)